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train · 15k rows

Age int64 18 69	Gender stringclasses 3 values	Education Level stringclasses 4 values	Marital Status stringclasses 4 values	Income float64 20k 120k ⌀	Credit Score float64 600 799 ⌀	Loan Amount float64 5k 50k ⌀	Loan Purpose stringclasses 4 values	Employment Status stringclasses 3 values	Years at Current Job int64 0 19	Payment History stringclasses 4 values	Debt-to-Income Ratio float64 0.1 0.6	Assets Value float64 20.1k 300k ⌀	Number of Dependents float64 0 4 ⌀	City stringlengths 6 23	State stringclasses 59 values	Country stringclasses 243 values	Previous Defaults float64 0 4 ⌀	Marital Status Change int64 0 2	Risk Rating stringclasses 3 values
56	Male	Master's	Widowed	93,844	799	17,356	Personal	Unemployed	4	Poor	0.217645	27,063	0	Port Kimberlyton	WA	Barbados	4	1	Low
29	Male	High School	Divorced	23,768	672	null	Auto	Unemployed	19	Excellent	0.242456	92,916	null	South Amanda	MA	American Samoa	null	1	Medium
58	Male	High School	Married	null	null	29,201	Personal	Unemployed	9	Poor	0.277755	null	4	Davisburgh	PW	Burkina Faso	0	1	Low
26	Female	Bachelor's	Widowed	33,986	664	49,729	Business	Unemployed	0	Excellent	0.243925	101,294	4	Port Alexfort	NH	Costa Rica	null	1	Low
19	Male	Master's	Divorced	93,391	635	null	Personal	Employed	13	Excellent	0.131817	78,203	null	New Michelleborough	AR	United States of America	3	2	Low
68	Non-binary	High School	Widowed	59,103	711	20,037	Personal	Employed	3	Good	0.279547	192,312	3	South Karen	MT	Latvia	1	0	Medium
64	Female	High School	Divorced	69,915	778	38,239	Personal	Employed	1	Fair	0.528373	214,552	4	Woodfort	ID	Mexico	3	2	Medium
57	Female	PhD	Single	85,265	651	null	Personal	Unemployed	0	Fair	0.203578	null	null	East Thomasview	UT	New Caledonia	2	2	High
42	Non-binary	Bachelor's	Widowed	21,130	778	30,489	Personal	Employed	3	Poor	0.219819	108,077	4	East John	MI	Pitcairn Islands	4	0	Low
28	Non-binary	Master's	Single	103,969	694	25,936	Personal	Self-employed	15	Excellent	0.366158	179,692	2	Longville	AS	Philippines	4	2	Low
18	Male	PhD	Married	38,802	645	28,171	Business	Unemployed	2	Fair	0.466649	228,385	null	Rosston	NH	Honduras	0	0	Medium
20	Non-binary	Master's	Divorced	105,163	770	21,142	Business	Unemployed	7	Good	0.270074	null	1	Bruceland	KS	Monaco	1	1	Low
40	Non-binary	High School	Married	55,862	null	null	Personal	Employed	19	Fair	0.120101	274,558	4	Carterbury	SC	Chile	3	1	High
25	Male	Bachelor's	Divorced	117,845	739	34,541	Home	Employed	18	Good	0.419019	31,752	1	Andersontown	ME	Montserrat	0	0	High
63	Non-binary	Master's	Widowed	null	714	42,845	Business	Employed	14	Excellent	0.542478	null	3	Port William	SD	Chile	3	1	Medium
54	Non-binary	PhD	Single	68,192	745	24,466	Personal	Employed	13	Good	0.571908	20,395	3	North Paul	MA	Costa Rica	4	1	Low
27	Male	High School	Married	23,936	635	34,500	Home	Self-employed	1	Poor	0.251819	154,470	2	New Tarafort	MP	Greenland	4	2	Low
41	Female	Master's	Married	null	732	null	Business	Self-employed	12	Excellent	0.15145	181,816	4	New Timothy	MA	United Arab Emirates	4	1	Medium
28	Male	Bachelor's	Widowed	52,499	691	47,468	Business	Self-employed	15	Fair	0.203811	72,346	2	Brooksview	PA	Pakistan	1	0	Low
68	Female	PhD	Married	null	714	31,763	Business	Self-employed	12	Poor	0.503359	130,448	1	Port Angelaburgh	AL	Saint Kitts and Nevis	null	1	Low
30	Male	Master's	Married	91,854	727	23,674	Personal	Self-employed	4	Poor	0.334251	187,333	4	Port Kathleen	KS	Ukraine	2	2	Low
48	Non-binary	Bachelor's	Divorced	106,923	601	5,375	Personal	Employed	14	Poor	0.359268	126,033	4	Lake Julian	CO	Spain	null	2	Medium
21	Non-binary	High School	Single	99,864	719	47,882	Auto	Self-employed	1	Good	0.296626	266,205	3	North Jessica	WY	Madagascar	4	1	Medium
19	Male	Master's	Married	104,238	698	21,687	Business	Unemployed	10	Poor	0.330293	null	null	Johnsonbury	DE	United Arab Emirates	4	2	Low
45	Female	Bachelor's	Single	72,079	755	null	Business	Unemployed	19	Fair	0.392929	46,917	1	Terranceton	MD	Syrian Arab Republic	3	2	Low
36	Male	Bachelor's	Widowed	null	688	45,924	Home	Unemployed	0	Poor	0.282892	null	3	East Stephen	AL	Israel	4	2	Low
34	Non-binary	PhD	Widowed	21,476	755	49,037	Personal	Self-employed	9	Good	0.324961	256,166	null	Christinaton	NE	Reunion	1	1	Low
22	Female	PhD	Married	null	713	24,195	Personal	Unemployed	18	Fair	0.14122	125,979	4	Andersonside	CA	Tonga	1	0	Medium
48	Male	High School	Married	38,610	null	22,035	Auto	Unemployed	18	Fair	0.599371	null	null	Walkerchester	MD	Norfolk Island	4	2	High
25	Male	High School	Married	36,740	null	15,072	Auto	Self-employed	14	Excellent	0.190594	84,695	4	West Patrick	VA	Denmark	3	1	Low
22	Non-binary	Bachelor's	Widowed	44,363	706	37,864	Home	Employed	0	Fair	0.239575	289,832	0	Meaganfort	MT	Kyrgyz Republic	1	1	Low
60	Female	Master's	Married	39,920	732	33,080	Home	Employed	6	Good	0.106	53,547	0	Port Connor	UT	Ecuador	1	1	Low
40	Non-binary	Master's	Married	64,846	767	37,195	Business	Employed	1	Excellent	0.129498	260,377	2	New Spencer	DC	New Zealand	4	1	Low
25	Male	PhD	Divorced	48,333	786	7,766	Business	Self-employed	2	Poor	0.54654	260,921	1	Spencerville	RI	Faroe Islands	null	1	Medium
61	Male	Bachelor's	Married	null	685	33,464	Home	Employed	3	Fair	0.506532	106,285	2	East John	LA	Turks and Caicos Islands	null	0	High
35	Non-binary	Master's	Widowed	63,441	712	19,713	Personal	Self-employed	16	Fair	0.535221	211,408	3	West Matthew	NM	Tuvalu	null	0	Medium
49	Non-binary	High School	Single	100,228	661	27,667	Auto	Unemployed	2	Fair	0.115207	null	1	North Kristin	MN	Seychelles	2	1	Medium
24	Male	PhD	Married	39,491	686	44,157	Auto	Employed	1	Fair	0.118699	123,355	1	Jamesland	PA	Venezuela	4	1	Low
66	Female	PhD	Widowed	91,303	726	20,073	Personal	Unemployed	4	Fair	0.296539	null	1	East Elizabeth	IN	Zimbabwe	1	2	Low
54	Female	High School	Divorced	56,163	null	null	Auto	Unemployed	10	Good	0.15066	68,842	3	Jimmyton	DC	Equatorial Guinea	0	2	Low
26	Male	High School	Single	43,031	754	25,669	Personal	Self-employed	17	Excellent	0.38328	224,045	1	West Carolberg	MP	Palau	3	1	High
37	Non-binary	Master's	Single	30,834	784	24,983	Business	Self-employed	18	Excellent	0.535008	null	4	New Emily	MN	Cyprus	3	2	Low
30	Female	PhD	Single	96,882	null	35,655	Personal	Self-employed	5	Fair	0.184419	149,148	null	New Maurice	ID	Vietnam	4	2	Low
38	Male	PhD	Married	78,144	620	12,921	Personal	Employed	1	Good	0.298315	163,328	null	Adamburgh	GU	Korea	3	2	High
62	Female	PhD	Married	79,701	749	null	Auto	Unemployed	18	Good	0.587387	null	null	South Maureenside	GA	Guernsey	0	1	Medium
43	Male	High School	Widowed	47,350	795	45,645	Auto	Self-employed	0	Fair	0.105999	156,448	3	Harrisberg	PR	Bouvet Island (Bouvetoya)	4	1	Low
44	Female	PhD	Married	106,615	695	null	Business	Self-employed	19	Poor	0.196303	201,875	3	Port Lisa	MD	Honduras	4	0	High
46	Non-binary	Bachelor's	Married	104,597	625	11,420	Business	Unemployed	14	Fair	0.281284	267,611	0	Lake Arthur	PA	Guyana	3	1	Medium
30	Female	High School	Widowed	100,846	null	22,114	Business	Self-employed	5	Good	0.364028	99,141	3	New Daniel	FL	Saudi Arabia	3	0	High
45	Male	Master's	Widowed	84,482	726	12,691	Personal	Unemployed	6	Poor	0.179749	207,984	2	Edwardside	CT	Vanuatu	4	0	Low
57	Female	PhD	Married	104,054	790	29,548	Home	Self-employed	16	Poor	0.197095	77,738	4	Williamsmouth	RI	Australia	1	0	Low
53	Male	High School	Widowed	87,603	676	29,971	Business	Employed	9	Poor	0.40195	107,239	1	Sheltonfort	AK	South Georgia and the South Sandwich Islands	0	1	Low
57	Female	High School	Single	103,805	682	48,740	Business	Self-employed	1	Poor	0.591506	206,039	4	Stephenstad	MP	Tonga	3	0	Low
30	Male	Master's	Widowed	58,865	687	27,864	Auto	Self-employed	16	Poor	0.204339	null	4	Andrewbury	ME	Cape Verde	0	0	High
36	Female	PhD	Widowed	114,891	640	35,018	Auto	Self-employed	12	Excellent	0.31469	null	4	Lake Ronaldmouth	MN	Eritrea	null	0	Low
45	Female	Bachelor's	Married	72,712	null	30,117	Home	Self-employed	12	Good	0.451823	22,684	4	South Johnfurt	OR	Niue	3	2	Low
58	Non-binary	High School	Single	78,473	null	null	Auto	Unemployed	13	Fair	0.277384	209,799	1	West Charlesburgh	DE	Russian Federation	3	2	Low
40	Female	PhD	Married	47,387	749	48,304	Personal	Employed	3	Excellent	0.235582	209,118	4	West Eric	ME	Sweden	3	0	Low
37	Male	PhD	Widowed	34,263	677	42,280	Business	Self-employed	15	Fair	0.402516	69,318	4	Port Laurenfurt	PW	Bolivia	3	1	Low
30	Male	High School	Divorced	64,785	604	27,298	Auto	Self-employed	17	Poor	0.148676	185,023	0	South Joseph	TN	Russian Federation	0	0	Medium
44	Female	PhD	Single	38,639	613	14,371	Auto	Unemployed	5	Good	0.477796	119,335	0	New Michaelburgh	MD	Svalbard & Jan Mayen Islands	3	0	Medium
26	Male	Bachelor's	Married	62,597	null	16,709	Personal	Self-employed	17	Good	0.348617	139,026	0	Bridgetbury	PA	Christmas Island	3	0	Low
52	Non-binary	PhD	Single	45,009	680	null	Auto	Unemployed	18	Excellent	0.168477	210,902	null	Georgeton	VA	Morocco	null	1	Low
65	Non-binary	Bachelor's	Widowed	84,583	630	18,592	Personal	Unemployed	14	Good	0.134765	264,573	2	North Jessica	HI	Bermuda	1	1	Medium
59	Male	Master's	Single	37,568	677	7,053	Home	Self-employed	10	Good	0.503259	null	1	New Ricky	CA	Botswana	4	1	Low
66	Male	PhD	Divorced	24,111	768	12,155	Auto	Unemployed	17	Poor	0.28344	146,497	3	South Anthony	MS	Somalia	4	2	Low
30	Female	High School	Single	null	719	9,459	Auto	Self-employed	18	Poor	0.23233	null	null	Port Lauramouth	AR	British Virgin Islands	1	1	Low
66	Non-binary	Bachelor's	Single	105,275	715	21,663	Home	Unemployed	11	Fair	0.205272	237,084	0	Joshuamouth	TN	Guinea-Bissau	0	0	Medium
68	Non-binary	PhD	Married	79,488	701	29,148	Auto	Self-employed	11	Good	0.256709	97,015	0	South Tina	CT	Chile	null	0	Low
37	Male	PhD	Widowed	100,084	743	45,790	Home	Unemployed	16	Good	0.526496	36,346	0	Saratown	AZ	Jordan	1	0	Low
36	Non-binary	Master's	Single	92,144	640	30,929	Home	Employed	14	Excellent	0.525999	193,918	2	Port Mirandachester	FL	Korea	3	1	Low
57	Male	Bachelor's	Married	88,071	728	45,311	Home	Unemployed	0	Poor	0.480428	120,373	1	Port Karaborough	CT	Bangladesh	2	2	High
65	Female	PhD	Divorced	35,213	694	28,999	Business	Employed	17	Fair	0.15948	275,792	2	Williamsbury	NV	Nepal	0	1	Medium
46	Female	Bachelor's	Divorced	25,084	619	18,118	Business	Employed	13	Fair	0.199264	280,476	3	North Maria	FL	Tajikistan	4	1	Low
60	Non-binary	Bachelor's	Married	66,627	676	31,727	Auto	Unemployed	13	Good	0.590773	48,987	0	Port Louis	UT	Belize	3	1	Low
69	Male	High School	Married	null	748	48,100	Business	Self-employed	13	Poor	0.492073	193,589	4	Sherryton	VI	Argentina	1	1	Low
34	Non-binary	High School	Married	102,368	754	8,973	Auto	Self-employed	1	Poor	0.509787	203,484	4	Lake Josephborough	NV	Ghana	null	0	Medium
59	Male	Bachelor's	Married	53,457	779	null	Home	Employed	14	Poor	0.111945	48,625	3	Lewisfort	WA	New Caledonia	1	2	High
41	Female	Bachelor's	Single	105,201	null	21,146	Home	Unemployed	4	Excellent	0.280876	207,214	1	Port Cody	PW	Fiji	2	2	Medium
24	Female	Master's	Widowed	90,366	774	28,978	Home	Unemployed	11	Fair	0.424924	291,672	4	Jacksonfort	SC	Aruba	4	1	Low
36	Female	Bachelor's	Single	111,987	648	28,013	Personal	Unemployed	1	Excellent	0.241547	293,530	2	South Kevin	FL	Equatorial Guinea	4	2	Low
51	Non-binary	Master's	Single	43,088	772	29,696	Auto	Unemployed	13	Fair	0.310665	166,836	3	Thomashaven	WA	Saint Barthelemy	3	0	Low
45	Non-binary	High School	Single	31,569	631	31,140	Personal	Employed	2	Poor	0.537209	153,615	4	Lake Maryberg	GA	Northern Mariana Islands	1	2	High
20	Non-binary	Master's	Married	26,565	725	null	Business	Unemployed	15	Fair	0.363691	141,286	4	Acostamouth	MP	French Guiana	2	2	Low
32	Non-binary	High School	Single	null	678	15,975	Personal	Self-employed	11	Excellent	0.316826	33,798	2	South Lee	KY	Botswana	null	1	Low
56	Male	PhD	Widowed	82,399	707	40,540	Personal	Unemployed	1	Fair	0.301239	55,446	4	Frederickburgh	RI	Colombia	null	0	Low
29	Female	PhD	Single	58,842	null	21,057	Home	Self-employed	18	Excellent	0.551498	null	0	North Brandyfort	SD	Falkland Islands (Malvinas)	3	0	Medium
35	Female	Master's	Widowed	64,297	791	null	Auto	Employed	6	Poor	0.591884	119,806	3	East Lauren	AK	Timor-Leste	1	2	Low
19	Female	Bachelor's	Widowed	26,716	731	null	Home	Self-employed	15	Fair	0.222221	140,027	1	Angelview	ND	Solomon Islands	2	0	High
49	Male	PhD	Single	76,586	717	5,746	Business	Self-employed	7	Poor	0.186466	21,152	3	Wellsland	OR	Spain	1	0	Low
68	Non-binary	High School	Single	46,398	674	14,392	Business	Self-employed	7	Poor	0.223976	null	2	Osbornemouth	HI	Sweden	0	1	Low
47	Male	PhD	Single	72,034	792	18,229	Business	Employed	4	Fair	0.226358	59,854	2	Cordovaberg	NV	Hong Kong	0	2	High
49	Non-binary	High School	Widowed	26,577	788	30,095	Personal	Employed	10	Excellent	0.449556	null	2	Diazside	WV	Mozambique	null	1	Low
34	Male	Bachelor's	Single	64,379	null	null	Home	Unemployed	17	Fair	0.138846	109,491	2	East Alejandrofurt	CT	Korea	2	0	Medium
36	Female	Master's	Widowed	34,178	757	10,675	Personal	Unemployed	8	Fair	0.383866	null	1	Jamesfort	CA	Croatia	null	0	Low
18	Male	High School	Widowed	56,104	761	22,297	Home	Unemployed	9	Fair	0.456745	null	2	New Jeremy	VA	Sweden	0	1	Medium
31	Male	Bachelor's	Married	87,519	629	31,273	Auto	Self-employed	19	Good	0.534214	275,100	4	Lake Robert	HI	Tokelau	3	0	Low
60	Non-binary	PhD	Single	102,979	731	12,074	Business	Self-employed	18	Fair	0.109637	101,701	1	Freyville	MD	Romania	0	1	Low
50	Non-binary	Bachelor's	Single	118,833	798	null	Auto	Unemployed	15	Poor	0.504352	120,505	2	Campbellbury	MP	Luxembourg	3	0	Medium
53	Female	Master's	Widowed	96,454	null	43,178	Personal	Employed	4	Excellent	0.512983	147,032	3	Edwardfurt	HI	Denmark	1	1	Low

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