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train · 15k rows

Age int64 18 69	Gender stringclasses 3 values	Education Level stringclasses 4 values	Marital Status stringclasses 4 values	Income float64 20k 120k ⌀	Credit Score float64 600 799 ⌀	Loan Amount float64 5k 50k ⌀	Loan Purpose stringclasses 4 values	Employment Status stringclasses 3 values	Years at Current Job int64 0 19	Payment History stringclasses 4 values	Debt-to-Income Ratio float64 0.1 0.6	Assets Value float64 20.1k 300k ⌀	Number of Dependents float64 0 4 ⌀	City stringlengths 6 23	State stringclasses 59 values	Country stringclasses 243 values	Previous Defaults float64 0 4 ⌀	Marital Status Change int64 0 2	Risk Rating stringclasses 3 values
34	Male	PhD	Married	33,200	725	17,292	Home	Employed	10	Poor	0.442671	130,942	0	North Heidichester	PW	Comoros	3	1	Low
69	Female	High School	Widowed	null	686	31,102	Business	Unemployed	6	Good	0.429865	21,490	1	Matthewside	WY	Malawi	null	2	Low
46	Female	Master's	Single	105,083	739	null	Business	Self-employed	5	Fair	0.128314	null	1	Jordanbury	AR	Russian Federation	1	1	Medium
66	Female	Bachelor's	Widowed	107,755	616	36,767	Business	Employed	5	Good	0.5573	50,089	3	New Victoriatown	MS	Cocos (Keeling) Islands	0	0	Medium
64	Non-binary	Bachelor's	Single	71,897	759	null	Business	Employed	11	Good	0.453027	null	2	Justinton	PR	Vanuatu	0	2	Low
66	Male	Master's	Married	82,873	724	35,509	Personal	Self-employed	0	Poor	0.395207	152,201	1	Port Lauren	CO	Italy	0	2	Low
41	Female	PhD	Widowed	99,544	658	5,785	Home	Self-employed	9	Good	0.532939	32,849	4	Weissbury	OR	Sri Lanka	1	1	Low
33	Male	PhD	Married	68,106	637	23,809	Home	Unemployed	12	Fair	0.165525	55,548	3	Mendozastad	AS	Isle of Man	4	0	Medium
50	Non-binary	Master's	Divorced	116,944	693	24,782	Business	Employed	5	Good	0.290709	216,952	0	Port Kevinmouth	DC	Burundi	3	1	Medium
61	Male	High School	Single	115,352	null	19,836	Business	Employed	5	Excellent	0.106349	null	0	Port Emmaton	PA	Bosnia and Herzegovina	1	1	Low
51	Male	High School	Single	82,444	697	48,492	Home	Employed	11	Fair	0.547861	null	4	Mayoton	IN	Angola	1	0	Low
35	Non-binary	PhD	Single	91,016	708	null	Personal	Unemployed	3	Excellent	0.165335	136,302	3	Tonyaton	IN	Paraguay	null	1	Medium
53	Female	PhD	Single	38,113	621	39,594	Home	Employed	6	Excellent	0.484358	171,351	3	Sandersshire	MI	Falkland Islands (Malvinas)	null	1	High
56	Non-binary	PhD	Divorced	108,196	602	46,661	Auto	Self-employed	18	Good	0.321967	132,044	4	East Mercedes	LA	Malaysia	null	1	Low
63	Female	Bachelor's	Widowed	89,329	601	48,016	Business	Self-employed	12	Excellent	0.19492	115,522	2	East Kelliview	SD	Niue	null	2	Low
30	Non-binary	PhD	Married	40,764	null	48,281	Home	Self-employed	7	Good	0.259423	54,062	4	Lake Traceychester	ND	Morocco	0	1	Low
64	Male	Master's	Widowed	105,177	624	25,244	Auto	Self-employed	10	Excellent	0.240354	243,093	0	West Elizabethhaven	MH	Finland	3	2	Low
58	Non-binary	High School	Married	40,905	742	40,331	Home	Unemployed	2	Fair	0.562993	null	0	Cobbshire	ID	Seychelles	null	2	Medium
48	Non-binary	Bachelor's	Widowed	100,576	null	36,712	Business	Self-employed	5	Fair	0.190074	275,810	1	South Patricia	ID	Kiribati	2	2	Low
20	Female	Master's	Widowed	85,197	782	11,263	Auto	Employed	10	Poor	0.37498	177,288	2	Amandashire	WV	Ghana	3	1	Low
20	Non-binary	High School	Married	111,576	768	null	Home	Self-employed	17	Good	0.130892	244,751	0	Fischerton	CT	South Africa	1	2	Low
26	Non-binary	Master's	Widowed	62,719	796	41,540	Business	Self-employed	4	Excellent	0.539512	96,897	3	Leslieland	SD	Bangladesh	3	0	Low
66	Non-binary	PhD	Single	111,411	624	null	Personal	Unemployed	16	Poor	0.582735	40,277	0	Smithside	VT	Honduras	3	1	Low
59	Female	Master's	Single	87,902	648	44,506	Personal	Unemployed	9	Fair	0.209661	257,477	null	Davidland	VT	Indonesia	2	0	Low
22	Male	High School	Married	36,058	771	null	Personal	Employed	4	Poor	0.293468	240,375	4	Port Michael	VT	Gabon	3	1	Medium
31	Female	Master's	Married	112,345	null	21,432	Personal	Employed	15	Good	0.130663	276,635	0	Garychester	PA	San Marino	2	1	Medium
54	Female	PhD	Widowed	97,988	787	48,244	Auto	Unemployed	8	Fair	0.366352	145,193	2	New Wandahaven	WV	United Arab Emirates	0	2	Medium
61	Female	Bachelor's	Single	24,533	689	14,220	Personal	Self-employed	10	Fair	0.132427	null	2	Anthonyport	MI	Serbia	3	1	Medium
22	Female	PhD	Single	95,955	731	null	Business	Self-employed	9	Excellent	0.366581	78,931	2	South Gregoryfurt	MI	Nauru	0	2	Low
68	Female	High School	Divorced	87,282	719	13,476	Personal	Employed	10	Poor	0.309835	144,498	0	New Katelynton	RI	Central African Republic	0	2	Medium
35	Non-binary	PhD	Married	49,024	622	32,875	Auto	Employed	13	Excellent	0.483363	147,017	3	Salazarchester	VT	American Samoa	0	0	Low
32	Male	High School	Widowed	44,946	null	24,744	Personal	Self-employed	10	Good	0.38654	241,758	2	Pamelabury	OR	Lao People's Democratic Republic	1	2	Medium
39	Non-binary	High School	Widowed	53,632	649	28,738	Business	Self-employed	15	Good	0.381378	293,757	3	Joshuafurt	VT	Rwanda	4	2	Medium
58	Non-binary	PhD	Married	92,652	602	15,367	Home	Employed	6	Excellent	0.451054	99,401	3	Williamsmouth	AS	Ireland	null	2	Low
49	Male	PhD	Single	null	null	37,742	Auto	Self-employed	3	Poor	0.534312	null	2	West Sara	MH	Sri Lanka	0	1	Medium
40	Female	Master's	Widowed	103,442	625	5,609	Home	Unemployed	14	Excellent	0.166672	183,184	1	West Aaronland	NH	Ecuador	2	2	Low
33	Female	Bachelor's	Widowed	116,185	776	null	Home	Self-employed	16	Good	0.306813	252,818	0	Whitneyton	AS	Iraq	0	0	Low
50	Male	Master's	Single	84,388	681	19,265	Business	Self-employed	1	Good	0.451751	180,776	0	Flynnfurt	NE	Kenya	0	2	Medium
25	Female	PhD	Single	76,437	696	null	Auto	Self-employed	0	Poor	0.419255	284,271	null	Lindsayland	AR	Bangladesh	2	1	High
65	Male	Bachelor's	Widowed	69,240	787	39,221	Business	Self-employed	12	Fair	0.152466	129,291	2	Lake Johnton	AR	Vietnam	0	0	Medium
39	Female	High School	Widowed	null	630	6,942	Home	Self-employed	5	Fair	0.123542	271,110	2	Williamston	MO	Djibouti	3	1	Low
33	Male	High School	Widowed	39,144	710	47,625	Home	Employed	0	Poor	0.148133	281,881	1	Hillland	OK	Belgium	2	0	High
31	Male	Master's	Divorced	32,937	623	32,483	Business	Employed	4	Excellent	0.177512	184,979	0	Johnsonfort	KS	Mauritania	2	0	Low
22	Male	PhD	Widowed	114,593	650	47,880	Business	Employed	4	Excellent	0.2782	157,496	3	Lake Jeffreyfort	PA	Belarus	3	1	Low
58	Male	PhD	Married	null	694	19,198	Auto	Self-employed	19	Poor	0.447218	null	3	East Thomas	AZ	Latvia	0	0	Low
37	Female	PhD	Married	25,656	738	7,539	Business	Self-employed	2	Excellent	0.552205	175,448	null	West Whitney	TN	Lesotho	0	2	Low
49	Male	High School	Married	47,506	754	null	Auto	Unemployed	12	Poor	0.2048	138,245	0	Carolineborough	AK	Montenegro	2	0	High
40	Non-binary	PhD	Divorced	null	757	7,858	Home	Unemployed	5	Fair	0.476604	159,207	2	North Daniel	KS	Norfolk Island	null	2	Medium
46	Female	Bachelor's	Divorced	65,950	null	20,136	Business	Unemployed	14	Fair	0.430228	70,535	0	North Ryantown	NC	Saint Pierre and Miquelon	2	2	Low
67	Male	Master's	Divorced	118,633	606	14,363	Home	Unemployed	6	Fair	0.485295	null	3	Austinborough	NM	Swaziland	null	0	Low
37	Female	High School	Widowed	96,693	670	39,100	Business	Self-employed	0	Fair	0.480372	286,270	null	New Aliciamouth	VA	Turks and Caicos Islands	4	2	Low
27	Female	Master's	Single	103,845	769	39,812	Auto	Self-employed	12	Poor	0.447879	261,570	4	Walkerbury	WI	Jersey	1	0	Low
43	Female	PhD	Divorced	84,874	665	38,325	Personal	Self-employed	7	Excellent	0.428366	152,701	1	Dominiquemouth	AL	Congo	0	2	Low
45	Female	High School	Divorced	90,912	703	42,103	Home	Unemployed	6	Poor	0.216448	null	2	Heatherberg	WV	Tonga	4	1	Low
49	Non-binary	PhD	Widowed	65,499	760	18,766	Auto	Employed	19	Poor	0.347619	150,372	3	Lake Kevin	CO	Myanmar	0	2	Low
25	Female	Master's	Married	41,946	770	16,127	Business	Unemployed	11	Fair	0.328673	237,493	null	Austinton	ND	Indonesia	0	2	Low
34	Male	High School	Married	null	650	18,501	Personal	Self-employed	17	Excellent	0.174267	291,869	4	South Jenniferhaven	CO	Liechtenstein	3	2	Medium
19	Non-binary	Master's	Single	94,884	796	15,487	Home	Employed	5	Excellent	0.446562	231,357	1	East Brenda	GA	Wallis and Futuna	1	1	Medium
24	Male	Master's	Divorced	109,059	619	30,058	Home	Unemployed	9	Excellent	0.299015	null	4	Christopherton	AZ	Turkey	2	2	Medium
23	Female	Master's	Divorced	102,762	659	null	Home	Employed	9	Fair	0.23781	45,309	2	West Kelseyport	WY	United States Minor Outlying Islands	null	1	Low
33	Male	High School	Single	100,781	null	26,563	Home	Self-employed	10	Good	0.410113	160,475	null	Robertmouth	VA	Botswana	3	0	Low
20	Non-binary	Master's	Single	114,311	770	49,601	Business	Unemployed	16	Good	0.48469	95,147	0	Amandafort	TX	Haiti	null	0	Low
28	Male	PhD	Single	118,941	null	36,038	Personal	Unemployed	13	Excellent	0.560281	88,794	4	North Michaelshire	DE	Macao	2	0	Low
33	Non-binary	High School	Divorced	31,826	680	15,285	Business	Unemployed	10	Good	0.29741	95,802	3	Port Nancymouth	SC	Lebanon	4	1	Low
62	Female	Bachelor's	Single	43,664	712	30,753	Auto	Employed	18	Excellent	0.552865	26,961	1	North Carlosburgh	ME	Spain	0	1	Low
54	Male	High School	Single	37,333	776	46,452	Business	Unemployed	16	Excellent	0.560841	270,766	4	Port Brian	MD	Belarus	3	1	Low
26	Female	Master's	Widowed	null	664	24,476	Personal	Unemployed	14	Fair	0.447501	157,128	null	Ericfort	VT	Vanuatu	null	2	Low
67	Male	High School	Widowed	70,728	664	36,769	Personal	Self-employed	16	Good	0.473095	42,177	4	West Jodiland	AS	Christmas Island	2	2	Low
50	Female	Bachelor's	Divorced	35,430	693	5,249	Business	Employed	0	Poor	0.479557	null	4	Toddview	AS	Western Sahara	null	0	Medium
26	Female	PhD	Divorced	null	790	39,599	Personal	Unemployed	6	Excellent	0.382043	40,812	1	Port Michaelborough	VI	French Guiana	2	1	Low
25	Male	Bachelor's	Married	55,751	706	34,208	Personal	Self-employed	0	Fair	0.107803	209,702	1	Veronicahaven	WV	Panama	1	0	High
32	Non-binary	Master's	Widowed	null	616	20,675	Auto	Employed	1	Good	0.37089	272,831	3	Courtneytown	MO	Gabon	3	2	Low
55	Female	Master's	Widowed	23,399	652	17,973	Business	Employed	10	Poor	0.194859	79,012	1	North Bryanstad	DC	New Zealand	3	1	Medium
65	Non-binary	High School	Married	null	640	null	Home	Self-employed	2	Fair	0.557062	190,633	3	Lake Rebecca	AZ	Guinea	3	1	Medium
50	Female	PhD	Single	109,343	null	47,020	Business	Unemployed	16	Excellent	0.494301	128,644	2	South Jessica	MN	Jordan	null	0	Low
27	Male	Bachelor's	Single	null	723	24,074	Business	Employed	18	Excellent	0.105593	128,470	null	Brownside	GU	British Virgin Islands	4	2	High
43	Female	Bachelor's	Married	82,185	672	12,948	Auto	Employed	8	Poor	0.139278	193,565	4	New Ruben	VA	Paraguay	null	0	Low
63	Male	Bachelor's	Married	80,012	630	null	Personal	Employed	15	Poor	0.21239	209,340	4	Rodriguezland	VI	Wallis and Futuna	0	0	Low
63	Female	PhD	Married	64,469	664	32,530	Auto	Self-employed	17	Fair	0.298103	24,233	1	South Michelleland	OK	Trinidad and Tobago	4	0	Medium
25	Female	Master's	Married	47,915	null	26,029	Auto	Employed	8	Good	0.105747	40,341	2	Jasontown	GU	Kenya	0	1	Low
42	Non-binary	Master's	Widowed	76,207	785	10,518	Personal	Employed	5	Good	0.442726	296,243	3	Ramirezside	DE	Bouvet Island (Bouvetoya)	null	2	Medium
24	Non-binary	High School	Married	116,368	null	40,762	Home	Employed	9	Fair	0.28963	102,312	3	Jeffreychester	MD	Andorra	null	1	Low
29	Female	PhD	Single	83,281	660	35,505	Personal	Employed	7	Fair	0.320143	122,735	4	West Dominiqueland	WY	United States Minor Outlying Islands	0	2	Low
38	Non-binary	PhD	Widowed	84,538	765	null	Auto	Employed	8	Poor	0.503797	243,175	0	Justinton	IN	Sao Tome and Principe	1	2	Low
39	Female	Bachelor's	Widowed	25,364	648	6,417	Auto	Unemployed	0	Fair	0.478441	169,473	null	Rebeccaborough	FL	Timor-Leste	null	1	Low
39	Female	High School	Single	52,600	631	5,169	Auto	Employed	3	Good	0.302813	83,138	4	Bakerbury	AS	Chad	0	0	Low
61	Female	Bachelor's	Single	73,009	699	44,005	Business	Self-employed	12	Excellent	0.484808	89,333	2	Lake John	MT	Ukraine	null	1	Low
39	Female	Master's	Divorced	55,916	710	16,784	Business	Employed	0	Excellent	0.15175	234,558	null	Cindybury	KY	Pakistan	4	2	High
60	Non-binary	High School	Single	null	635	null	Personal	Unemployed	16	Fair	0.466316	null	0	West Madisonshire	MN	Myanmar	4	1	Low
27	Non-binary	Master's	Widowed	20,434	788	21,610	Auto	Unemployed	8	Fair	0.404446	217,573	3	Lewisville	PA	Jordan	2	0	Low
58	Male	Bachelor's	Divorced	80,436	723	34,289	Home	Employed	8	Poor	0.43613	233,958	1	Charlesside	CT	Switzerland	0	2	Low
30	Non-binary	High School	Widowed	null	null	29,584	Business	Unemployed	1	Poor	0.497217	null	1	North Nataliefort	NE	Georgia	1	2	High
63	Female	High School	Widowed	33,176	724	44,126	Business	Employed	11	Excellent	0.352405	113,065	null	Donnaville	VI	Barbados	null	2	High
45	Male	PhD	Single	75,038	655	45,574	Home	Unemployed	12	Excellent	0.3472	281,578	0	East Austinton	FM	Denmark	0	2	Low
45	Non-binary	High School	Married	null	776	14,617	Personal	Self-employed	19	Poor	0.200598	90,845	0	Lake Kurtmouth	TX	Netherlands Antilles	4	2	Low
22	Male	Master's	Widowed	70,710	656	15,167	Personal	Employed	8	Poor	0.13035	201,612	1	Lindseyfurt	MD	Tajikistan	1	0	Low
69	Male	High School	Widowed	58,751	758	21,195	Auto	Self-employed	9	Good	0.399566	null	0	Port Tina	OK	Timor-Leste	0	2	Medium
38	Non-binary	PhD	Single	null	697	null	Home	Unemployed	5	Excellent	0.459919	224,077	null	South Patrick	HI	Central African Republic	0	0	Low
25	Male	Bachelor's	Single	83,372	644	null	Auto	Employed	18	Excellent	0.213321	64,501	0	Port Joseph	WI	Mongolia	3	0	Medium
29	Male	PhD	Widowed	115,826	null	19,221	Business	Employed	18	Excellent	0.421456	205,734	1	Port Jasmineview	OK	Sierra Leone	2	1	Low

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