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train · 15k rows

Age int64 18 69	Gender stringclasses 3 values	Education Level stringclasses 4 values	Marital Status stringclasses 4 values	Income float64 20k 120k ⌀	Credit Score float64 600 799 ⌀	Loan Amount float64 5k 50k ⌀	Loan Purpose stringclasses 4 values	Employment Status stringclasses 3 values	Years at Current Job int64 0 19	Payment History stringclasses 4 values	Debt-to-Income Ratio float64 0.1 0.6	Assets Value float64 20.1k 300k ⌀	Number of Dependents float64 0 4 ⌀	City stringlengths 6 23	State stringclasses 59 values	Country stringclasses 243 values	Previous Defaults float64 0 4 ⌀	Marital Status Change int64 0 2	Risk Rating stringclasses 3 values
23	Non-binary	PhD	Married	53,512	621	49,724	Personal	Employed	1	Good	0.553483	108,019	null	Ashleychester	CT	Belize	2	1	Medium
33	Female	Master's	Single	110,417	null	25,357	Personal	Self-employed	14	Excellent	0.39075	141,993	null	New Thomas	PA	North Macedonia	0	2	Medium
39	Female	Bachelor's	Married	36,350	761	46,368	Auto	Unemployed	11	Excellent	0.120392	51,912	0	Stevenland	AK	Burkina Faso	1	0	Low
49	Female	High School	Single	83,295	647	39,239	Personal	Unemployed	18	Poor	0.549468	288,077	4	Port Jamesville	IL	Norway	2	1	Medium
64	Non-binary	PhD	Divorced	76,063	668	33,240	Personal	Unemployed	13	Poor	0.347743	87,842	3	Bellview	AZ	Bosnia and Herzegovina	0	0	Medium
55	Female	Bachelor's	Single	null	609	28,964	Personal	Employed	7	Fair	0.228995	223,522	2	New Matthewton	MA	South Georgia and the South Sandwich Islands	0	0	Low
30	Female	High School	Single	26,393	604	39,422	Auto	Unemployed	15	Good	0.275376	254,470	0	Chavezstad	MP	Myanmar	0	1	Medium
37	Female	Master's	Widowed	20,922	null	35,659	Home	Employed	18	Poor	0.332429	107,694	1	Port Richardstad	NV	Myanmar	null	2	Low
26	Female	PhD	Married	null	781	5,916	Personal	Employed	13	Fair	0.278586	161,379	null	Kathyville	IL	Japan	4	1	Low
41	Female	PhD	Divorced	65,056	748	15,086	Auto	Unemployed	1	Excellent	0.305772	85,455	0	Maryfort	MT	Tanzania	null	2	Low
66	Male	High School	Married	68,398	738	null	Home	Employed	5	Good	0.421084	134,174	1	East Austin	NV	Eritrea	2	1	Low
57	Non-binary	PhD	Divorced	76,977	729	27,418	Personal	Self-employed	11	Excellent	0.325381	204,235	1	West Kellymouth	AK	Bangladesh	0	1	Low
54	Female	High School	Widowed	107,579	718	29,861	Personal	Self-employed	17	Fair	0.319414	null	4	Matthewborough	AS	Taiwan	2	0	High
64	Male	High School	Divorced	23,571	746	23,738	Business	Self-employed	13	Fair	0.264476	176,967	null	South Jontown	DE	Jordan	1	0	Medium
32	Non-binary	High School	Married	80,766	null	32,981	Business	Unemployed	6	Poor	0.298863	93,596	4	West Chelsea	ME	Netherlands Antilles	null	0	High
34	Female	Master's	Divorced	102,096	691	14,219	Personal	Employed	5	Excellent	0.206799	null	3	Jamesborough	NE	Jersey	0	0	Low
41	Non-binary	Bachelor's	Divorced	52,882	692	32,450	Business	Employed	17	Excellent	0.425457	62,113	3	Port Andrew	IL	Belize	1	1	Low
24	Male	Master's	Married	31,850	682	42,968	Personal	Employed	10	Fair	0.119917	85,891	1	North Samuelchester	IA	Rwanda	null	2	Medium
56	Male	Bachelor's	Married	53,043	788	47,581	Business	Unemployed	0	Poor	0.403112	132,653	4	South Charles	MP	Zambia	4	2	High
63	Male	PhD	Divorced	115,660	null	24,813	Home	Self-employed	1	Good	0.478191	null	null	Lake Laura	PR	Romania	1	0	High
22	Non-binary	PhD	Married	27,248	657	29,581	Business	Self-employed	16	Poor	0.348367	null	0	New Stacy	ID	Bosnia and Herzegovina	3	2	Low
63	Non-binary	Bachelor's	Widowed	80,878	762	10,993	Home	Employed	2	Good	0.508609	73,857	3	Karenfurt	MN	Mexico	4	0	Medium
22	Male	PhD	Divorced	100,459	633	12,247	Business	Self-employed	8	Poor	0.142253	null	0	Lake Keith	DE	Andorra	2	1	Low
58	Male	High School	Widowed	27,012	761	45,288	Auto	Unemployed	15	Fair	0.412335	28,876	0	Willietown	MS	Iceland	null	2	High
25	Non-binary	High School	Single	60,626	761	36,330	Home	Employed	4	Poor	0.480643	242,293	1	Powellview	ID	Heard Island and McDonald Islands	4	2	Low
35	Female	High School	Single	null	null	33,017	Home	Self-employed	3	Fair	0.510548	180,995	null	New Abigailview	AK	Finland	null	2	High
22	Non-binary	Master's	Widowed	63,724	751	19,163	Business	Self-employed	13	Excellent	0.573144	204,609	2	Port Randy	MO	Burkina Faso	3	0	Low
49	Female	PhD	Divorced	null	794	null	Business	Employed	19	Poor	0.163936	225,020	2	Samanthachester	LA	Congo	null	0	High
43	Male	Bachelor's	Married	36,347	746	44,789	Business	Self-employed	19	Good	0.376667	205,098	null	Lake Todd	WV	Anguilla	2	1	Low
54	Male	High School	Divorced	65,812	798	5,000	Home	Self-employed	12	Poor	0.592847	268,101	3	North Carlos	VA	Brazil	null	1	Medium
29	Non-binary	High School	Married	28,373	618	44,474	Auto	Employed	6	Good	0.475712	147,803	3	Annabury	VI	Belgium	4	0	Medium
46	Male	PhD	Married	57,586	636	11,922	Personal	Unemployed	4	Good	0.336987	164,235	3	Karifort	NE	Lebanon	1	2	Low
54	Non-binary	High School	Married	25,136	705	26,251	Business	Unemployed	18	Good	0.119036	24,318	2	Bryantfort	UT	Heard Island and McDonald Islands	null	0	Medium
61	Non-binary	High School	Divorced	26,066	682	48,231	Personal	Employed	14	Excellent	0.122659	null	3	Port Dianaview	AZ	Egypt	null	0	Low
42	Female	PhD	Divorced	48,610	698	43,186	Business	Unemployed	4	Good	0.284337	292,685	1	South Michael	AL	Bahrain	1	0	Low
32	Female	Master's	Single	53,724	633	19,337	Business	Self-employed	16	Poor	0.52571	37,287	1	New Nicole	AR	Antarctica (the territory South of 60 deg S)	null	2	Medium
61	Non-binary	Master's	Widowed	67,080	744	null	Business	Employed	10	Excellent	0.172077	132,486	null	West Victoriahaven	MN	United States of America	2	2	Low
19	Male	High School	Married	null	759	19,976	Personal	Employed	19	Poor	0.268162	null	2	Port Erica	WY	Cook Islands	2	2	Medium
41	Male	PhD	Married	null	660	46,429	Personal	Self-employed	14	Poor	0.261843	29,072	0	Hallmouth	MH	Norfolk Island	1	0	Medium
37	Male	High School	Single	33,220	669	16,601	Personal	Employed	14	Fair	0.571086	284,766	null	Jenniferville	WI	Azerbaijan	2	0	Medium
38	Male	Bachelor's	Divorced	62,124	635	33,250	Auto	Employed	12	Good	0.494393	90,208	4	Deborahchester	MS	Netherlands	1	2	Low
37	Female	Bachelor's	Widowed	33,936	759	9,979	Home	Unemployed	3	Fair	0.293939	134,653	2	New Michaelton	MN	Dominica	2	1	Medium
25	Male	Bachelor's	Married	null	655	47,489	Auto	Self-employed	17	Fair	0.480542	154,690	3	Murphyborough	WY	Marshall Islands	3	2	Low
54	Male	Master's	Single	115,025	null	24,156	Auto	Self-employed	17	Poor	0.34008	79,533	0	Zimmermanport	SC	Congo	4	2	Low
34	Non-binary	Master's	Divorced	90,290	null	44,867	Business	Unemployed	12	Poor	0.146672	33,390	4	Shermanbury	MT	Cyprus	null	1	Low
46	Non-binary	PhD	Divorced	104,620	745	16,238	Business	Unemployed	12	Poor	0.490306	210,144	0	Riggsbury	VT	Palestinian Territory	null	0	Low
27	Female	Bachelor's	Married	105,674	771	36,803	Home	Self-employed	6	Excellent	0.190271	22,531	0	North Courtney	DC	North Macedonia	1	0	Low
53	Male	Bachelor's	Divorced	88,831	685	31,857	Home	Unemployed	12	Good	0.248001	162,962	null	Kimberlyborough	FL	Burkina Faso	4	0	Low
40	Female	Bachelor's	Married	38,409	null	null	Business	Employed	3	Excellent	0.137077	null	3	Schneiderhaven	FL	Iraq	2	2	Medium
42	Non-binary	Bachelor's	Married	71,548	743	7,000	Business	Self-employed	0	Poor	0.375891	172,333	0	Lindseyside	ID	Bosnia and Herzegovina	3	0	Medium
44	Female	High School	Divorced	61,534	685	37,591	Auto	Unemployed	16	Poor	0.428051	227,145	3	East Kimberlyport	ND	Slovakia (Slovak Republic)	0	0	Low
29	Male	Bachelor's	Divorced	68,431	789	16,117	Home	Self-employed	15	Poor	0.202341	116,313	3	West Eric	OR	Vanuatu	4	1	Medium
52	Female	Bachelor's	Single	29,941	774	9,702	Auto	Employed	16	Good	0.539668	179,139	3	East Debbieborough	VT	Egypt	2	0	Low
33	Male	PhD	Married	56,668	627	31,696	Auto	Employed	1	Fair	0.164826	null	1	Danastad	WI	Kazakhstan	null	1	Low
49	Non-binary	Master's	Widowed	104,577	613	22,762	Home	Unemployed	16	Good	0.257864	276,588	null	Michellestad	ID	Burundi	0	1	Medium
59	Non-binary	Master's	Married	93,602	724	44,575	Business	Self-employed	2	Excellent	0.15698	49,090	4	Whiteland	SC	United States of America	3	0	Low
65	Female	PhD	Widowed	102,962	707	14,747	Business	Self-employed	6	Poor	0.212618	145,267	0	South Ashleyport	OH	Kenya	3	2	Medium
54	Male	High School	Single	37,153	600	30,295	Business	Unemployed	2	Poor	0.338007	29,513	4	South Ginamouth	AZ	Madagascar	2	0	Low
34	Female	Master's	Married	94,215	754	35,955	Auto	Employed	1	Good	0.544053	103,084	4	South Kathy	VI	Barbados	0	1	Medium
30	Male	Master's	Married	null	624	46,227	Business	Employed	13	Fair	0.330935	null	4	Wrightborough	VA	Falkland Islands (Malvinas)	2	0	Low
40	Male	Bachelor's	Married	23,515	696	9,201	Business	Unemployed	13	Poor	0.408251	44,586	1	New Denise	AL	Montenegro	0	2	Low
36	Male	High School	Married	100,989	679	21,549	Business	Employed	9	Fair	0.281581	45,484	3	East Scottfort	MS	Korea	1	1	Low
64	Male	Bachelor's	Divorced	23,970	733	47,882	Auto	Employed	19	Fair	0.415916	133,227	3	North Caitlin	AR	Sao Tome and Principe	4	1	Low
34	Non-binary	High School	Married	85,470	723	23,521	Business	Self-employed	1	Fair	0.415206	296,896	3	Roachmouth	WY	Cuba	4	2	Low
18	Male	Master's	Divorced	96,815	692	null	Personal	Unemployed	15	Excellent	0.364333	200,339	1	Hansenberg	MH	Zimbabwe	3	0	Low
57	Male	Bachelor's	Divorced	99,798	617	35,715	Home	Employed	15	Fair	0.594483	278,987	4	Thompsonburgh	AK	Bouvet Island (Bouvetoya)	3	0	High
26	Female	Bachelor's	Widowed	73,025	776	43,841	Auto	Self-employed	5	Poor	0.279928	124,584	0	Thomasview	AS	United Arab Emirates	1	2	Low
26	Male	Bachelor's	Married	118,297	664	17,006	Auto	Employed	3	Excellent	0.146018	null	null	Carlosview	OR	China	4	1	Low
38	Non-binary	PhD	Married	61,514	673	40,580	Auto	Self-employed	8	Fair	0.237879	102,656	0	South Amber	PR	Iceland	2	2	Medium
20	Female	PhD	Divorced	80,678	645	33,932	Personal	Unemployed	17	Poor	0.110761	251,234	1	South Michelle	RI	Lithuania	null	0	Medium
36	Female	High School	Widowed	null	723	14,664	Auto	Self-employed	2	Good	0.316941	55,469	2	South Timothyhaven	PW	Cote d'Ivoire	0	1	Low
50	Female	Master's	Divorced	96,459	716	5,246	Home	Self-employed	1	Fair	0.217519	27,334	null	Stevenborough	KY	Tajikistan	3	0	Medium
20	Female	Bachelor's	Widowed	null	794	32,240	Auto	Unemployed	0	Poor	0.111384	193,735	null	Brandtview	NY	Comoros	0	2	Low
61	Non-binary	PhD	Divorced	null	null	null	Home	Employed	14	Excellent	0.325398	183,542	2	Masseyview	CO	Nepal	1	1	Low
23	Female	Bachelor's	Divorced	56,343	739	32,405	Personal	Employed	1	Good	0.148314	74,611	1	New Sarafort	FM	Mauritius	4	1	Low
48	Non-binary	Bachelor's	Single	35,689	635	null	Home	Self-employed	18	Good	0.172908	270,513	null	East Kevintown	NH	Saint Helena	4	1	Medium
69	Male	Bachelor's	Divorced	58,176	643	5,200	Home	Unemployed	4	Poor	0.228716	229,567	2	South Bradley	MP	Senegal	null	2	Low
19	Female	Master's	Widowed	72,838	709	11,306	Auto	Unemployed	1	Fair	0.113101	96,073	0	Osbornestad	MD	Djibouti	0	1	Medium
43	Female	PhD	Married	42,940	611	6,471	Business	Employed	12	Poor	0.313501	57,924	1	North Peter	MN	Belize	0	1	Low
54	Male	High School	Married	112,045	603	5,480	Personal	Self-employed	12	Good	0.374358	175,901	1	Daybury	MN	Myanmar	2	2	Medium
22	Male	High School	Married	56,171	null	24,749	Personal	Self-employed	9	Good	0.398029	130,525	1	Port Chasechester	VT	Puerto Rico	4	2	Low
35	Female	Master's	Divorced	64,788	706	5,468	Auto	Unemployed	14	Poor	0.41786	161,011	1	West Michael	TN	Qatar	2	0	Low
65	Male	PhD	Divorced	20,154	609	19,450	Auto	Self-employed	2	Poor	0.125548	184,379	0	Brandonbury	GA	Egypt	4	1	Medium
66	Female	Bachelor's	Single	59,023	null	null	Auto	Employed	16	Excellent	0.219815	289,242	null	East Whitney	MH	Netherlands Antilles	2	2	Low
68	Non-binary	PhD	Single	76,539	792	33,838	Business	Self-employed	13	Poor	0.379343	108,973	3	Ashleyhaven	PR	Antigua and Barbuda	3	2	Low
37	Non-binary	PhD	Married	null	711	15,994	Auto	Self-employed	16	Poor	0.135584	163,201	2	New Daniel	CT	Guyana	3	0	Low
58	Female	High School	Widowed	87,759	null	8,133	Business	Employed	12	Excellent	0.360655	141,166	4	Robynside	WI	Bhutan	3	1	Medium
32	Female	PhD	Widowed	31,156	773	23,298	Home	Unemployed	8	Excellent	0.561494	271,587	2	East Lee	AR	Holy See (Vatican City State)	1	1	Low
28	Male	Bachelor's	Married	73,106	759	46,942	Business	Employed	9	Excellent	0.412179	25,543	4	Bethville	RI	Azerbaijan	null	2	Low
39	Male	High School	Single	49,404	607	39,450	Personal	Employed	0	Good	0.551801	100,576	1	Garciaview	VI	Congo	2	1	Low
23	Female	High School	Single	98,488	700	10,126	Home	Unemployed	1	Excellent	0.562943	175,611	2	Dicksonport	WA	United States Minor Outlying Islands	0	0	Medium
53	Non-binary	Bachelor's	Divorced	34,024	745	27,954	Home	Employed	0	Excellent	0.255577	69,704	1	Kruegerbury	MI	Anguilla	3	0	Low
50	Female	High School	Widowed	113,339	null	null	Business	Self-employed	11	Fair	0.36974	69,000	1	West Christopher	MT	Congo	4	1	Low
56	Male	Master's	Married	96,126	652	38,014	Personal	Self-employed	0	Fair	0.103767	271,148	3	North Jasonland	MP	Rwanda	null	1	Low
60	Female	High School	Married	66,172	null	null	Auto	Self-employed	9	Poor	0.108871	102,865	0	Vaughnfurt	CO	Malaysia	2	1	Low
60	Male	PhD	Divorced	null	688	15,494	Auto	Unemployed	15	Good	0.589157	104,367	4	Theresafurt	GU	British Virgin Islands	0	0	Medium
57	Female	Bachelor's	Divorced	null	675	11,033	Auto	Unemployed	11	Good	0.178052	98,129	0	Bensonton	NH	Burkina Faso	4	0	Medium
31	Female	Bachelor's	Married	64,588	null	31,997	Auto	Employed	6	Poor	0.331275	null	null	Sueside	ID	Pakistan	0	2	Medium
58	Non-binary	PhD	Married	null	null	38,136	Home	Self-employed	0	Poor	0.412029	259,622	2	Patrickborough	WV	Chile	3	0	High
30	Male	Master's	Married	47,122	660	null	Auto	Employed	6	Excellent	0.185623	168,301	0	Spencerport	CO	United States Minor Outlying Islands	4	0	Low

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