text
stringlengths 1
39.9k
| label
stringlengths 4
23
| dataType
stringclasses 2
values | communityName
stringlengths 4
23
| datetime
stringdate 2019-05-15 00:00:00
2025-05-26 00:00:00
| username_encoded
stringlengths 136
160
| url_encoded
stringlengths 220
476
|
---|---|---|---|---|---|---|
Check this video to become a Taostats master. | r/bittensor_ | post | r/bittensor_ | 2025-05-16 | Z0FBQUFBQm9ORzh5eVozSFc1UTJzdWJoVGQtZVNKOG5zdlRZSGluclZqd2NpODVrTTViZzdfRHBldWRtc3dJX2h2NWZoNWVCd0t4Y0dxczA3Q19CLXBXb2hVdUMwLTJERmd1MWJQb3VfekpUTVRZR0o1QUN4YkE9 | Z0FBQUFBQm9ORzgycktVV1hHOHQzeTlDUVZTY2pjakJ2OVJ5bmNQWmxfSEloZm5uQmFPLUIxUnRkOGo5ZjJOMXlmXzFRTDZqcXkzOGJkVDhqVkZqMElqVHktLWVza1lnRkd0SkhzMjFvRm9jZ05RT1ZtQzZNb0w2Q09wRDQzVWxTVXpuM3pYVDBoUDR6Sm1lNDA0Z2Q3TEdIUG1aQUpzckZnLWJJbHRiZjdqdDVvR1Zrd1EyMGdrPQ== |
Hey so I’m super new to crypto, i have 4 thousand laying around that i wouldn’t mind to let it sit for a while and do its thing, what should i invest in, i’ll definitely do my own research and have been doing my own research, just wanna hear others opinions and thoughts of what markets are looking like and what people are buying. | r/cryptomarkets | post | r/CryptoMarkets | 2025-05-16 | Z0FBQUFBQm9ORzh5N2dFcnh2VnRtb1I0cnZRa3FDWkxkalJiYVRGUklndlFBbEs0ZTRJN1k5Mm5CS0g5M2pIYW1KeWRNdVB6NGZqd3JYdWU3dzgzdTZIejczUXpLS0wza1E9PQ== | Z0FBQUFBQm9ORzgybzN3RklIOWtsQnNtcWc1ekRXWkhxTGJ0cDRXWmNzeDJwNXZ5MTd6bzk5VDh0dXZGUFFraEhWQXhmTEpwSEp1enBHYVBQTUpILVJwdWRlZUVPeE8zYmZHS1J1TjlRYlhTVjkwekpiS3NrSEh2NWc0WnVwV0xmZnJCT2RxeFp5NUdpSWhjTFJWNkF2LU10SDBCMm8wN0pzQ1FPRGh5Y1RaQXdwOFVZdUpGbW1mMVJlcnU2Q2xzSFo3SWpuRnIxTnBJ |
2011 → 1 BTC = ☕️
2016 → 1 BTC = 🚲
2021 → 1 BTC = 🏎️
2026 → 1 BTC = \_\_\_\_? | r/btc | post | r/btc | 2025-05-16 | Z0FBQUFBQm9ORzh5VkVXVXVzN1RQemRXZ0tJMktKdWN1MlJGWk1GVGNYQU03UW9Fa0plemx3VGhGeE5FN0Y3cV92MmVCSUF1X19BbmhObkw1bVNwWHpteXdMRHRUMmhFVWc9PQ== | Z0FBQUFBQm9ORzgyWVhQQ1dsOGxCRDBIYXMtZTBQeUtXMTZ1aTBWU2JOdVNUcVJWb3UxNTF6U3lncm52SHk3NThJWEdMb1ZkTVA0bTV3b2hXZkFSZ2t5cGs5ckhHS3pra3I0T0l3ZVNXdjRDbkwxSVZmdEdLcmVYWjB6UTRJMXB5QklmTTdfOUpfLWVRZFBEb3ppWXZNYXJkN1JZSkQydlZ3PT0= |
I’m currently looking at a buy setup on XAUUSD. Price just broke structure and returned to a demand zone. There’s clear liquidity above, and if the setup confirms, I’m planning to enter long. | r/forex | post | r/Forex | 2025-05-16 | Z0FBQUFBQm9ORzh5Z2wzcW1YZk5tTFYyOG9SZ0htdFoxN0Y3NGlWTmRwMVNsbVY5Y3k0OEhZTkljcmtrVlRtcnV6bDF6ZldIUlhCUk0yVDVmazRKU0tzM2dfOElPc29DNHc9PQ== | Z0FBQUFBQm9ORzgyWURZemtFLWtUQ0VaT01JSGhQTDhZYXRDM1lxQnRYN0NqUllNRUtYS29FQ0tPS3pha0E5N0U1NHJLaG9tSjR4Uk1ES0M1Tm04cF9lWTNvUjFRSkRzNldSQVI3RFNjUUVsZE5VYV9HLUNBa2kxVmExTE43d0JOMHRuaEdNenlRVWFCVnVHSl9CZDdQX2g4SVdsQS1XVXcxZlY0b29ONDFBVFdjellhMDBvSklZQlJJbXdrVVpORzIwczhiNWY5bU1m |
May, like every month in 2025, has been huge for RetoSwap - and we’re just getting started!
RetoSwap recently crossed **$40,000,000** in all time volume, with **+100% month-over-month growth** in 2025 powering us forward.
More than **6,000 swaps** have already been completed, and our mission to make P2P Monero trading private and permissionless is picking up serious momentum.
**📱 Android is coming**
We’re excited to share that RetoSwap is will soon be available on Android, thanks to the amazing work by [atsamd21 on GitHub](https://github.com/atsamd21/Haveno-app). P2P is about to go mobile and never look back.
**💸 Zero trading fees until 2025-12-31**
Thanks to a generous community member, **trading on RetoSwap is currently 100% free** \- no hidden fees, nada. They will remain at zero until at least 2025-12-31.
**🎁 Bi-weekly giveaways start now**
To celebrate, we’re kicking off bi-weekly giveaways. First up:
We’re giving away $100 to a random pair of "Cash by Mail" users.
**To enter:**
1. Complete a "Cash by Mail" trade on RetoSwap
2. One matched pair will be chosen at random
3. $50 each goes directly to the buyer & seller RetoSwap wallet
**The revolution doesn’t need permission, just peers. See you in the order book.** | r/monero | post | r/Monero | 2025-05-16 | Z0FBQUFBQm9ORzh5c2tnTEkwcjdHQS1GSVBGVG1PQmxENUpoNW1BZ09GXzM3Tlk3bFhkUWhmSXpSeGFwOVRIbG85QkFlRTVfZXR4QVYzYjV0S3hoRFNYRUtrcmoxUER5R1pNa2liWTNvREthdGxiVkRpRkk5REU9 | Z0FBQUFBQm9ORzgycWxvamF0akwzaUFIazNEVnd5U1A0cFZxeW11dW56RVg1TjdKNTNYMzRJdmNyWkJ2X3BkMFNkVFVkT1VZX0pUZjdkZjV3M1ZIcnAyVk1jYXFqS1dlbTVnc25ISllyQ05acjBheHUycVFjUDNaMnhGX1Z3ZzBVdUFsSnJTbGQzeE4tblM0QU1NQXJsMVJaTG9WaDV6YlhmX2F5T2pBcGlXX1c5VVJHRWlDQUFFenR1YTJxTllyY2RiOG1lRWhhRjE1 |
This is the weekly Monero market thread. This thread will be posted every Friday and is meant to help accelerate the adoption of Monero. Due to r/moneromarket having only a fraction of the subscribers of r/Monero, we have decided to create this thread to encourage more individuals to use Monero for product exchanges. Until the market matures, we recommend that the Monero community post their products both in this thread and on r/moneromarket (to ensure growth of that subreddit).
Selling items for Monero will boost your (and Monero's) reputation as a legitimate form of exchange of goods. This is necessary for the growth of Monero, our community, and privacy as a whole.
## Instructions
When you post your product or job listing here, please make sure to:
- Give a description of the item.
- Link to a photo of the item (if it's physical).
- Provide logistics information (such as, location and/or shipping availability).
- Optionally, provide an additional (private) form of communication outside of Reddit (e.g. Bitmessage, u/protonmail, u/tutanota, GPG key).
- Post the price in XMR terms.
Spamming will not be tolerated. Please make sure that listings are legitimate and do not break rule 2."
Finally, credits to cdotsubo for starting the concept! | r/monero | post | r/Monero | 2025-05-16 | Z0FBQUFBQm9ORzh5dm1GQUJUNGVMdXh3NTctV1ZVOGZqaGdjc3JGZllMS3B6QjUxV29qcUFVY1BrMUtGQUtBMTlDblFJTTN1WGtMN3R0blpRV2FqLXRiblBiekVicUZKdVE9PQ== | Z0FBQUFBQm9ORzgyVVQ5SlV4RkFMRndwZk9RUjBuSkROVHdjMXM3NWw2YW9nSDVpRUVLRXdXNVEzRUl2eE9ZdFFVUzBFZ1h4dW54R2k3SW9jRXFvY2o5WXJLME92bTRXU0g2ZUVFSmt4NVplaW13ZlAyVWFZd3g4bzV1NlFjVF9zVnNxLTVucC1vU1U1MmFVZnM2NUVoc3d4aG1nbV9yS1FOZlp6emVTc1R3THV2aDlqV1hGLVBLVlhwSWdCb2pwUXJlZnJySHo3NGlY |
So I am currently trying to learn Forex but I was told to read through the babypips course because it's good for beginning to learn Forex. I just need a good way to learn it because of the amount of courses. Should i do like 2 hours a day everyday that type of stuff. | r/forex | post | r/Forex | 2025-05-16 | Z0FBQUFBQm9ORzh5MnMyQ0RHUGVZYlh1c0ltZ1A3Y1VtcDNVelliMlJBYUpZTzFKa2l4MXBlVlJQU1BWR09XOVZmQzBCSHFHZGhvX3RjUDJyVHJPc21HbTYxbTRENjloVHc9PQ== | Z0FBQUFBQm9ORzgyWHFhQXBLNFgyY3FObEh2aWtwbkVKS2N1UlpNcHZYS1JZNEUwRnFhOXpxS1daNmRDSl9wZzl6ZE5KUFk3cGpNQlpMQjhUV0lkNHFHdFAtWDJKWXRVXzYybzk5a3BHLVZ1Slc5SHF6alY4QmtqczNPMHhHN3JEZDVDdWFXMFJqRTVqbHNxMW9sVDkxVkRCRHp3bEhRa3VPYVFUeXRCaG1XWS1McWt3LVV3Ny00QUVWOEFZQnp4dEV2d3pxOWJkMEZhX0tvUndXeW1LblJpczVPNXdKUmdpZz09 |
So peoples who buy bitcoin daily for DCA.where do u guys buy it from.
So peoples who buy bitcoin daily for DCA.where do u guys buy it from.
Edit: For Australia | r/cryptomarkets | post | r/CryptoMarkets | 2025-05-16 | Z0FBQUFBQm9ORzh5NC12b0dIVWxMZkJEWEVIUmZxNkpidG00elRFSUJNc1lnMENpQVFYOVYzS2c1RVVleWtTNll1cE5RQjB2eTBlVzVVaDdTZ1dzLVE3dmR2ZjI4UUVIa0E9PQ== | Z0FBQUFBQm9ORzgyZjUxRk5SZkF1RENCSVBMa25EV2ZGNXZJcmNhZG42OGkxc0J1d1hwZG0xaHNrZkxlNkxic3NYV3BGLUVPV1MwSFlGMnc5TjFEQmdWUVRrMHBqb09JbFJWSFhsbU9KU1pTdEhObk84ZmpyT2JoY051YWVHTTN0TmlFUXI3bDZMVVFyNjBwVWhERTlwNHVWYmF0UUFNbDNJejh5eGFhRW9VbHU0V05ESW9qVmhBbUpGYVdRSFVfY3M1a1ZpbDNHbUw3X1d4ZFRoMTRqS244OXZtbHMzT2ZEdz09 |
Currently trading xauusd. | r/forex | post | r/Forex | 2025-05-16 | Z0FBQUFBQm9ORzh5RUxXaFAzVEdDbktReG1vTzhqdndnUUlrZ3dZVXZ6bDdSWTNJUVl4ZkFKU042dXl5OEZfOE52WlByMGcyVVpPZWZaZjhkdTQ4NEZEUXlPX3lqSDY5cmc9PQ== | Z0FBQUFBQm9ORzgyeTZGZUdnRzh6cnU2VDF2VnRMQU9yYXlxQlRRTFNwbzJMSzU5RHp1VDFhSjZiczVRNUZjLVNybDluTGdMNTZnRTJDaGpuQTNjblo5bzJhY3puYndaRUpCY002N3YxYUllSHZ6LUx2VmhkYUt1QzlVUnAwQkc3RWxVZjRwNnJ6YjZadGhVb3hMaFA0dnRXSk1Tc1ZwN09sVWt6bWxDUG4tbGJ2cDhVSGZlQmt3VU9qdzNBd3BaTkF6WUtqbTVhY05B |
Have a general question? Want to offer some commentary on markets? Maybe you would just like to throw out a neat fact that doesn't warrant a self post? Feel free to post here!
​
If your question is "I have $10,000, what do I do?" or other "advice for my personal situation" questions, you should include relevant information, such as the following:
​
\* How old are you? What country do you live in?
\* Are you employed/making income? How much?
\* What are your objectives with this money? (Buy a house? Retirement savings?)
\* What is your time horizon? Do you need this money next month? Next 20yrs?
\* What is your risk tolerance? (Do you mind risking it at blackjack or do you need to know its 100% safe?)
\* What are you current holdings? (Do you already have exposure to specific funds and sectors? Any other assets?)
\* Any big debts (include interest rate) or expenses?
\* And any other relevant financial information will be useful to give you a proper answer. .
Be aware that these answers are just opinions of Redditors and should be used as a starting point for your research. You should strongly consider seeing a registered investment adviser if you need professional support before making any financial decisions! | r/stockmarket | post | r/StockMarket | 2025-05-16 | Z0FBQUFBQm9ORzh5YzdRXzc3UkVTYkUtYm41eG0zOFJPSjNLMXM0dmVKY1Z1b21CVlJFQ0lMeVd2WXM5YjBkczNpSldZTEQ2OWNfRTJpNGpzU2xjMjNsRHA2RmU4ZXhndmc9PQ== | Z0FBQUFBQm9ORzgydGs2ZERCd3lIa1NHQWtheFpESEpZTXlPUVc3cTgzZ18yRWNxLUJjZU41VnFnOVc2WmVTNVYyYkF4OVJKNEVfUU1FQl9LZ29yZ3llS3FuT3VsZERudzNUV1hjdXl4MWNDdWdRMGRTTFo3aWVLSFBtSldpQ1ExV1VhSi0tbUtzRXZfTXF6eHA4NFF4UTlDTE5WVXdqUmx3ajRXMk05WWRxYVNLX2hjRGZmLWEyZGlIRjFaY0FoVHJFb2twMDJtaEkxcWZYTnNNR01tRkF3UlVELUVRMDFmUT09 |
r/forex | post | r/Forex | 2025-05-16 | Z0FBQUFBQm9ORzh5bHZqUkMzZS1wbEYtaGs0MVhBREx3akZOS2RCRnY5VVBxVk5qaWNBVnBUaWxSTG9rSVN1MUNwVFZ2R0hBWkowRlNKQ0ZBd052THI5Y05sV0pDTmUwLW5USlE2VGNOUkxvQnE2TXkwcjE2UVk9 | Z0FBQUFBQm9ORzgyZzRXUzAzeVpuVktGWFdBSmJMM2ZOLVRoUUtrb0F4a1k2eUNmQjNBZDZIcW1QVDI1ejlFaDJQbVVFazFVZzZRaWlNY1BQVWNJX18zNVl1cVdjT1BMZmZUOUxZUnJTUEpQeVpBU2xEOUFia2U1X05GOFhCTDZteU56ajRvdXBlS05QRWxBM2FhbTJQR211Ui04akZCY1N0cVEyUzhWcTBweEdzei1kcWNjSXRNPQ== |
|
Source: https://www.reuters.com/legal/government/judge-sanctions-cftc-over-agencys-conduct-my-forex-funds-case-2025-05-14/
I’m glad to hear this, because I traded with MFF for 2 years and they never once let me down. Hopefully they come back and reinstate trader accounts, but maybe that’s a stretch too far after all this time and stress. | r/forex | post | r/Forex | 2025-05-16 | Z0FBQUFBQm9ORzh5d2ZJek1zM2F6NFJmNW5oalpabTUxdENQMEF6c20yUV9vc094eGJmTGRSZzRzSnM4bVE3akhWaWx4UlJ2OTQ3anU4ck5kNElrcXFmR3ctX2pIUklORUE9PQ== | Z0FBQUFBQm9ORzgyTDNBNWJaeHNjRkdPZGxtNVdzbDEzY2ZjNTd5Nkk1cTVHb0Ixc0hIaHhKS2twTWlGdVZYa2xJS08ySlZfMU1vYkItZ01QWk9oQ09xOXV5LXFybzh5dVU3bTFWTElibm1QVjE5QS1JaERnRjFBXzBmLXlSYnphaU5RVjZGOWNmOEZJT3BGV1RWbVpjOExPZTVtek9GSzZRNHZhOWoyUmhJY3hVSjRaT1hZaml3aXZqemRTWmhwSEQwMm8yWkVOaW5sQ2FyN1hmd2IwWmJyLUZ6X3FubGp5dz09 |
Puma SE (PMMAF)
Puma just released Q1 2025 earnings: slightly ahead of expectations, and signs of strong acceleration:
Direct-to-Consumer (D2C) sales up 12%, E-commerce +17% YoY
Clear winner of the “Buy European” movement
Cristiano Ronaldo + World Cup 2026 = massive global visibility
But here’s the real kicker: the valuation.
Compared to global peers like Nike and Adidas, Puma looks severely undervalued:
P/E (TTM): ~13.5 vs. Nike (~28) and Adidas (~24)
P/S ratio: ~0.9 vs. Nike (~3.7), Adidas (~1.8)
EV/EBITDA: ~8.5 – very low for a global brand with growth tailwinds
Why it matters:
Investors are sleeping on Puma. It’s not a turnaround story – it’s an execution story in a market full of overpriced names. Brand is strong, margins are improving, and the World Cup (with CR7 in Puma boots!) is a marketing jackpot waiting to happen.
This could be a high-upside, low-expectation growth play in 2025–2026.
Positioned for a breakout. Anyone else loading up on PMMAF? NFA | r/stockmarket | post | r/StockMarket | 2025-05-16 | Z0FBQUFBQm9ORzh5VWNVSElCejFqdVZzQUdSX01IUmRkM29Fc2ZWQlRnR3VFckwzUUNYTFNUTFlVNTRPR3UwUk1oSFRQSWttUTNZRm04VlFCUlM4cVFpSUhoa2pBUll6bFQ1Z1NoQnpDd3MtMFNiN3Q4ZjVYbms9 | Z0FBQUFBQm9ORzgyVXBQWkJCaVBjTDh3RmpYeFpUYV9sQmNpV2l6cXZVTTBtUVVWbHF6RmJSb2NMR0o1a1pab1BPWE5oSHZzX1VuNVMzenhIOEk5Zllrdkh2VzFqTjY4QnJVanROQTFVQ0NSd3IzYnpuVVdBNllTemdfNmY0bXV2V3VaRFlWa1ZOZUFYN0JhMlJxNDYtN2JwU2dBRDRfd0VkVnBWeGRvYXFwZlpMWGZMN0huXzl3Y1hXTkNvak1qSjdjZWdZS1c0MHJ5 |
This isn’t 2020 economy, it’s economic paralysis, COVID on steroids.
Consumers are tapped out, supply chains are broken, and the Fed is out of ammo.
Let's stop pretending. The 145% tariffs were the final nail.
If you're still long SPY, you're either a Fed agent or in denial. | r/stockmarket | post | r/StockMarket | 2025-05-16 | Z0FBQUFBQm9ORzh5Wi1LS0U3S09uc2pvc18yN2Jsd2l5Wk41MGp0Y2QwcnlyNHN4V3ZyZXZYWGx0OEVrVEVzM3JxbE1DQ01Bbzd1cFUwdG43LTRFNTVPZTVLdG54MENJTDVLSkJqMjFUdlNVRUhQajBJUmZmeE09 | Z0FBQUFBQm9ORzgyQ0FjZEQ2RklKMjh1dU5CcndXalp1ZnFNRFdoRXcyRlFJdVM5VHZmRXNndFJOaDJreFZ5WlFwS0I3bGVYT2NBb0d0Y1FfOEp0SmNFbTZJeWt0SWpPYWVYLVFvb2hIZ0tnYnhYV055UjlBU1duQlRwa2JDLTROYWlmTTNFYS1mUUdadkhpRF9pcEVuMUc2SkFma21EUHhsb3RHX1Z1N0o2SVRoSlNaR3ktSXJnRENiWHVMdTd5MFZVRGJEb1hYUjU1LVQzTzl4bzJzNmp4R013RW1MU3ZMQT09 |
Post NFL draft there will always be winners and losers. But with the rookies coming in we take a look at where exactly they slot into our rankings/tiers.
Below Is the first 3 Tiers in today’s video
S Tier - Gibbs - Bijan - Jeanty
A Tier - Barkley - Achane - Hampton - JY - Hall
B Tier - Henderson - Bucky - Harvey - CMC - Jacobs - Walker - Brown
The full list and breakdown is in the video attached. | r/fantasyfootball | post | r/fantasyfootball | 2025-05-16 | Z0FBQUFBQm9ORzh5QnhvVlBndWRjdG14b0dYUmNvb3pXSFJZTlJLUmNuVDNzc3k0c2VCTUl3TjhXeG9XWS1VNkdxVzZtMWwtcTJheHE1MlZoN2MwOTVxX09vX21oMFhLR3c9PQ== | Z0FBQUFBQm9ORzgyR3BfUmUwbFluWHFGT05RZzNDQXR0RUduSHp2ZmlKQlNYeHZEbk11Y2g3WXdTZmQ0dmYyZmRZdDU0RmNkMjNNdUxzenpGV1hfU1dhOFgxSmk2T1o3U0FUeWlHa09YZWlGTGVtdklyMGUxN2tfVjdRUmNLdG90ajRCWVRxYk03c3J1Tlc0enFjbzRGOERBUjMwUlQtb0xpVFVva1o3WUwyYTdnUzFHdXA2bE52N2ZUdHNLNUMtRU9TaDVpQU9YbmxEX2Z5c3F2U0hrQXNyTmcybDNPdjdNdz09 |
It was a great trade enter perfectly on time with multiple confirmation and with patience . | r/forex | post | r/Forex | 2025-05-16 | Z0FBQUFBQm9ORzh5MnotaTItM25OQ3BEVUppejVaX1ZmWFlmSGRaRVNqX2haVjFVbXlkSHZvN2NmaGlwVkxyQ1VXeHdIdXMxNTFubmJka1VaWXBVRTQ0cUVwcVVEd0I5cFE9PQ== | Z0FBQUFBQm9ORzgyNUtzN3FmSVhzcmFiUWx4a3JEQlhWODBJV1NwbVRpMUZuVll6bjhlWjRlUDloQ1J1UUFtQWhROXNMMHJ6Sk5ReVNRdjBGVnUzcjgxVkdDX1ZHSDF6ZFo5cEZxUzlmbjNkSVVGcUc0VFd2Y0ZnOGJ5REhobkhaa2YtaDBCbVNRT3F6YUtfbHhCTEh0dXVZVmVQYU9IN1UyVXZmcl9zelFaRnNpSU1FWE9UelU0TVphUGt2czlYME54cjFCbWRSc09M |
**Post your Dynasty and Best Ball questions here rather than individual posts.**
-------------
**PLEASE INCLUDE THE FOLLOWING IN YOUR POSTS**
* League specific rules and details (dynasty or best ball, league size, PPR/.5PPR/non-PPR, roster details, custom scoring, bonuses etc.)
* Specific league rules
* All players under consideration
* Any other pertinent information.
---------------------
**PLEASE TRY TO ANSWER SEVERAL OTHER PEOPLE'S QUESTIONS WHEN POSTING YOUR OWN**
When answering questions, please make sure to sort by NEW!
----------------
Individual Dynasty or Best Ball threads posted after this point will be deleted in order to keep the subreddit clean. Post here instead! If everyone sorts by new, your questions should be answered.
----
**The following users have helped the most people in this thread:**
User | # Helped in thread
-------|:-----: | r/fantasyfootball | post | r/fantasyfootball | 2025-05-16 | Z0FBQUFBQm9ORzh5WlRxREVhOXlyNnpueUpwbjZtZERPcEhuajQ3UmhkanU0MWVpVUJRclRaNnhDM2FGUVJQV1hKczl4dWZfVHNlQ1gtSVFESGVMd2QzVjZSVW9odm5TVFE9PQ== | Z0FBQUFBQm9ORzgyWXFlSktNNW1qWXNLbW0zenhJTUN4blVhb1lmTXNxVVF0VHVXTWpSRl9ReUs2QVVwbWwyM2tyYi1XM0NzdDljUWd2ZHNlRmtNRndrTW1kU0NuV2ZXZXlFVVZSaFJFelNvb0V5WnVGSHRZenVjSmlVLWlyZDVsX2VOZDVydTY1S19IRklvbXhUNURrSEt2M0N1bng2bG9fTE5VcFJwMFh6eFhFU2NLS2hsZnloRkJ3WUd0elptczExbEFCVnJycWJzWmh0bjl5SzRqcS1ydl8xMDhZMXM3dz09 |
**DO NOT post Who Do I Start, Add Drop, or Trade questions in this thread; find the appropriate thread within the [INDEX](https://www.reddit.com/r/fantasyfootball/search?q=author%3AFFBot+Index+flair%3Aindex&sort=new&restrict_sr=on&t=day).**
Questions about Collusion, How Waivers Work, Stat corrections, League Scoring, etc. all belong here. Any commissioner question on how to handle a situation in your league belongs here.
Any simple fantasy football question, especially when you are looking for a quick answer rather than a discussion, usually does not deserve its own thread and should be posted here. Occasionally a platform's customer care department, such as u/YahooFantasyCare may be available to address your questions directly in this thread.
-------------
**PLEASE INCLUDE THE FOLLOWING IN YOUR SIMPLE QUESTIONS or LEAGUE ISSUE POSTS**
* Detailed explanation of the issue (collusion, rules question, changing settings, collecting buy-ins, etc), parties involved, waiver settings, etc.
* Specific scoring rules (PPR, etc.)
* Other league specific rules and details (league size, roster details, custom scoring, bonuses etc.)
* Anything else you may think is helpful
______
**Remember**: Most answers to simple questions and league questions don't change from year to year. How much has changed in collecting dues in the 2 years? We encourage you to **use the [search](http://www.reddit.com/r/fantasyfootball/search?q=collect+dues&restrict_sr=on&sort=relevance&t=all)** function for questions like this.
---------------------
**PLEASE TRY TO ANSWER SEVERAL OTHER PEOPLE'S QUESTIONS BEFORE POSTING YOUR OWN**
* When answering questions, please make sure to **sort by NEW!**
----------------
**WHEN ANSWERING QUESTIONS**
* Do **NOT** reply with only a yes or no. This just removes the other person from the index without them getting information. You are not helping.
* Explain why you came to the conclusion you did
* **Please respond directly to the OP or the Bot will not pick up your comment**
----------------
Individual Simple Question or League Issue (with *very* rare exceptions) threads posted after this point will be deleted in order to keep the subreddit clean. Post here instead! If everyone sorts by new, your questions should be answered. You can also check out /r/FFCommish
----
**The following users have helped the most people in this thread:**
User | # Helped in thread
-------|:-----: | r/fantasyfootball | post | r/fantasyfootball | 2025-05-16 | Z0FBQUFBQm9ORzh5WlpQMWp4RWJZcDhqN2pMQnVNcUlxcmI2aFkxa1NrdzNudnloSWhFdEd4TzJwb3ZZSUJUNGtLLWN5cXVuWFlDd1FKd3FEbm9Lb2lsTHk2M2F2ajdqaUE9PQ== | Z0FBQUFBQm9ORzgyZDVqR24zZGxoZW1Bc19pRjAwcnVMWTdRZUlnUDBpT00ta2NSalRzQk05VmFUVUFzWXd3VnozdWgwTGNsYThaNE42OXR2OXhBQmo0UWQtV01BeXRUY1Vsby1JTExXRlROYWlDNUlxQTdpNzBUQ3NtZG9RZmh3VGQ2aFVtLWg0OXBmdlc4aTdJcjdXNEhDX1NJd3owc3hfMk1kVjdxVElTLUlPMWN6cXVMbGdGMFFERnJfQklpQnNYblV2Qkttc3FndllFMWRLdU1VMW9fSWhHdEFsNGFxQT09 |
___
###**PLEASE READ**
* How to post a [Player Discussion](https://www.reddit.com/r/fantasyfootball/comments/1ekq0wn/dos_and_donts_of_crafting_a_quality_player/) or [Injury Thread](https://redd.it/2koxce)
* [Sub Rules and Guidelines](http://www.reddit.com/r/fantasyfootball/wiki/rules_guidelines)
* [Our Wiki with tons of great content!](http://www.reddit.com/r/fantasyfootball/wiki/index)
* [FAQ](/r/fantasyfootball/wiki/faq)
---
**[Official Reddit FanDuel league](https://fanduel.com/reddit/)**
*^We've ^partnered ^with ^FanDuel ^to ^host ^a ^series ^of ^redditor-only ^free ^contests ^with ^$2,800 ^in ^cash ^prizes! ^During ^Weeks ^1-20, ^there ^will ^be ^a ^free ^play ^contest ^with ^$125 ^in ^cash ^prizes.*
**Other /r/fantasyfootball Contests**
* Official Reddit r/fantasyfootball league at r/NarFFL or [narffl.com](https://narffl.com/)
* [View our Pick 'em, Eliminator, and Gridiron games at NarFFL.com](https://narffl.com/games/other)
---
----
**The following users have helped the most people in all of the threads:**
User | # Helped in thread
-------|:-----:
---
#[Official: [Keeper, Dynasty & Best Ball] - Fri 05/16/2025](/r/fantasyfootball/comments/1kny1qc/official_keeper_dynasty_best_ball_fri_05162025/)
---
#[Official: [League, Commissioner, and Platform Issues] - Fri 05/16/2025](/r/fantasyfootball/comments/1kny1rh/official_league_commissioner_and_platform_issues/) | r/fantasyfootball | post | r/fantasyfootball | 2025-05-16 | Z0FBQUFBQm9ORzh5MHlDU0RTWVBGVnBoUlRUcjNsd2hIc3BFcUZyNTY4c2tyZDJJeUZUSm5Nc016M1dtUGJNam04OU8zdUhpbUFVWnlnZ0lYYW9LTDFyTUxVRE1SeXlqbkE9PQ== | Z0FBQUFBQm9ORzgycnpfdURIR3JrS0lISElrb2tQZnB6LVg3T2FEMGdSNENCU05GbGUzTXhock9OQWEyZWFHeHNWNXBZdzJWdWtSbzBacHZiUy1SZXROM3pQNHpMNTViOXNYdTVLeU9UNlRvOFVqeTlxbVV4WkdaWXVmOE5kT2c1ajFCTjNTX0l0VC1UUS1hbEY2cklPdGdDMllIeTFlQ01MOThaYkxKcFJ5TldveEtXRHlERGhjT3ExdDU3NldpMU1Yd2xKZFVQOXdzanUzYURQTE0yMVo5aFZfUEVtOTVZQT09 |
"Federal Reserve Chair [Jerome Powell ](https://thehill.com/people/jerome-powell/)said Thursday that the economy may be entering a period of more volatile inflation and more regular supply shocks relative to recent decades, in which inflation and unemployment remained low.
Powell reflected Wednesday on “the possibility that inflation could be more volatile going forward than during the inter-crisis period of the 2010s,” the decade between the global financial crisis of 2008 and the March 2020 onset of the coronavirus pandemic.
“We may be entering a period of more frequent, and potentially more persistent supply shocks, a difficult challenge for the economy and for central banks,” Powell said at a conference reviewing U.S. central bank policy of recent years."
[Metatron of the Fed Speaks](https://thehill.com/business/5301776-fed-chair-powell-inflation-volatility/) | r/stockmarket | post | r/StockMarket | 2025-05-16 | Z0FBQUFBQm9ORzh5cEhFTWNLV1pwQ3RRLURNcW42Zm5iTkh1ZXl5cndFSUh4bmRubmJjbjVFNTlmNEVaRE9kMVBadmZPaVRvZnQxaTU2V0tDenZFRFNQMEZNaGItanNGZlE9PQ== | Z0FBQUFBQm9ORzgybkRGY2hxaU9nSXgyRmFLM1JOSFZBZ2VPdmFodUxHUm9rYkV2dV9vVXJqYUtHWnRDVjhRWFZ4a0x1c1c5TmNRSkZ3bVlSUUdQUEJiTW1pczVqM3lwSU5oRHdVZXd1Um1XS0ZhbkJhcFh2a1JKYkYzT3FPVmMzVFRxSno0Y2pyQWhxWHBNMUxWY2ZEazV5eXUyQXBlbHpOeVhGTHQtcFZoMlgtbEFYaWZybHQ4cHlQd0x2TGJzWnc0WDZkYWFPUk5oQ0hlODc2dVNRSXJfYlY5NVB0b0o2UT09 |
Amazing hop on one leg while getting tackled to get a kick away and made it back in field to score a try | r/sports | post | r/sports | 2025-05-16 | Z0FBQUFBQm9ORzh5RzhLSVU1RmlFekotUk9yZTRYWTB0T2hMSUxCaEVNVHBSV2RiSWFFWW9ibjlMcllfUGxuME96T2ZwS183encteTZuS1JFSk9MdmVuSGJLa0ItNmdBekE9PQ== | Z0FBQUFBQm9ORzgyWkVMR19aaDRuLXJnQlZuVlF3dHJjb2JBMGw5RlZCdFN1eDMtZGdlMi02Q3VpMTBVU29nTGZUd28xX3RrdDNuRkV1SWFPc0xKeWwtblY2RU9hNW9yNG56Zzh1cUZmR0ZjZ0Jpc21LaTlVREdhSGR0RTVmUjAzQ0JSTlhIZWRYdEJmOXZBeE1raDFPVVpMT1BPekh6T252WGktVmttQ25QLVpDOExvMkdPcmN5TEFDNHEyRU5CQ3FvODZqZkNRSVkxMTRPcmVuVVJFdWEzSW5KWVRwdURMUT09 |
After a week of rather encouraging macroeconomic data, today’s numbers are not particularly strong. Clear weakness in housing starts and building permits, accompanied by import and export prices that are higher than expected.
It should be noted, however, that the final data for the previous month were revised upwards, partially offsetting today’s figures. | r/stockmarket | post | r/StockMarket | 2025-05-16 | Z0FBQUFBQm9ORzh5WUZtRkNna1Z3Q0VZS1NjeEM2TGtFelZuamw3MEZBeVRWM1lYX3MyTUc4WlMzQWRaZFROVE1XUldGakRJQktTS2gxWUpzenhBZnh4QWdleEM5QmcxcXc9PQ== | Z0FBQUFBQm9ORzgyYlFuMnM5WTlJeGtsNUQ3TjlOZFRRdUFHcVc1MkwxRXQ5bVY3UjVmMy1EUkxENEFuZW1GeFBZeUFsbzZHMEpxeG5heDN2em5sRkQ4MEpYajVlYjdtTzlaeVg3SlJCTmhfbTFYRDZwRzdZRk1YUExPSWtBc0Yyd2MxSng1aXYycVFDUktDQjFwclY2X3c0ZWxaeHhxT280UFhDcnRCMmc2STRFLURleF9pOTlVPQ== |
Yesterday, I took an L here in the group telling everyone to only look for shorts to catch the bigger swing move. Turns out price had other plans short-term. But guess what?
I stuck to my bias. I stayed patient.
Today, I caught one of the cleanest sniper entries I’ve had in a while proving my directional bias wasn’t entirely wrong. Just slightly early.
Overall, My Ego was crushed, A lesson was learned but I love doing this shits, again and again even though Market has had me humbled for, god knows, how many times.
| r/forex | post | r/Forex | 2025-05-16 | Z0FBQUFBQm9ORzh5Nmh2Mnh5QW9aSkV5WUkyWUNMQkdoeUlnZEZEWnA1VGdOMmJ2dVA0X1liNUF3VlVMVEtQT3ZaOEZhbXZTYkgxYWFRakhwMmJ4cjZ3a0c5UzY0U1pLYUdmTXc1NWdNeEdaZXkwTmRzSWt0dFk9 | Z0FBQUFBQm9ORzgyZ0QxX2QtWEt6bl9Tb2t0S2JleXNiZU9iSGZpVDk4MW9PUHR2R3hFNG5oUklONDhOSE9QSEhYX1JvZUFDZmgyRUpSZjBwNjZPbkhsN0NpMUc1MTB4SXRZWDRFamZnSWpzNU1LcUh4aF9LQ2pFZWhZUzJiRW1WWXY0TFFJd3IxWDNIYnV0TGMyN0FPU2pVQlEySndjZkNHaFA1SEZCRWVfRHpRQmhCeFBsbVYzOGE0WjdRV1RYb1dXSDJ0REFXWnhsS1AxWl9iSDMxSHQ4RjBaaEtjN3NHdz09 |
No paywall: [https://www.cnn.com/2025/05/16/business/trade-deals-trump](https://www.cnn.com/2025/05/16/business/trade-deals-trump)
If you thought President Donald Trump’s trade war was over, he has some news for you: Tariffs are going up again.
At the conclusion of his Middle East trip Friday, Trump acknowledged that trade negotiations are progressing too slowly to accommodate every country that wants to strike a new trade deal with the United States. So Trump said he’d give other countries a few more weeks, and then Treasury Secretary Scott Bessent and Commerce Secretary Howard Lutnick would simply tell America’s trading partners what their new tariffs are.
“We have, at the same time, 150 countries that want to make a deal, but you’re not able to see that many countries,” Trump said during a business roundtable in Abu Dhabi Friday. “So at a certain point, over the next two to three weeks, I think Scott and Howard will be sending letters out, essentially telling people – we’ll be very fair – but we’ll be telling people what they’ll be paying to do business in the United States.”
Trump on April 9 paused his massive so-called reciprocal tariffs, which he announced on what he called “Liberation Day” on April 2. The reprieve was supposed to be for 90 days, to allow countries to negotiate with the administration. Trump officials have said around 100 countries have offered to negotiate deals, setting a tremendously difficult task before US trade negotiators to race against the clock to make new commitments.
Without those negotiated deals, Trump could impose reciprocal tariffs – some of which are as high as 50%. The tariffs aren’t technically reciprocal, and many smaller countries with large trade gaps with the United States would end up with significant tariff burdens.
“I guess you could say they could appeal it, but for the most part I think we’re going to be very fair, but it’s not possible to meet the number of people that want to see us,” Trump said.
Trump has floated a similar idea before, albeit on a timeframe that has since elapsed.
On April 23, in the Oval Office, Trump said his administration would “set the tariff” for countries that fail to negotiate new terms in the following few weeks.
“In the end, I think what’s going to happen is we’re going to have great deals, and by the way, if we don’t have a deal with a company or a country, we’re going to set the tariff,” Trump said last month. “I’d say over the next couple of weeks, wouldn’t you say? I think so. Over the next two, three weeks. We’ll be setting the number.”
So far, the Trump administration has managed to announce two new frameworks for trade negotiations that resulted in lower tariffs or lower trade barriers with other countries. The first was with the United Kingdom, announced earlier this month, and the second was with China, which Bessent and US Trade Representative Jamieson Greer negotiated in Geneva last weekend.
Trump’s negotiators have said they are in active discussions with a dozen or so countries, and Trump has said he is close to announcing several more agreements. The administration has previously said India and Japan are getting close to a framework of a deal, as is South Korea, although a new government is coming in there, which will delay negotiations.
The new tariffs
It’s not clear what new tariffs Trump will set on countries that are unable to strike a deal with the United States in the coming weeks – and whether those new tariffs will permanently supersede the paused reciprocal tariffs or merely serve as an interim tariff while negotiations continue. In the meantime, the United States maintains a 10% universal tariff on virtually every good imported to America, plus higher rates for certain products.
Although Lutnick and some other administration officials have described the 10% tariff as a “baseline,” Trump earlier this month rejected that notion, suggesting that US importers would pay a tariff of more than 10% to bring in goods from most countries.
After announcing the framework for trade negotiations with the UK, Trump said other countries wouldn’t get such a good deal. Unlike the UK, whose tariff was set at 10%, other countries will pay a higher rate, Trump said.
That means tariffs will go higher than where they are today: according to Fitch Ratings, even with the 90-day reciprocal tariff pause, set to expire July 8, the United States maintains a 13% average tariff rate on imported goods. Although that’s lower than the 23% in effect last week, before the Trump administration agreed to lower tariffs on Chinese goods, it’s way higher than the 2.3% average tariff rate from before Trump took office for the second time.
They could go much higher: Trump last month said he’d declare “total victory” if import taxes were as high as 50% a year from now.
Trump’s back-and-forth stance on tariffs has caused incredible uncertainty for businesses and consumers, and mainstream economists say the chances of a US recession – though falling as Trump has backed off many of his most aggressive trade policies – are roughly a coin flip. It has also rattled markets, sending stocks tumbling before they rebounded over the past several weeks as Trump has expressed openness to negotiations on trade.
Trump has previously said his administration is rapidly constructing scores of deals that could make trade with other nations fairer and bring manufacturing back to the United States.
“You have to understand, I’m dealing with all the companies, very friendly countries. We’re meeting with China. We’re doing fine with everybody. But ultimately, I’ve made all the deals,” Trump said in a Time interview last month. “I’ve made 200 deals.”
Trump said in the interview, conducted in late April, that he would announce those deals “over the next three to four weeks.” That same week, Trump said he’d announce those deals in two to three weeks’ time.
Despite Trump and his administration’s rhetoric, actual trade deals take a lot of time – often years – to hash out. They typically involve incredibly complex agreements, delving into the minutiae of various goods and nontariff barriers. They often involve significant political considerations, as various parties seek to protect voters with special interests.
So Trump’s concession Friday that hundreds or even dozens of deals aren’t possible on such a short timeframe shows the limitations of threatening tariffs in order to achieve rapid concessions from trading partners with their own vested interests. In the meantime, Americans will be paying more for goods that aren’t made in the United States. | r/stockmarket | post | r/StockMarket | 2025-05-16 | Z0FBQUFBQm9ORzh5SWhzOV9PSWo5azdCUVZ6U0xCdjkwTnM3QlNzOGUtNDhEd0U5SXhOUWY4NEQxSWZERGxNczgtU0lYYjZDYnRwcXVkVlpJYzNqTlJhTUphS1YzU0lXVlE9PQ== | Z0FBQUFBQm9ORzgyU2R0WUVwc01uTEFhLW9HNzJoeXNWei10VFE5d0psc3d5ZVhibUNxX3U0QWhOSHBtMTRZRGFBMlNFTUtrRmQtdE93TWZ3ZGM1ZWhqVkxRbDBoMDBnTzZVaG4td0ppQWtvc0RZRlR1d3ROX0h6Z2oyWDRRMXRkUEVrei1mb185bW1jNFZibHBRbEI2OXNsUEM2NWU1OU1ZaFI1QTFubGVvT3YtTFMwSWcxZEZ1bVhFUUoxZTlSOFpZRHdjNkNic0kwYTJ0X215SHYzZDdWQXRQWWRMdzhGZz09 |
Seeking for help.
So I am currently at a stage in my journey where I know that I have a working strategy, I know exactly what to do and what to look for on the charts. Had several moments where I thought I have figured it out - I am still not disciplined enough to only take the setups I REALLY should.
I would appreciate if any of you guys who went through the same process and is profitable could give me some advice on mastering discipline and patience! | r/forex | post | r/Forex | 2025-05-16 | Z0FBQUFBQm9ORzh5VkVwUnY0RnRrOVlMUU5YNnJWZldob0VXZm1oMll0S0Z5QW1qZHl1YnFpN1kzQVlEem9SemhsMTdTbWFrWDRad28tYW1MazlDU3IwamVIQWJmdUNldDkwZW1NRGh5RWp5LVprd2JvRVlIWXM9 | Z0FBQUFBQm9ORzgyV3dfV05yQWl6VzZqSC1CeHAzWTNkZGlra3dROEY1MFhTZ2h4d3lNLS1Oa1hfZU9SUl9Ja2pyOV96cTRucnVDYlZKd25xZzRGWDFPci1mZ3VZT1JxMy1ib1k4cVJraVAxNU1MVXJOcGRfRnBBQWtJckxIcFJ3RGVob19paDJobldkaUxiOWRTLXU1d0E4X3gyeXo3Z3A4SlBVM0ozd0w0TGt1RHJOM3pZYXo4MEFydW81ZEVLSVdwelY2M1pZcllP |
UNH is the most interesting stock today.
Hi! I am an ex-prop shop equity trader. This is a daily watchlist for short-term trading: I might trade all/none of the stocks listed, and even stocks not listed! I am targeting potentially good candidates for short-term trading; I have no opinion on them as investments. The potential of the stock moving today is what makes it interesting, everything else is secondary.
News: [Trump Says US to Set Tariff Rates for Other Nations in Weeks](https://www.bloomberg.com/news/articles/2025-05-16/trump-says-us-will-set-tariff-rates-for-other-nations-in-weeks)
[**UNH (UnitedHealth)**](https://finviz.com/quote.ashx?t=UNH&p=d)\-Shares of UNH fell nearly 13% following reports of a DOJ criminal investigation into potential Medicare fraud. The company stated it was unaware of any such probe. Loved this stock trading wise yesterday- premarket we had a "rebuttal" of UNH saying they weren't aware of any DOJ investigation, so we saw the stock spike up 10 points and then fall back, sell off, then hit \~$250 at the low. I think UNH is ridiculously cheap at this price, and even with a DOJ investigation I believe that losing close to $50B in market cap is unjustified.
Managed to snipe the low, currently long and thinking of merging into long-term holdings. Even with triple the damages (standard in this case), damages are \~$5B from my research. I believe UNH is essentially "too big to fail" in the healthcare sector as well, and possible exclusion from Medicare is essentially shooting ACA in the face at this point and screwing over millions of people. Other than that, I have a low enough price to not be too concerned.
https://preview.redd.it/s5njvjab951f1.png?width=1530&format=png&auto=webp&s=534ec8ab21e3b9e1efecae281204cc657cda312f
[**CHTR (Charter)**](https://finviz.com/quote.ashx?t=CHTR&p=d)\-CHTR announced a $34.5B merger with Cox Communications, combining their broadband and mobile services to compete with streaming/wireless. Interestingly enough, it's essentially flat but that's because it's illiquid premarket. Right now, post-merger means that CHTR is essentially the largest cable operator in the US. The biggest obstacle here is deal risk from regulators. In the words of Logan Roy, "Money wins".
https://preview.redd.it/l1osq5jc951f1.png?width=1531&format=png&auto=webp&s=9edd26bd9420b942c3ebb609716dbf401771eff5
[**TVTX (Travere)**](https://finviz.com/quote.ashx?t=TVTX&p=d)\-TVTX's shares declined after the FDA did not grant priority review for its sNDA for FILSPARI (sparsentan) in treating FSGS, potentially delaying its market entry. Sparsentan is meant to slow kidney function decline in adults with primary IgA nephropathy, moved the stock significantly (-20%) yesterday. In the biotech sector, timely FDA reviews are critical for small-cap companies. Delays can significantly screw their revenue and drug pipelines (and investor confidence). Interested to see it closer to $15.
https://preview.redd.it/2rsfcpge951f1.png?width=1015&format=png&auto=webp&s=1dfdb58e4b0e173e5f16183a722a7696f8047379
[**NVO (Novo Nordisk)**](https://finviz.com/quote.ashx?t=NVO&p=d)\-NVO announced CEO Lars Fruergaard Jorgensen will step down amid declining share prices and increased competition in the obesity drug market. We saw a selloff from 67.50 ->62, but frankly NVO is in a tough spot. Wegovy is essentially "last gen" at this point and we have better alternatives. Their new drug CagriSema hasn't had great trial results, so they're frankly still behind. LLY's Zepbound still outperforms. I wouldn't be too surprised if this recovered, (it partially has premarket) but far more interested in UNH today.
https://preview.redd.it/jd30zspf951f1.png?width=1531&format=png&auto=webp&s=9e8c888eb3df1ee13b8891fb429ebc2a601fd657
Stray thoughts on biotech: Shareholder loyalty is rare because drug discovery is so hit and miss. Look at MRNA's stock price during covid (\~$400 to now \~$25). | r/stockmarket | post | r/StockMarket | 2025-05-16 | Z0FBQUFBQm9ORzh5ZUtZWWNlWTF4WXNVNmZsN1NyMWJYeHlISUhpS2tGNzRIWVFrS016a21iTXRCTjZhV0ViLU4tX0JvMTVaZzgtTmRGQlAzTkgxU0xIUFhQdnlQRmcwRERhVUwtbGg0UWxya25Eb3gyRG1pUmM9 | Z0FBQUFBQm9ORzgyVms1MkRQRFVnQTU4emhDZVQtNXMwd0VlYmpvVHNMRzN2Q280NkNhM0xQVkpzYU1SYW9sWnBuTC00blN5UmpNWjVKN1RiM2doaTdmTFpKNW1iS3hwWUZxRWVvR2Q2YjN2NTRTN1dUMVRPRGd4TnE5dTAxU2o5VU01TUJQc1pHTF9faWlJVF9hVVRWa1A5cHo3T1licURLbmJWbDNMUGxiTWhxbEhOS1JJU1lwUEpfMHVmWG5BRG45WEZYeHBqZ21jcVg5enBlaU1ncWdBcTNwTDdidmtaQT09 |
https://www.reddit.com/r/cardano/s/AZDbt70Lmb | r/btc | post | r/btc | 2025-05-16 | Z0FBQUFBQm9ORzh5U25yaGVzd1F5RldmMHllQjcyQTd4Qk0xQjEtUWRlanNZQ1BSdmNVaHRGQ0pVdHFpVXhsUjVRVjV1YUxMTTlGbXNWVDBZX1BVbTVQWWk3dlBhV1I2clRvV0RIZVNmMHp4X00zcDBHbl8yX1E9 | Z0FBQUFBQm9ORzgyWkJySDVaSjV3UFlSOVh0N3RtQXdrWlgyTWtwVG02SnU1cWFGUVMyblB0UTYyeHN0X3RMOHNCUWQxSlZzVWFqeG9jQXFuOW11RzFoaTROdmxwT1AwLWFQWGNIamhLOXE1LXFGV1VrdTBUVHVYV2pmMVFHVjVfd2RveWJYc1ZZNFZtSEQ4aU43NUxMNUFYeWlwT2ZJWi0xOUk5Rk1PczMzQlV1bkpJRVQta1JlOVBzY2VWUi1seXVsMklNLVVSc2Vp |
Today’s latest macroeconomic data are decidedly negative. The Michigan sentiment dropped month over month and came in significantly worse than expected. Inflation expectations were also very poor — quite inevitably due to tariffs, but still well above expectations. | r/stockmarket | post | r/StockMarket | 2025-05-16 | Z0FBQUFBQm9ORzh5ZV84TTByQ2plUk5aNU81UjV5SXB3LUdiRXBvUzE0U09USTBkNVRSME9mVFZHdUR1aDVLNUd0VGJCUWtwdzhNNmlEYXVScWQ0cDI3anR5OTJEYWlkanc9PQ== | Z0FBQUFBQm9ORzgyY1gzZ1hyVDNXTV93VFZzSFFlZnA1Qm5Jd3plaDV0ZFZtZnA0YlhJQ0VxVEFYR2lHa2NpejEyZHVEVzYtMGhHRzR4S01UNHhPY2kxWXJtQ0xlQVZ2bWtIV1pxcHZyTVRmVmJlNWRGOHJ3Ym4xOXV2cmFJQ0k2YlVSblQzVmVRbHNtUWRuNDNsSmJhV0pFRUxaTzdLZF9tcVF0ckg5SDdqQlFHazVnb1FoNWJwX0JoSDJGZWRkano5aVhpbnFIMWVI |
With this integration, every ERC-20 asset on Bittensor's EVM can now expand natively to any of the 130+ chains LayerZero supports today.
There comes that Liquidity ; )
Special tx to Latent Holdings (JJ and crew) for bringing this is
in (they partner with Zero Layer) | r/bittensor_ | post | r/bittensor_ | 2025-05-16 | Z0FBQUFBQm9ORzh5WXd4X0JLeUkya2plYk55cTdwb09uSVdtV2tYMTlZZllwa285ODRpZnpyd1M4c2RLOUhod1RzSTI4Z0NhWUVwdkhEc1hrNnpnLWJCbjVuV3FERmNuQ0E9PQ== | Z0FBQUFBQm9ORzgyWkZGSVdtZVJ5RmRXREs4X3lNQ3B4WTZET2dtNDlvdjNqeXBOT2NuUHRRZmRNRUxVTXZ3QkJfWjdzVTFzSDgycG9vZWFvT0djbXg0bU1vSHBiVGhENEpxTE1fN2V3ZXNKS3ZnTElhTEptNU1XZjVZMlBRczl2blhFb3RVWFltdnZrVU5lSkNNWjkzY1dvVERuOVEzclQxQXVYeVpWMFVmLUR0MC1WUHFlbFNEdk9zVVRSUGpYYl9GMkhIU3JJbXZVQmRTRjA2U0ltYVRxd0lkNEU0ZzRUZz09 |
RotoBaller's Adam Koffler offers some insight on eight players he thinks can have a big year in 2025 for fantasy football leagues! | r/fantasyfootball | post | r/fantasyfootball | 2025-05-16 | Z0FBQUFBQm9ORzh5N3ZwcXhweE5JVXpmbDFoX2tpdExyMjJrU3V4bW1SNnRqVVNNMWxqUWxsNnF2VFA2MUoycXphUGkwdGRneEgtT1NaaEZMZEthdDM4Yko5TDI4dmswanc9PQ== | Z0FBQUFBQm9ORzgyVmxQZkZmdjVxcDVUU09MLVNDUXJ5blgyX0NHZHZBUmtkVFQyZjFXdk03NHFmbVc3eTdEMXF2NERia2E5QXFUTVFrNHBVd3ZHQnB3TGV2ZVQzaHBxVENES244aG1wVTJnRTZ4S0FCeS11WDhfNHI1ZlF3TVM1b0s2aEFwSVg1WUJaN29KMWNTTGtwN2RXbThnWC05Q0o3akI2eklEbHE1WVA5emRUeEV1ZlVaOTFqMVphMFhtbFh6TTNGYXd4ZGhZZE1UVVI3UkhneUlrQkJfRGRQRjlzdz09 |
I sold 200 shares of a stock at a profit. Then I bought 200 more at a low price of $11. A few days later I tried to sell at a high price of $13. Except after I put the limit order in, the 200 shares I bought at $11 suddenly split into groups of a few dozen at over $12, with the title of "wash sale", severely lowering my profits. Why is this a wash sale? I never sold anything at a loss. | r/investing | post | r/investing | 2025-05-16 | Z0FBQUFBQm9ORzh5N2traVo2dXNrVjhsWmR3bTVhdEVyWmFGbXpUbGJSSmRNNzNLcXoyLTdTWFEzUGdkc2x6aUs5U1FBYXpCdUY1dDlqS2k3bGx3akZfWVpISmF5N1ZDcGc9PQ== | Z0FBQUFBQm9ORzgyTUdNd2xiNXZ4WFZXZDMzLVdMSFowNDBtVjVfai1DazA3cXA0anFCNXlwTGpnUHRuY1RoR25Eb0owc1IxdTJIUTBBWTdaX1ZXWnpkNFR4bmFmZjJYaG1COENFMXB6eFN3ZDZfaVd6bl84dDhiUjN0MkdvcjB0OS1jRTUzMDNmam9NVG1jRDZqZkUyTE1YQTJIV3JRLXlTUXlQS2M2X0FoTi05RHFKbjd4d0Y3cEhSZ1owc0E1MHQxdUdNWFppSi1t |
Scaled in 2 more smaller positions. | r/forex | post | r/Forex | 2025-05-16 | Z0FBQUFBQm9ORzh5VEVSTnM3dTRjb29BaWNiZ0JtWXM1V1dqVFJ1ZmdnWThqXzNfdzlBM0JlT2Ewc21lVUtjc3g1cFdWZXdYN2pZb2tZTXJQaE5CUFVPcVZNZGxIaDdMRHc9PQ== | Z0FBQUFBQm9ORzgyMUxORHVRcmNrUWpaR3dVNF9rVUc1SXVCRWtpamV2S2NDaTBvQmpvU1BaN2VnZ0RfeWhlSnVYMmFSa1JCRk9GNVBpbG85SmFZWnk0WGItcTRkNEJENVhZYkhWLW1aN3JzZFBLcEh6N1dRa0hiYWh1ZDRlZ3RxTWhUTFZXNzRVM2VBNmMwZEFKLXBEX0pJZGxFZ3g3djZkaG41bGMxWFZ5OU9XQVJKTFg0Sl9nPQ== |
If we look at inflation expectations in the latest survey, the partisanship divide is MASSIVE. 9.6% inflation vs those who think 1.2% inflation in next twelve months.
(9.6% is 3x higher!!!! than their 3% expectation that this partisan group had predicted in the peak of the post-covid inflation surge in 2022)
If we look at the consensus reddit sentiment and predictions over the stock market prices, (go sort by Top in the past Month on this subreddit), we find the overwhelming upvotes and top comments were all completely wrong and highly correlated to their partisanship views.
Everyone was looking for a greater bearish drop that never came by end of April or mid May.
How can retail investors learn to invest without emotion?
Just look at how many redditors have been LOCKED OUT of this insane rally from the April lows. | r/stockmarket | post | r/StockMarket | 2025-05-16 | Z0FBQUFBQm9ORzh5NTg0akdWTXd5WG14d2h4QlVYbkYycXpNRHFNc3JMMEdvYjFnT1dCS1YtTnB5TE1OTTRSMTkxS2x0RlI1aFFWcEZicXZQcWdVMm9QaWZqbWh4ak1FVXc9PQ== | Z0FBQUFBQm9ORzgyTTliOTJuSEJsN1lydFJEVE1Ma0dneWtnZjFiVEo2X2FJbzczTGJmRlZrZGJKZVVfWUpTd25NUk1mb002OFg0S1JBejRhTDcxaEJIZzl0WHFucUljTGdxQVc4bEZ5Z1AyTjhjUTlpYnVqV0E2VlB4SkFPMkR0Z1dqN1diOHhlcjhRUzFiem1rWE9ZSE5IWXlwQUcwTXZXZGowdzY1M3JyYUdhV3lzd29GNlhQWk5iajlmV1ZCQkxXRG5taUlGTDlMTW1QV09DN212VXBQSFZVOGlzSWpCUT09 |
So my bank does give CD deposit at 6% rate annually with 5% tax.
Would you personally go for this guranteed bank deposit or would you prefer to invest in the stock market in particular the SandP500?
I know that the S&P500 does average 10% per annum however it's not guaranteed plus I do pay commission for every purchase and sell with currency exchange losses
Update: It was yearly and it was up to 6.7% but recently it was reduced with the rate changes and it's monthly at 6%. However yearly is around 5.3%. | r/investing | post | r/investing | 2025-05-16 | Z0FBQUFBQm9ORzh5cWZGSFBhZFJ4eVhEVWU4WHZkZUpNYjJJUE9NLVV3Rnh6azQ4MUUydUJTbDR2MnMyODZVY09QZm9HZ0t1Qy05U1JuTlJNaUJZVzFoZ2l0X0RPdmRSZ3ZxYjZ4dmN4aE05aS04VngyRE1pZXM9 | Z0FBQUFBQm9ORzgyOGRMUFVLRDNKZlAxYXE3NmEtYTh4Z09Ya1ZLNXQ5VzFCV2VkVHZFNWl0NTZpUEVBZURoVEc4cV9IUVdYd2JlRXFuUkhVUHNQLW5mb0t3QkZ3aUNMVERaeVdXYkdFTjBzM3hwRFFFMHU3c2xQcnR2dGhCV2VQbUpYVVJjNmNSRnBpbXRLN0QtTkZWRGxTNzdXemhrN0JfNlQyMXRMb0dvdmkxdEExZ3pRb0xzPQ== |
Who else do y’all think is being slept on? | r/fantasyfootball | post | r/fantasyfootball | 2025-05-16 | Z0FBQUFBQm9ORzh5UEVCT3doOU5PUXVrZC1JSUltVjFpd29iT2tsdElOc2NNVGU1RVlTR3RDT29ZelE3N19SYVhMVGJnai1VTDVUcS1STTdURzRENnl3bkdxUE5YYmZlS1E9PQ== | Z0FBQUFBQm9ORzgyUnhkbUtqZG9ZeVhZNGNmV3VibXV0Tnc0b2tkWnQwUUhEUGtGcjB2OExZalgycEt3UTFVcTNhdV9BMkJlRlFDTGZ4cjEwTTlQdDVJekI4OUVGaU1yMnh2Um56aUNNM0lsaEt6bmpnWEpTalVEbE9FbWF3MWdpSjdRbG04VnZPMVpJZF9PTE5vZW1SY3JoeXlYcVNyNEFocm5vS1RGakJ5Q2toeTZjSDJPcEg0UWdzZDl1SzYzQ0o5anRVbWlqOFhncjhnRGVPVnhsNTQzYU5MbnpzS1A3Zz09 |
How of you trade when you don’t know the person?
• Do you just send out cold trade offers, or is it better to reach out and start a conversation first?
• Any tips for figuring out what other managers are looking for, or how to build a little trust so people don’t just ignore your offers?
Would love to hear about anyone else’s experiences or just general advice for trading in these situations. | r/fantasyfootball | post | r/fantasyfootball | 2025-05-16 | Z0FBQUFBQm9ORzh5SWctLU5uT3NmcHdTaC1oS3pHME9jRzFTUDVZbjd6M2t5UXRNc3dja3Z5bzlVUFJQUW5PaGtyeVpjNnZkYTcxT3Z2RXNRSUViYVdkUFBhWDZneXU1cUZlWk9lZExUMmxfT3VrVzVNUkRoU009 | Z0FBQUFBQm9ORzgyS2oybVpHV1h2ZUdrbnNIRGZvVVJ1LXhyMkRPVHhKLTZnQ1RKNjBMYUNxWEVoU21LZmkwMlhzeFBKUkF1Q1hMalNZVzJ2QjhuM2wtWElBYnZYQl9zTFFSeXBIbVdBVjVhUHVwcEZLa3d2TzZQendtNzBwVFh5dG0yb0R6NXdjRHVpYUZrak9zbW81VXhqdDJScXpvS18weER1ZkdISG9IZjBsYkxudm5nNGVyWklJQW5FTDNva09HUjlYckp0c3Nz |
Those of you who correctly predicted market chaos to start the year and went to cash, how are you feeling now? Earnings and inflation data have been fine. S&P is closing in on its Feb high. Did you already start DCA'ing back in? Are you sweating about having missed the moment to be right a second time (when to get back in)? Still feeling wary? If you're not there yet, what will convince you that it's time to get back in?
Disclosure: I'm one of you. I took about 30% of my broad market fund out in late December. I haven't bought back in yet but I did grab a little more of some individual stocks that were on sale. The wisdom of not trying to time seems to be holding up here but I still think the rug could get pulled again any minute. | r/investing | post | r/investing | 2025-05-16 | Z0FBQUFBQm9ORzh5cXBYOVRiSUEyQU1oYm9PYUNrTE54dENTMnpZUkg2WmF2Unp5Ri14MTQzZllsUkYwcWxGdFAyZVZBajdKQkM4MGVsMm55Tk1MNGhEakc1T3JJcUE4T3lhWU1jM0dHd2lUMnpyLTRlcTFoUmM9 | Z0FBQUFBQm9ORzgyZ2s2Z0VnZ0RSSTdmZGRkeFdQc2c5enFVdzNzRE5KVGRsNm5sSVBubWU0T1BIS3FGcEFhaFdLUlg0dlRUZ0JsTDFNSDJqOXNRZ3ZJZFJ6MW9oSmI3SkxsTlVocFdIYi1HRk5iWjNQaTh1TzRKMlJQMUpXT2dKLUpoT1puV2h1T0xfSm1uX0p3UUNlcUtzbDJDVmUwUm4wcUlJTmh2ZnA4UFlHRzZ2YlNjc3JyQWNkY0VUc2IyN0RIcG1UeFVzRXQ3 |
I get it not the sexiest positions, but you need to start all of them, so trying to understand why you wouldn’t draft at least two of these positions, especially as can always pick them last 3 picks of your draft.
To clarify seeing responses “two of these positions” doesn’t mean two of each, but being discussing 3 positions, don’t see why between the three of them would draft at least 1 each for at least two of these positions. Hope that makes more sense a little tricky with the wording.
Also adding based on responses I have seen, I only do leagues where draft a week before season starts, so to me doesn’t make sense to draft extra players at other positions when still have to start K, DST, and TE. | r/fantasyfootball | post | r/fantasyfootball | 2025-05-16 | Z0FBQUFBQm9ORzh5RXpqSWdXZ1B3RlZ3ZHByWEZHTjFDMVk1WGhUOGg0aGgyVUY5a1RQaWpqbWh3eXZ3Z0RwWENPOXJFNmwzV0NqUTg5UkxWbXRFZHAyUGNrVEFXWTl6dGtScDFhZ0Q4anE5YUo5SGtsMDFvaVU9 | Z0FBQUFBQm9ORzgySEh2SVVVWWtYMGlBdXZmcWNENHRiWkt3UWoxRURDcENOcHBkVDZtUWFXNFAzVkNCTFp0bXFxWkNwMHJSbUp5Z2VDajgxck1fQmpUZ0U2ZGlZeFhVeHZPZkdPdUF5WkZ6RlRQR0ZlR00tak1EUklCTzZDMDNUMGt0dnlwblFyUDhaRE5wYlE1SEZBYjhxb1U4SHJoV1NtREVtdFQ1MVEwZTVzOVRPS0o4Tjd3dVZ4UUwtQVQ3MVZSbmdpc1FnWi0y |
It's hard for me to see the bullish forecast based on macro stuff like this. Would love to hear your forecast. | r/stockmarket | post | r/StockMarket | 2025-05-16 | Z0FBQUFBQm9ORzh5Y19mS1IyZzlLNHEtWVo5empFeVpCd2JwdVJ3b3pGM0w3NjIyQkNNN2N3M2ZPYjlCSS1WejJzeHNNVDRPNHpfMFB6cUZHdVUxRVF2a1ZLZ1VBbU5CdWc9PQ== | Z0FBQUFBQm9ORzgyX3lENVFfWW1YMGdhNlFhRWFDc3F0VzhEU1ZqdEgzTXRyYzZWWFRSOE5yWjNCeHlqWjgzektURWJTYXZNOU5TaW9UWWdDZG40QmNMQkFXUTJNQ1BvZG55UlVZaHVEYnRUTy1vOXdnMXFwMmcwOVdpMUhKVmZST3p1a0dUM0ZUclBNM1Jqc3VFd281WldCX3dzRHNyRTdHUmkyZmtoT2Fwc3VTbGJHVFRndE1vWjVva0JvS3VMR18zQTF5VjJZZ1VMWnpIYjdfcVVadkFFY0NVSUFVUEhmQT09 |
[https://investorsobserver.com/news/stock-update/nvidia-backed-nebius-nbis-is-getting-a-bezos-bump](https://investorsobserver.com/news/stock-update/nvidia-backed-nebius-nbis-is-getting-a-bezos-bump)
Investors in AI cloud startup Nebius Group (NBIS) have seen the stock rise 26.4% over the past week, driven by new backing from Jeff Bezos.
The Amsterdam-based company [announced](https://group.nebius.com/newsroom/nebius-welcomes-bezos-expeditions-as-lead-investor-in-ai-data-business-toloka) last week that the Amazon founder had become a lead investor in Nebius’ AI data solutions business Toloka.
The investment is being made through Bezos Expedition, which is the investment arm of Jeff Bezos.
In addition to Bezos, Toloka has also gotten an investment from Shopify CTO Mikhail Parakhin.
Terms of the investments were not disclosed.
"The demand for world-class AI data expertise is more urgent than ever,” Parakhin said in a statement.
“Toloka is uniquely positioned to meet this need, distinguished by its excellent engineering, strong research reputation, and proven ability to blend ML expertise with managing humans at scale and with scientific rigor.”
Parakhin will serve as the chairman of Toloka’s newly formed board of directors, while company CEO Olga Megorskaya will continue to lead the executive management team.
“Attracting world-class strategic investors like Jeff and Mikhail is a strong endorsement of the quality of Toloka’s business and leadership,” Nebius CEO Arkady Volozh said in a statement.
“As enthusiastic backers of Olga and the outstanding Toloka team since day one, we believe this is the best way for Toloka to accelerate its growth and capitalize on the enormous opportunities of the AI revolution.”
Nebius is maintaining a “significant majority economic stake” in Toloka (28%), but it is relinquishing majority voting control of it. | r/investing | post | r/investing | 2025-05-16 | Z0FBQUFBQm9ORzh5dEltc05LamdpZTZ0N1NBa2Faa2dUUVpadkt1NlhOWWR2T3Ixb0x3MVJxU25lUWFSaFNFVjdxdTcyTmxTMXE0MDV2QlZKTllOWmwtSWFONFpkOGVIZGdDbGtEb0ZHZURlUWc0bUxKQlo2MDQ9 | Z0FBQUFBQm9ORzgyQUhXM01pLWl4aGo5ZXhwVFVTYWEtaXJfSExhUTJPS1NsRko2Z19EZ2liNzlpNlZuVWxkcU9MMXA0VEdTc1RtZ0ptak5fNjkxRThWWU5qMXBPbkZZVF9YWGNVcEc4NXB6TUNxU2YyYkFWQmlmb3hiUDJNVHJmN3dpQmVDZVRObks2dkNSLU9COTVfWXdBVW1wanBKV1Q4Q1doLXl1MnFhS0x1clQ1Q19ieHFwbmtZNUFuaGhqR3BBOVJFQ2E5bmdBbVdoNm9xZVhUNnVaaW9YZnM1Y041dz09 |
First trade on my new FTMO challenge. Could’ve completed Phase 1 in a single shot, but I moved my stop to break-even… and the spread got the better of me. Shit happens. 😂
Also had the same trade on my live FTMO account — closed it too early, but made enough to soften the blow.
| r/forex | post | r/Forex | 2025-05-16 | Z0FBQUFBQm9ORzh5VURWRWgzTWlaMGRqLXBCNGhsbVFORE10c2pJV1NCekVqVF9NTDI3UUtrb0kxMTMzUUFsYi1ZTElLUU51b1dyNEhUVU4zUmlsSFlzWDhhSXFxTEVWYXc9PQ== | Z0FBQUFBQm9ORzgyam41V0hLT3RTQUs5SnFvREdtSk9ZcjJfLU1oZEhSZ3VwWVV1Z08yZmtfVi1oaVY5N0JLVGJBSHVqSmM5SUtxOU1jTUJVS3lBQVp4cWpybGJfbDM3Tl80YVRTQ2lmU3dSVnNUS0Vkd2N1UVZxZHFTTXBTZWN3U29LdmVLMEdGRVlZb3k4bnRsdmxwUHo3UjNtZnA4NXc0UlJodmRob2dVRkFKSXB4YVlKbzZVPQ== |
Why is it that people starts rendering humanity as useless or just a leftover if no jobs are to be done by people anymore? Although I think that future is further than many deluded people here like to think, I can't ignore that sooner or later that will be a reality. Many people here like to reduce intelligence, moral values and learning skills and having knowledge to just a matter of "is it useful for my job or not?". That much brainrot has this economical system caused to people? We're way more than just a job. | r/artificialinteligence | post | r/ArtificialInteligence | 2025-05-16 | Z0FBQUFBQm9ORzh5bXk5Qmh5Qk5nMWJGWkN6V3I0ZElEeXZhSlRUSDVtZUFfdElrOTk3N0Y4eWt5bFhCSFdEU25uWDA5Z2M5emJGWFVxU1dUX001dkZJYWNlZHo5UEtvak5sV2RRMWFzRlVFTEYzWFFpaENoSG89 | Z0FBQUFBQm9ORzgyUk04U0JaYXVZUjdwOGs5N3JnSEFMY0gwT3laemF2NXlfcHFDOWtaUDQ5ODl3SzZraVFzMGRmeGp4Y2RzTkRHUWpuaUJNSHVqX0FGbjlHbmxpV1g1TlFqclRXYXh3dzhlTmxYWnA3YTVQQUhlbFZHWTBJOVdkakpreHJyQ2NLZEtBRGRuRVZ0WkdHY3NHYTBsRV9vZDJtUzJOM0ZQUmJrQnlFSUtDdHpFS3dtR0NqUTJhV0RyOE1hbE9TRDJtYjIwQVZHd0F3NHRTa1pFUW1xeVR4Unl5QT09 |
Within 3 weeks, US markets went from extremely oversold (RSI \~20) to extremely overbought (RSI \~75), and are now only 3% below their February records. This would be the fastest “bear market recovery“ in modern history, exceeding even the COVID bounce which took 4-5 months.
Bear/Neutral case: Many economists have warned the dust from tariffs has far from settled, with effects on inflation & other macro numbers not likely to materialize for at least a few more months. Also, the universal 10% baseline tariff is likely to remain for the foreseeable future, regardless of trade deals. Finally, valuations at the February top were extremely elevated across numerous metrics.
Bull case: Hard economic data, including corporate earnings, have so far remained extremely resilient. With most S&P 500 companies having reported calendar Q1 2025 earnings, the growth rate is \~13-14% vs. Q1 2024. Amid tariff uncertainty, analysts have trimmed their earnings growth estimates to 5-7% for the rest of 2025, but this is still positive growth, and stocks always follow earnings over the longer term.
What do you think is most likely to happen next?
1. Rally continues up and through the February records
2. A pullback, maybe to \~5500-5700?
3. A retest of the April lows (but what would trigger this?) A few CNBC/WSJ analysts still think this will happen.
4. Consolidation around current levels (this rarely happens in today’s algorithm-driven markets – it’s always in mania or panic mode) | r/investing | post | r/investing | 2025-05-16 | Z0FBQUFBQm9ORzh5ZWxJa01EZzRucDVZVkdwalZ6dHZ2V2kzNU1IWk42NW1RbHpNazRFU1NMdUZvM0dLSlVMdHhhcFZlZVVhMS1ET2xfRmx2YjRzQUJkRUFVU1pQS3p2WHc9PQ== | Z0FBQUFBQm9ORzgyWm1DbkM4T1FPRjlyVDFrck5hb3RiWXl2TE90em9zWjh5dlRkUGN3OVU2bHZ6OTVMb3czUTZDal9YRzQyQWRTQW80ZWxDWEtKY0xJN1hsTFQ3d2oyOUt6WEhHdnktaE5RN0NQX1VQOWc1WWVNcEt5WUcwYXJGQk1ucXROMnliaTdCOGRlNVRFRkUtUklKc014SHhtcHJWaWNQTFFRSmpDRkI2QThZYVRVUDFXQlduQm5jUHp0UDJvbGpPc2tQdEZwaGhsVmM3MXhvNnRSeWJZZjl2WFNYZz09 |
First of all, NO, this EA is not live, it is in testing and analysis phase. PS: Most probably this EA is wrong and these results are unreal, they are just tests.
I leave you some screenshots so you can see the results and then (if you want) help me to solve my doubt.
https://preview.redd.it/pww7bmrrf61f1.png?width=1900&format=png&auto=webp&s=3a9ad508b49dbfcd4b440d726e7f9ab2a80ff961
https://preview.redd.it/5cw5idvtf61f1.png?width=1878&format=png&auto=webp&s=5af0ca0c0a8e42c4804bf364a71bb9c68ed4b783
https://preview.redd.it/5gimp6bvf61f1.png?width=1883&format=png&auto=webp&s=f1d89ed3d2ed6c81a598788b86c651d89ea7cc6d
The screenshot is from a single month because the backtest takes a long time due to the amount of trades it makes, a huge amount (if we follow the data from January, 15,116 trades are made, that is, 487 per day).
First I tell you the strategy, the EA flips a coin, it can fall in 1 or -1, if it falls in 1 buy, if it falls in -1 sell, everything else is risk management (it is a stupid strategy, I'm just putting into practice my knowledge to learn a while).
As you can see in the charts, the EA has an impressive performance, a nice clean up line with no dips with a maximum DD of 0.35 but not everything is perfect.
As I told you before, the EA does a lot of trades and takes a long time to backtest and this is a problem for me because if I want to put in the strategy tester that the modelling is “every tick based on real ticks” it can take hours to do a whole month.
That's why the results you've seen have been done with this setup (screenshot):
https://preview.redd.it/39m15tylf61f1.png?width=1265&format=png&auto=webp&s=40ae7ada9f096b11b54c14afbfd0f4b61311a6ad
As I know many don't speak my language, I'll leave you the translation of the screenshot chatGPT made for me:
Expert Advisor (EA) configuration
\- Expert: AdvisorsTest.ex5 - Symbol: EURUSD - Timeframe: M2 (2 minute chart) - Custom period: 01/01/2024 to 01/31/2024 - Forward period: No - Delays: No delays, ideal execution - Modelling: Opening prices only - Initial deposit: 100000 EUR - Leverage: 1:100 - Optimisation: Disabled - (Checkbox) Pip profit to speed up calculations - unchecked - (Check) Visual mode with chart, indicators and trade display - unchecked
And here is the problem and the reason why I made this post, in the ‘Modeling’ section it is set to ‘Opening prices only’ to make the backtesting faster but when I set it for a duration of 1 day (I don't set more so it doesn't take so long) with the ‘every tick based on real ticks’ mode, the EA loses because it makes trades both at the opening of the candles and in the middle of the candles.
My question is, is it possible to add something in the code so that the EA always acts as if the setting is ‘Opening prices only’ to keep the statistics, or is it simply not possible and this EA has to be sent to the trash?
I would appreciate anyone with knowledge to comment on this, thank you very much, I love reading your posts, I learn a lot.
By the way, it is translated from my language to English in a translator, so there may be misunderstandings. | r/forex | post | r/Forex | 2025-05-16 | Z0FBQUFBQm9ORzh5ZmNGX3pMSHZBd2VxNW5BOWVXMHcyb3VFdUdpNGhfdnY5RlFKM1o3eTFVVFJYa1BqNUxkZG5rMnFTYUdCeEQ5dmdTOFN3TGJ2ZjRpQ3hVWnlnMlpYd2c9PQ== | Z0FBQUFBQm9ORzgyUXlxcjhvRHdaeUVpSU5paFJSSWh3ZnRmLVVBcXB2a21tN2gyalg5SUhfUTlsbDdPbWcxWEk3X0RPSUtFUlNMcThlbi02aS1wNHJLelFwRXNWSUs1UG9ua1JzT2hJLW5FNVZOUUozVVhWamMwOExjek10N2ticS1Za3hVcXZnNEdiQ3JuN2cwWS1KeWQ1ZW5COGZ6SklBSEVvTTVrUmo2ZktfMEVuSGJzcHpBPQ== |
I am interested in earnings announcement data from multiple countries. For US, it is easy to get. What about the primary markets in Europe and Asia? Anyone even worked with EA data post announcement? | r/quant | post | r/quant | 2025-05-16 | Z0FBQUFBQm9ORzh5V2dZSk5uWmFDVDJhNmhJcGFXOXcxYlZYZU1lbS1ESm51WXBpRXpYWlI3X1BINm11MTBvVFk4RUZVSDhHNk94a1ZhTEhOdXE3MU1selpTbEJBcjZCTHhORXZYVTFDRWRUaFkxcHdwMG1oRGs9 | Z0FBQUFBQm9ORzgyak5jX013ZWREdWJJTE5BVVh4REtTZ05oNHJXeVBKbWxET2p6WWZUSHgwSF9CNUJ0YWpYRjBxbE1TN1JBdnRyOHZmTEdYc29WSVVBRlBPUjlMVG9GVTc1Nk9JaW40TzB0MXdxQjc3Ry1WdUV1dnVBX2dyNGVlb0w1TG9ocE1FUF9YLUNPZUdrYktJVEpIaXF1VURQRUc3STE3a0RNNEY3U2M0RkxKU3M4OEowPQ== |
President Trump said Friday the U.S. will unilaterally set tariff rates for many trading partners in the coming weeks, citing a lack of capacity to negotiate with so many countries simultaneously.
Why it matters: The U.S. already did that to some degree, on "Liberation Day" last month, then paused most of those rates after a global market panic sent stocks plunging and interest rates soaring.
Trump's original goal of making 90 deals during that 90-day pause has run into the reality of trade negotiations being far more complex than putting a number on paper.
https://www.axios.com/2025/05/16/trump-tariffs-trade-deal | r/investing | post | r/investing | 2025-05-16 | Z0FBQUFBQm9ORzh5cGFqaVdyelFVcjA4WUhrUWtrQ3puNi1HbXkwdUkwLS1Sc2E2OUdlRWFRb25mNy1jcWh6OFdLcU1YRjVCZUFrdDdHOFpmX1FLdGtaODhSY0xZNGdqb1E9PQ== | Z0FBQUFBQm9ORzgyMmZaa1l2alBBZURzT25qOG9kN09UdjVvYVVQLU00S0F2RnY3LVdyLTVpZnBpbzdKVE81cUF2V2loN244VFVvdnVpSHhZNTZtWWo3dUIwVENNWno1OUZxM0lKbUFEY3A0bnJPSUhlSkVWOXQxLWRtVXh0OWE2Y1EzSzYzTDRvMGYyT3RLUy1MUzNvNDE4a0JVVTZyOHFIdmpxWlJwLXo3SmZYWGp5NEplR0lkZkgxYS1wLTluWUM0RkxrVXpjWE0t |
To those specialized in derivatives: I recently got a job as a quantitative trader in the derivatives business. What should I expect to be doing in the first few months? Also, how different is the role compared to quants working with linear products, portfolio allocation, and risk quants? | r/quant | post | r/quant | 2025-05-16 | Z0FBQUFBQm9ORzh5Z1I4NlNxWDBsWHNhRGg1bnZDRUpIcFFHY2loaTdnYVN6b2NUdzZ1N2VBNXRFeUl6amFaNXF5QU1oaURKcmVEU1hoNlZkb3NfVmg2c3R0UlBveEZIbHVFVHBOa3EwYU1yb3MxamNUeU5BeEU9 | Z0FBQUFBQm9ORzgyakJmUkpwRE04dUEwQk5Vc281bnk4NW5Dc1B4M1dOWVhMbDBDSVo1TVkzWWpYQ1pXYU1oZlNZUXZxRTd5eS1saW1HdW5kYnMyWUkwYWUzVG1PWDlSODRKLXhEcnBuQmpSQnhqQ1dJdjJBeXZfbWIwaktueGdDMHd1bUVSVmZiZFIyWS1PZS1yTjRqNXUzTW1SRzBoUXBmQUF6N0JqNjdTNlkzVzdLcXhqcTFhWThNdHdZbk84bm9OS0Z6Z0l0VVho |
Hi, I want to know from anyone from India, I have been just funded with 5 k account, (this is my new experience), but the kyc is rejected telling me the adress is different from the mentioned adress( I mentioned my current adress), my adress on ID proof(adhar card ) is my home town adress different from my current adress, I think they want to know the current adress(they also ask geo tagging) but I have provided all bank statement/ wifi bill but it is rejecting the verification telling me the adress is different from what you mentioned ( now I am confused what adress I put lol).Talked to 5ers, the agent replied promptly( I was surprised as hell), raised a ticket for the same. Any one had same issue? | r/forex | post | r/Forex | 2025-05-16 | Z0FBQUFBQm9ORzh5TVJUdEtoeWk0bW9yNmtNWEtqZV90T1RDTndUdFlZdHYtbzBtcy1qTG1Ib2d6N0o0WkdBaWVOMndVYkZQTU1xdzE1czdCcWdHWlBwRl9rcE5FbFZ3SW42T1JOUEdWMUtEeU5pc1RSUDNXVWc9 | Z0FBQUFBQm9ORzgyX3dDeWRveVRMUlduRHpHTGhENGdtSklkc1BVQjhmTTB0RGNRQXh6MzZjVjdVSlJyQ3p1V28zQnhDdFhsSmNSMDdqc0xsLVVLV0dxam1DM2xzQjQwMjBmaVBuX0RHc0g2X09rb1ZWQjNVSVVtaWVVSU4wWXFKSVZraWlVU1g2TUp5OV96YU1CQnVrSTJlWHFJU0xmSjl3PT0= |
I think it’s time to sell some of the losers in portfolio
I sold all my AMAT positions, realized a 28% hefty loss.
it's one of my material 4 losers in my portfolio.
What are your material losers? have you sold any recently and why?
My other losers are recoverable in my opinion | r/investing | post | r/investing | 2025-05-16 | Z0FBQUFBQm9ORzh5UDFsZ0NVaWN2WS1OVDc5X1BRd1V3d3JPelZQWGNXU29HeFNNd2tDVzlvWlBKeHZ1YWlVVnN3NG05Z2RPUkFOZENXZE1TSHo5ZG9lSU9XeVZmenRPamhGQVZuQ0xTdHNuQkw5M1NYQnZyOEU9 | Z0FBQUFBQm9ORzgyckNCU0lFTTlqN2dXRE84VFY1MzFYR096RXU4Z1UzWnNEZnpscG9wbWF4cVJiRWppWXlUV0R4bER4RGxWYV9zeU5DMFlKWmRuek1pUUxMZ0szeHdpUndBNHdVeFkwT05ILUdBUms2clJzcHFXaHhEb2I1N3A0bm1KQVBmdE5nVVhncjlJSWV2d2h6YWdrYlFOeFpsZHBLSkx4NzVNc1BWMEFDMWx2OVRjUjJBNGFTQWhEcFZsR2FSSG1md3RqbVBD |
been trading forex on and off for like 2 years. blew a couple small accounts, took breaks, came back, repeated the cycle lol.
thought it was just psychology or discipline but truth is i didn’t really understand what i was doing. just copying setups off yt or twitter.
past couple months i've actually been studying more seriously. like watching NBT stuff, babypips again, taking notes, actually journaling every trade. been using edgewonk for journaling and my\*\*\*\*ok to track stats. started using chartlens too it's like you upload your chart and it tells you what indicators say. not perfect but helps confirm if i’m seeing things right.
also been using tra\*\*\*\*w alerts + some ict concepts (fair value gaps etc), and now i’m down to 1-2 trades a week instead of 10 dumb ones every day.
still not consistently profitable yet but i don’t feel lost anymore. trades actually make sense now.
just posting this to say if ur struggling, maybe it’s not you. maybe u just need better structure and tools. | r/forex | post | r/Forex | 2025-05-16 | Z0FBQUFBQm9ORzh5MTNNUjJhT2JQS0hnbEFyZFlqRW51OEl0RzFFZms0N1VtMTBtTnFzTHdja3BnV0twZ3NoUWRFQTRxZjZpVjBhQVRZU2tUc05uM0FrZHgyOHd4eGVhZGc9PQ== | Z0FBQUFBQm9ORzgybHVEa1ZoVVAwOFBORV9VaGpkOWdzalRNN0N4YlFyc28tNnNER1h6VzFCR0ZRT3E3ZmVIVUJLS05MVVFMQWUyRXV2T1hjbllEbDY1ekNhUldMQlJBTy1qVi1OSHhKTWVNRjRwQWNCY1JZUWJfdlFUdU1PdVlvbGhsS0FHemJlanVVbUo4RHY4TUp6OGlEcUpFS2REYjFqQTBHMGdIQ1BKUHlWUkR2ZTJLZW9VSWpidl9Xck1kTk1pU2l2NUV5Y09n |
Because of their humanistic traits? I don't see them now that they're somewhat held accountable by their actions, imagine then. Because we will continue to be somewhat useful as handymen in very specific scenarios? Probably that's for some lucky ones, but there will not be "usefulness" for 7 billion (or more) people. Because they want a better world for us? I highly doubt it judging by their current actions.
I can imagine many people in those spheres extremely hyped because finally the world will be for the chosen ones, those who belong, and not for the filthy scum they had to "kind of" protect until now because they were useful pawns. Name one reason why that won't happen?
And to think there's happy people in here for the AI developments... Maybe you're all billionaires? 😂 | r/artificialinteligence | post | r/ArtificialInteligence | 2025-05-16 | Z0FBQUFBQm9ORzh5ZjlHM1JYelJvWi1fdTlZd0V4Z0t1TVZyTnZsZ1Q0eElNTVIxOXhoNm9kalNYdnFXcUdNcmkzSDRudVpFem56cFU1Rm15aG96LVNTVHFyTWJ0cFpKWWhhbS1jYy13bGxfMWZ2RWJRZzA1RWc9 | Z0FBQUFBQm9ORzgyVFk3SGpaV0Q3eHRDbmZQT1EzbjRiUXRTZVFqdGQ4cUFfSl8zLTg3Yi1oSExBdENyOHp0c0h1YXdjb1BhN3FEUDM1OENYQ1NiWWJ0eUJwczBWZDF0UnYzTEhZNnl1Z2hIQkU2cjBZODV1Zk9MdVI1MkVrRWlydERkU0k3cG1LUGVjUGlNaFZaT2M5QVRobUtLZGhnaC1Va1NObjFfR1JGR3p5N3MtaDNCdFhJbWJIN1dRR190NTJRNHJ3ZXQtNzBFTUNUQUp1Y0E0VjlGY1ZoYkN3WndOUT09 |
I am hoping to find someone who has access to the Lehman Brothers Fixed Income Database and is willing to collaborate on some research. DM if interested.
| r/quant | post | r/quant | 2025-05-16 | Z0FBQUFBQm9ORzh5RG9IaUJOeEp2YWNuUVVZX0FWbmhtQXVXNHlzSFVrTXhTSl9QYzExSk82VDJVUU1RSmFnWHA1c3Vnb0t5cVN1OVh0R2JJcWgyb0NSVG15dzY5d25DVHZiLTZqU1FiYkhZdDhCNWpWaXRSeEE9 | Z0FBQUFBQm9ORzgyLVY0MERFbUJXclFxcUNmbnZpWnVDUWZzMklweWpzOEhqUVU1QjJQNmwtcFFvV3BuZjJXak14X2c3bTJBdWxOYlhzWWlZVkpwNzZ3SENhekxRb1ZQTlhYdVF1SHRUamxjZ2diRmw5UnZaLW0xQndDNHp5V2pBdDFucFQxVFdYQ01BZWRwekJ2ZzJrU1lLZDV0bm02a2RqZW5NTEtZRnU5XzV1dFdQUFpLaXdRPQ== |
that $15 price came faster than expected, lol, ill be doubling each month at this rate hheheheh | r/ethereumclassic | comment | r/EthereumClassic | 2025-05-16 | Z0FBQUFBQm9ORzh5TFVjc1VzX0swZmU4LXEzNWVxODV0V1lEWmc5ZVpDaDB2TEZzT1EzUWwyMHU4ajU1UU9uMG9EQ0JkQjlQdHdTSURFbmUtcjdpSnZHczdzQVhfeVNXdUE9PQ== | Z0FBQUFBQm9ORzgyT3VCR0lad1FuV1UwQXlZT2pCSk9aSG9fbnVZZV9QNGY2VWFiTGZRanVRaVdLZEp0M0xIcTVoT0xEOUpPWjBQUXN0RzlZbjhZc1JTbTByTDFoVDQ1MC1aRTFXa09aNUZienVvR1l0bG1fTzdmTXhsdDRTTWxxZ25UVElJdUVKZDRXUkFzZlVWMGhvTFRiX1pPdEJia1lKZjh4cXgwRHpxZXlXdnRoNmpLdm02WDNBdnd1a0J6c0FaNy1MVm1SZnY0SkNZWnY2NTk3eHJQRWZOQ1Zhcnc1cmpVY3dQOWNTUWxDSjZXSW8ySFJURT0= |
If I was looking to retire in the next 5 years what ratio/funds would you recommend, especially given the current investing clinate? Currently 40, retiring early at 45. I have a rental portfolio that funds my living expenses. My market exposure is just for long term gains/security. | r/investing | post | r/investing | 2025-05-16 | Z0FBQUFBQm9ORzh5cmcyWmNsZXlmdTZjQk10dVV2UGwzVW9JRGs4T3FYZXZyQzB0YmR5QTF5SjZPcld4VTR2UG1oc2pDNnB6UGRCVld1SWJMUG1nUHNRMG9HV1JfMzQ0YXc9PQ== | Z0FBQUFBQm9ORzgyRGRFaFRtRS1qQWF2dUFEdWV3bkkwVEU1RU5nSmoxRVA4MTVxRDR6eGV6QjcxWG1FSzBYZ29sTWNsZENtYk9nVVphVDRNNmQwQmEta2tfZEhwcjAxYmJmMnJkYmlyWi1xQzBVUFk3SmtMaHExWTdaQl9KZnBLWGhDUVcwRzNZSkNSMEZXUEg4Q05zVmEzdnV0UTAwcVhHTDhwd0E0aUxxSVRVckVPbXE0Uk9wUjlvQjhoMC1QZFZSRTJ6UDFwalBk |
It's a small $5k prop firm account and the most disappointing were those two $50 SL hits. | r/forex | post | r/Forex | 2025-05-16 | Z0FBQUFBQm9ORzh5bWhuS1kwdklLdEhhdjQwR1czVmtFd1RiWGhuNTVBVENhOXNjT0JQU2k1TmpOeThVb3hBVXpwM0pqd0xVWFFBUWRDd3VCWjZoQzZVSlduc3Z6RHZ3WXc9PQ== | Z0FBQUFBQm9ORzgyZXRzQ1JMc1FhZWZXV3JBZmFiOUg4S09XRHQ0Slk5VGFFWUtkeG9FM2ZFaXJWaWtfWUswMGFYd0l4aHR3SEFuaUNWcjlndkhNeXRlM3o1Q2dxTUxWRVZadEJGbGRWUHlrTDRjbFA0SzJhX001MHlhd0NvTFdob0k2SDByb212YjFlbVplQTVUTGJTckdCN2xoMGtoZ29zZ2VYTEJiSkh3Z2VQU0J1RHdmQWxpOURwdkZNZjI5WV9NV3BqcVlnQktSWm5uXzZnYUVlYmxJejk2VXlsTjZvZz09 |
Aside from obvious extremes on either side (no-brainer get-rich-quick shortcut versus BTC will collapse and you will be broke and homeless for the rest of your life), what are some of the pros and cons to long-holding MSTY with significant portions of one's capital?
Obviously monthly dividend payouts will change considerably based upon the fund's performance, but with appropriate risk management this shouldn't be an issue.
Has anyone been holding this security since or near inception, and what has your experience been so far? | r/investing | post | r/investing | 2025-05-16 | Z0FBQUFBQm9ORzh5SXI5NDB3LUtvVTZJbVp0QVVoV0NjMm1yU2huM3FiMEdieVFvVGdla3dwNVc2aXFKS1BSQW43aHI5cmZTRm1pYzdYWXJaN0NiNHBQRkJNTnJqZDl4NVE9PQ== | Z0FBQUFBQm9ORzgyb1Y4TE5wM2dLdjE1dzkwSlg1TVZBMl9mZnp3YWcwdU0tMVIzRFcwSUNIdFMwRmhvbGV0TmdwbzktNldFVnRuN0pzTUVpSFM5b3BfdWNCY0pVN3FfTW9iamROeml4RkZwTmhyS3ZuVlBRbmJyaVBwcWRvbm1PT0hpX1A0QUR1cmM0eWZ6N01OSktMZzdweUpVODkteXROUkVJeVl4bXM4WlJwRkJpT2lxV18yekxEZGlOY2R2bnpsQXJ2MGtBeEhq |
Where is all the defi that should happen? I see EBEN which seems to be the biggest, which has completely shit the bed. | r/bitcoincash | post | r/Bitcoincash | 2025-05-16 | Z0FBQUFBQm9ORzh5N01zUjFFc0VwVUtYMGVCaTFkZGs3Q2F3UDVBUXZVVDBnSDBKOXBreEk3b09MckM2UVl3SGNSMkI2NHNNQ3plNFk2STdweXR5a0tCRnJDa2ZEM1BYeEE9PQ== | Z0FBQUFBQm9ORzgyWDd6M05kZ0hBOTctZnJLdGdZR1d0Rkg0VU1oWEhPODFJX2UtNHpjc01DWFB6X0EtOU04NGFqelhKRDB6WDZRRzFEQWJuell6OVZrUXRrc0dUNVRXZXp1Qi1wSmJ3NDVnTWs0S1V3aUkxTndjVXR5NTZJWXdLVXNjdHh3UzNJRWNnV2Z0d0dfYTBZeTdOSlNQOW90YXd3OEtMMXVFd1hWWWJZTXBIRHZxaEFNQVpxdE16dnZqT1pqdkdHTk5OdGY2ZzJ0YWlxeVdLckRWNXVEUHc3U0hMQT09 |
Often times when I see posts from people asking where to open brokerage accounts I don’t see people recommend banks, such as Chase or Bank of America. Is there any particular reason for that? My IRA is currently with my bank, Chase. Are there hidden fees that I’m not aware of? Using the chase app to transfer funds from my checking to investments is rather seamless.
Fun fact to hit the word count requirement: The New York Stock Exchange is over 200 years old
Though not as old as its European counterpart, the New York Stock Exchange is pretty old, too! The signing of the Buttonwood Agreement on May 17, 1792, is the founding date2 for the NYSE. In its earliest days, stock trading was done in coffee houses rather than in a specific building. | r/investing | post | r/investing | 2025-05-16 | Z0FBQUFBQm9ORzh5Tnl0NnMwMkRaaTJhT3oxcXhMa01YX2loaHZ3SlMzcTN1czFuc1ZCekpmcE9ZbjBjR1BOV1BLVm8wb2NOblk4RmNFRXltdU5HLUlacGFMdnZ2V1JTbmxJaXlZTFRBdk5XTFpZZUFGWlNCWkU9 | Z0FBQUFBQm9ORzgyT3VhakE1dnVtdXl2Z3dscjNuQkNSQjNjbXAwaHhIeXlwMEZTMnRBS2UzaWpMZ3d4ZWIzb2otbldXdzRpa3JIMXZzMVN6cDB4Qzc4RmxhRXlJVjNkckhsV1pGcWxLTGZJdkg3X1BUcDhZcUE1SlRtY0M1NThxblFhV1V0a2J6NGd2S0tBdVRjb1lIRi1zS3VyWjYxNUE1RkE3SnQ0ZHNYcTFGMDV0bDRlaXZ6TE1rbTRvejE4eU9Ta2JZdC1LdzFVNFFZSUVNT0ZnMXdXbnFYMWNMUUFjUT09 |
How much do you think I should have in my savings? I have about five grand in my high yield savings which gets me 3.5% APY and 30k in CDs. My portfolio has 5 grand in it as well. You think it’s better to have half of my money in my savings and CDs and the other half in stocks? Im 18 so Im just trying to get other people advice along side my own research. | r/investing | post | r/investing | 2025-05-16 | Z0FBQUFBQm9ORzh5MEpJaDd1M2JROU16MURpbUROeUFGbmo2Z0pVUkR4NXFmQ2xNM1d1aUlnNC1ZZVpIQ3NmekdwMjZYUjczUTI1dTZfVnFnUFg5dTVUR3V4azZhMGZCVFE9PQ== | Z0FBQUFBQm9ORzgyMnlWSlJBZ21tZ1QzQS1EaGFZdjZROVppOEVfUTVkU0tjcmZqT2FaU29CYllMRnRhLXBRWXJwWlVJcDRma0tLcHM4UWlvN0p3YnY4cDUyX05hdWNBMW1sakxOWHNMeG5ISV9CWlZBLXpqc2FhNW9EZndwWHJhTmRNVTliUXlHQ2czNUJDVW96azlLN3J1NHp6dUFYWWxoclNQQ3R5TWU4aTNUYzBNZ1BUZ2JybjlXcjFNVm1MLXBfTE5NTFdFakJRaUh0OGhXRTF6R293aERNNXJpUjduZz09 |
Long time user of 8+ years and admittedly a strong former advocate of Coinbase on their sub. I’ve been a part of many data leaks in the past, nothing new. But this one in particular isn’t sitting well with me. Photo ID’s, account balance information, masked socials and bank information including account numbers, transaction history, home addresses, and phone numbers - all floating around on the dark web as a result of their eagerness to cut corners and outsource/offshore customer service and handling of sensitive information. The real price of cost cutting at the end - your users personal privacy, safety, future financial well being. KYC should be outlawed. It is one of the most dystopian, discriminatory, and privacy invasive practices that exists in our country, especially biometric KYC. And Coinbase especially, has one of the most aggressive applications of KYC.
When presented with the option to pay a ransom to prevent public disclosure of sensitive customer information, they chose to cover their own ass and not pay the ransom at the expense of exposing their users sensitive information. Oh look, they've setup a relief fund for pig butchering scam victims. Great. But what about the long term impact of the leaked data? For those affected by the leak and never engaged in any scams, practiced good online security hygiene, you are now essentially compromised for life. The consequences of this are far reaching and will cause long lasting harm. Just because funds, passwords, and seed phrases weren’t accessed doesn’t lessen the gravity of the situation. Social engineering scams aren’t the only form of identity theft. With the information that’s been leaked, bad actors now have the resources available to open accounts/credit lines in your name, gain access to current bank accounts, gain control over mobile service, or worse - they have available the perfect target list of mid to high net worth individuals and their place of residence complete with their photo ID, funds available, list of bank accounts and home addresses. And the special bonus - you get to look forward to non-stop spam texts, calls and emails.
For the first time in eight years, I made a decision to move my USD/USDC balance and portfolio off of Coinbase, and I’d imagine I’m not the only one. Not because I fell for any scam, or fear of more data leaks (hell, they’ve already leaked basically everything), but because I have a DEEP mistrust in their ability to guarantee withdrawals during a bank run event. If you’re storing a large USD balance on Coinbase, consider the publicity shit storm that's ahead. Apart from the SEC investigation involving falsely reported user metrics, there are now various (I counted six) class action law firms pointing their crosshairs at Coinbase as a result of the leak. I don't know what type of teeth they have in their user agreements to protect them against class actions, but I’d rather be on the safe side and pull funds now, than find myself in a situation similar to those who experienced the FTX, Celsius, etc. debacle.
Sorry for the long rant. I’m frustrated that time after time these companies overreach in their data collection and blatantly end up mishandling that data, having it fall in the hands of some third world hacker group that will sell it to the next highest bidder and so forth. If they’re going to enforce KYC, they should also be required to store sensitive data and employ customer service representatives domestically, and be required to report leaks the moment they happen (not four months later). Companies that ask for KYC and end up compromised should be held accountable, executives should be criminally charged.
| r/cryptocurrency | post | r/CryptoCurrency | 2025-05-16 | Z0FBQUFBQm9ORzh5aGxfekwyQUdkMWVzSERlelBuUDZJSTdaVzVjQU9vbVdvdG05R0diNmVib0hsTm5vQ2NtVFdxNGxXMERWNGc5bTJ6YU02Mk1ZRUtTUjFQOFd0Rll0TkE9PQ== | Z0FBQUFBQm9ORzgyNmRuQ0g5bDBlVGJoQXN0V1FSZXZhQXIxS1pGV3FQQ1pxUkJWS2dWR0pESUlHY25HNHktaVJqOFBmeFNIUmh4U081TEY5aFlwQnhrMTB6OEJhYXNPNzRSUHVsbjYxS1RKMXBzUVktbms5RDFObmJodThOUDRLTzhVY2x2RVJqWkU3QmlUOTZITjhDWDVYT3pkQk94M21OVnlERHgxaU82c2lSUEdKSC1IRVIweE5RVkgxaXNOS2thRUw2OWRZWVJiM0FIVkw4SndONG9iTmpxNDljUGlQdz09 |
To begin, I have little knowledge in the field of finance and investing. I was reading a bit about an AI platform called gainator. I was wondering if anyone has tried it, or heard anything about it, either good or bad. I'm thinking about giving it a shot, since the initial investment is less than I spend at Costco in a week lol. Any input would be appreciated, and I'm not sure where else to ask. Hopefully I don't violate any of the rules. Thank you in advance. | r/investing | post | r/investing | 2025-05-16 | Z0FBQUFBQm9ORzh5TzlQYkVJR1JIVXd3aXNPaGNSSU9YbFpOdkVoVFJGZ2tfYWJJWm1fNUpHaF94RXFRempEdG10TzUwRGE1dU55cXQ2b3NtM0RhTDJjVnRGMmxwMDdETEE9PQ== | Z0FBQUFBQm9ORzgySnJITmhEZVp0QmUteE9OMU43ZUpHZEJJWnp0UWVpNlBxWkVwQ05jUkpVaTVrdEthTDF0ekVFSElIemhtd1Rmd01jVlh1Mjg3OXRTRm9wVmJ2TzF6RDJfQXdOdURiRWZDTjBTTTFIQlJrUzVIbjcxM2NoSVdLbUdFQlpkTlF1Tk9qXzQ3VW9SMWlKZlM3cnZOaUx0LWYxdzNMeHMydkhlRXdxeDdad3lReHdzZkhqWDREQ0dtUkV4aDJibWVkcnh6 |
Let’s say I invest in a 10 year bond. Let’s say it’s a $1M bond at 5%.
A) How much does it cost to buy?
B) How much do I get paid out every year?
C) How is it different than a 2 month, $1M treasury bill?
D) Let’s say yields stay the same and I want to sell the bond in year 7, how much will it be worth?
E) Let’s say I still want to sell in year 7, but yield have gone up to 6%, is the bond now worth less?
Thank you to any one who has the patience to enlighten me!
| r/investing | post | r/investing | 2025-05-16 | Z0FBQUFBQm9ORzh5S2JqWDJqYVdxVVRPSEdEVjRzNENlWFVfbG1kNHFaR3J5TEk5WE5wZGU3ZFZEdTZkVDFlb0djMW5JNEtjTXk0N1NvNTcxRU41QXRCZFZISEc5OHVmTl82eTZiNjNDeXA1OHp2ZzRBY0RtOW89 | Z0FBQUFBQm9ORzgyeEZXSjV5alhKSzZGODdnOFVBbU5Td2MyYm1tSVFEY1V4bjJtemFFUnoxSWo1dUlvd2FLR1lRTDM5WGF2WnF5SktubVR0QUFFSUh5S0pjcWVYeUUxYnh4dUVVOWluYUJjRTM3N0N4OFQ1TlpJQm1YcWJxTWJGaHc0c0pJRkN1MnlVeUsxU1dKTWhNaGlCM1dUTU1tam50ZFMwdHljUE5CbnRPVnBnUUs4bWo4bF9DQ2t1c0ZXZEpnOTZDXzNUT3EySkVsM2V0MzJmZEl1ZFVQLUlHU09CZz09 |
Thoughts are that Titans have Lockett as a seasoned vet WR paired with a top tier rookie QB. Lockett is a good mid field threat with a consistent catch rate. Calvin Ridley is the main fantasy topic for this team rn, but Lockett + Cam could look a bit like the Adam Theilen + Bryce Young relationship in 2023.
Overall Lockett may be overlooked going into the season, and is worth a late round dart pick. | r/fantasyfootball | post | r/fantasyfootball | 2025-05-16 | Z0FBQUFBQm9ORzh5eGZ1UWxHRjc1UkI0bDhLZURLVDlMbkdSbXVnZm5hR01DckZ0QXV6QmdUVnBBajdHcTIyQkNVaDY3T3Z1SWY5aWptUlFfVHM3bFdrMm10bWtUY2M4M1E9PQ== | Z0FBQUFBQm9ORzgyTENpWFlIandpV000Zzc5Vi1fT2VFSGRseF9qWUdOd1VGczZiOGhzTzlsN1A2RkV1UWZSa3M3SE8zSVFhT3pkNldVa2JMSy1XWF9tTTFYeFFpRDJnTmpxSkFzWmRUZ2NvMnJQdW55Y3JyUjlyVXV1WkY5Q1hMUk4wa20zU0I2ZmdyZnFaZElybUlUczdEVVh4RkpyU2RBaVFoeHhUTnMxcDlkMldtMkpYZmhkUlh1TmFLbXJ1RnFmclNZQW42OElW |
https://www.cnbc.com/2025/05/16/moodys-downgrades-united-states-credit-rating-on-increase-in-government-debt.html
Moody’s Ratings slashed the United State’s credit rating down a notch to Aa1 from the highest triple A on Friday, citing the budgetary burden the government faces amid high interest rates.
“This one-notch downgrade on our 21-notch rating scale reflects the increase over more than a decade in government debt and interest payment ratios to levels that are significantly higher than similarly rated sovereigns,” the ratings agency said in a statement. | r/investing | post | r/investing | 2025-05-16 | Z0FBQUFBQm9ORzh5WGt0UkVCQVZxX2U5S294MmRUMk9KaDBXbmF1U3hVcXNubGFMaWpiek5RenZUS0pPczNvTkNoaHctVm55RU5qYWhYM0tqeU9QcDlsT1RrSXBMQ094cGFHOUFmTzZGVVh5TF9EQkJSTjBQY3c9 | Z0FBQUFBQm9ORzgyWXFrYm9tZUxFV1YyU2hpdHowVHlKbnFyZW5zUnpOb2dhRWJDb0NYMU9BbGxNZmJpWlVXYU9Ta3M2VUpTNFhXZElKWHc5OWhVMEN2MnRLaEIyZUJDUUhDUmYwR0tmbmdwR21Rc1VsOTRuMld1R0IwMEs5a3RvSk03MjV4Vm9aTG9lSXJoVDhNNUFfeElranVVcUIzajN1X3hLdkVfTGNTRk5sZ0V2REZQOGV3Y0YzZE1FM0Mxd2R5S1BkRzBDbW9UcENPZkQ3NWU2SnVCTjJQQTJEd0VZZz09 |
https://www.reuters.com/markets/us/moodys-downgrades-us-aa1-rating-2025-05-16/
Moody’s had the US on negative outlook for a while. S&P has maintained a AA rating for several years. Does anyone consider this a catalyst for reducing US risk? Have seen a lot of posts discussing investing in non-US companies recently. Wondering if this news accelerates a shift out of US assets with investors preferring more international exposure. | r/investing | post | r/investing | 2025-05-16 | Z0FBQUFBQm9ORzh5U3ZBdXQweXMyNlVfMjI5WUQtUE96bldCRTlIN0FhSHp0V0pjaF94TEl0R25rc0lpekhQQ2hFeDFfbW5mZlhpeTM5VTdiRTNzN3JlSTlVQWZhcWxmV2ZGRlFNR2N1MnBwNmlmY2pzTC1ZeVk9 | Z0FBQUFBQm9ORzgyUmRvaUE2Zkw2MWRXLXdDMzlVTFQ0T2t5RkFKMXBrQ1FDRGw4Ui1fRDk3bTd5eHQyWmRsTnI3VUw4ajBBM19xQlUzR2Nkd2ZZajZndzNic1ZPSThfVFBqS3N4M1FMNXBXM1FQRkVhUWt3ZEFFaGlXdjFwb2FtS2dKaGZ6QjR6QS0yZjZtd0xya2Yxb2xLaTFBSmZ1OTV5OHV4eXhNZnB2RHVLSTRaOGlmUGNxS1NVWjN4X1hrT09LcVFtZkM1YVBy |
AI is transforming the workplace, but for some companies, going “AI-first” has sparked unintended consequences. Klarna and Duolingo, early adopters of this strategy, are now facing growing pressure from consumers and market realities.
Klarna initially replaced hundreds of roles with AI, but is now hiring again to restore human touch in customer service. CEO Siemiatkowski admitted that focusing too much on cost led to lower service quality. The company still values AI, but now with human connection at its core.
Duolingo, meanwhile, faces public backlash across platforms like TikTok, with users calling out its decision to automate roles. Many feel that language learning, at its heart, should remain human-led, despite the company’s insistence that AI only supports, not replaces, its education experts.
As AI reshapes the business world, striking the right balance between innovation and human values is more vital than ever. Tech might lead the way, but trust is still built by people.
learn more about this development here: https://www.fastcompany.com/91332763/going-ai-first-appears-to-be-backfiring-on-klarna-and-duolingo
| r/artificialinteligence | post | r/ArtificialInteligence | 2025-05-16 | Z0FBQUFBQm9ORzh5TjVnLV9yUGllRzhIVHpNY185ZlNRbEYyM1JkTzhlblZ3X242WldyMTV2bG5zZXJfdW5BRXJLdnFfWDFNeUd3MjhWcjBFSUdwTnA0RFpxNndPMFRxeGc9PQ== | Z0FBQUFBQm9ORzgyYi1LdFE3RGlnekR0MHlSUExhWWg4REpxcS1oam1YQ0FBZzRCR1AyM1haNlhOVElUNFpqUEpWOVVoSWVYWnhwbUFmMEN0YjQ4SGcwZTU3SHBsVEs4OXplN1BXV2pUMURSZWwxT1VvV0JpWUVPa2pDSjFtOGRYQXZUakdFLUJWY0Z1ODJyQ3JUVWl0Q3lfZW1IVDY3RmRwSXZFN2Nac21JaEZDTnM3REZEV01pM0dQdHhJaWFXWmk2NkM1VUpsX0VURTdSTnFxMHRBc0xzMmFpUXJoTE9MUT09 |
It's a real doubt right here, my intention is not unmask any scam or something so it would be appreciated if accusing comments are avoided. The thing that I notticed is that the distance between the entry price and the actual profit in relation to the entry price and the stop loss distance in around 25%, but for some reason the actual profit is more than a 50% of the amount risked wich is the 100% of the account balance ($8949.67). Am I missing something??? I know the leverage on this trade is crazy but I think the leverage affects both ways (positively and negatively) the same way so the stop loss would had set up way shorter for these numbers to make sense. If I was wrong I would appreciate to know what I'm missing | r/forex | post | r/Forex | 2025-05-16 | Z0FBQUFBQm9ORzh5U09pNHVJVXRmU0dSZVJtRlF1dDlhX1UxNzBTQ2trcFRHSl9vVUN6VlpUdEFKX1pmVlZUZW9KazBTVlhyRXp5MW12WnROSkhzTldGZGdEUy1IQVpacHc9PQ== | Z0FBQUFBQm9ORzgyd3oyRTRMNXN0NGJIRnc1MVp1U1JhcjE1d19adnN0NXNaYXl4ZThzNy1KNm43RDRCTl8xZlFyM2M0c3hyWHVGVFlKcGd2SXJ5V0RpUTVxV0VDT1VsRVVsWk1JYVpiM2N1WEx0UnZLZlBnQXFVMXdaemE3RkRfbVVRRTNVUlQ3eURkWTc1TFgtUXNYQi1nTlBucjNMaFp6M1R6V0tXQWFJRHJIVS1BU09fcWo0PQ== |
"May 16 (Reuters) - Moody's on Friday downgraded its credit rating of the United States by a notch to 'Aa1' from 'Aaa', citing rising debt and interest 'that are significantly higher than similarly rated sovereigns'. 'Successive US administrations and Congress have failed to agree on measures to reverse the trend of large annual fiscal deficits and growing interest costs,' Moody's said.
Moody's was the last among major ratings agencies to keep a top, triple-A rating for U.S. sovereign debt, though it had [lowered its outlook in late 2023](https://www.reuters.com/markets/us/moodys-changes-outlook-united-states-ratings-negative-2023-11-10/) due to wider fiscal deficit and higher interest payments."
[https://www.reuters.com/markets/us/moodys-downgrades-us-aa1-rating-2025-05-16/](https://www.reuters.com/markets/us/moodys-downgrades-us-aa1-rating-2025-05-16/)
How does this affect the most credit-hungry industries? Less investors putting money down in the U.S. from across the waters and higher rates of loan application rejections will make it more difficult for operations that finance heavily through debt. Large utilities providers in the US rely on low interest rates to make their money, but a lower credit rating only incentivizes federal reserve officials to seek higher rates to prevent capital flight out of government bonds, so these utilities will look to secure their financial stability by passing the cost onto their massive customer bases. Expect businesses with less influence from liabilities to exploit this shift in price in an attempt at saving themselves from the fire lit under them as well, but so many debt-heavy small businesses are going to be hammered by this. | r/investing | post | r/investing | 2025-05-16 | Z0FBQUFBQm9ORzh5MGpocl9BWnN3cTBEUXFOU2ZuRml5WmJ5ZjhQb1QwLWdtRzA3MWNJTi1HX19aUzlVa3B4TlJ2cjBmcnhQWnF6Z3JidWU0MnlRS05fVnBNa0xxcWl2MGc9PQ== | Z0FBQUFBQm9ORzgySDNOdDdDWmxfa2phTzNzZUV6MWYyWW9STGI0TnFtVmVpNl9PWXdTQThuSkJQRDJJVVQwNTRQZl9qT1dXVnZZWXQtR2ZVZlM3d2xERlhrbzdTcDdYYVdicVQ1QmpVcF9qdUp6cUFUcFRGakpxT2N5ZGttUUVoU1c0NXM4NzlZenBLQ29vMHl1cGlYSmN3SDZOOE9keVZKVTZLVW5EVy16Szl1bThRbnYzaW9DRGNFUlRJYWg1MzNoQUtNbnliRloyYV82Q0JnZTRLVEhqVmlndEVUX1E1Zz09 |
U.S. stocks looked relatively flat on the surface this week, but on closer inspection, subtle changes have begun to emerge in the market's internal dynamics. I'm focusing on three main signals:
Technical changes: Some small and mid-cap stocks and defensive sectors have seen a bottom-building pattern, and the volume structure shows some accumulation of buying. This type of technical signal has been more effective in the last few rallies and is worth keeping an eye on.
Macroeconomic data: The latest inflation data and employment report revealed signs of slowing economic growth, which had an impact on market risk appetite. At the same time, bond yields are starting to diverge, and interest rate-sensitive sectors may usher in a window of adjustment.
Rhythm of sector rotation: The uptrend in technology growth stocks has slowed down, and some funds have started to flow to value and cyclical stocks, especially the real estate and financial sectors showing signs of potential capital intervention. Such rotation has been repeated in the recent past and may signal the direction of the next phase of the market.
Although it is not currently possible to assert that the market will immediately see a significant breakout, I think it is worth focusing on next week's market. During this time, rational position adjustments and a good grasp of the market's rhythm are especially important.
You are welcome to share your views on the recent market signals, or the sectors and opportunities you are watching. Communication and discussion can help us understand the real direction of the market better than just staring at the news.
| r/investing | post | r/investing | 2025-05-16 | Z0FBQUFBQm9ORzh5RjJmeVlzYmVuLXJ6Q1hPNWMtU3hWVEtIczVTcWpxdWpyMnQ0UmFiZzhJVGFwNm9FUWl5cWVvU2U5OEVDcC1FV1dhMnZ1emlWSW5NYVBYTlR0SHJkekE9PQ== | Z0FBQUFBQm9ORzgyV3dza1NieTRrbXV0djcxSVFHN1FuLWRzLVd2SkU4WFV5X2tkbktYcnVNZVo4YzRzUVhaU1lHQzFNWU9hNFItOUhFY2U1NVR3TDZqUi1mNnVLcGFCTGphOG9vTVFqVGNPUlJyeG9JQWdaWHBXUXBheVZIQ2Fsd3JhZEpXbzlqaFBrelJqVmVCMDJyZEthZWZQbDFCTzlVQlJPU3dPR1JER0gtSlpUZVNxdUVmUXJuWmpiSU05OXZrX2x6RFZoQUhyeldEUjZRNmlXcTRvOTh5dndWS3dTZz09 |
Referral Code: MNGMRA021HJ (increases both our hashrate)
Status: Very active
Free Bitcoin mining app that has fun casino games to play - withdraws very easy have done so three times already.
Perfect for passive income | r/btc | post | r/btc | 2025-05-16 | Z0FBQUFBQm9ORzh5VXVKOENIRTNlLWt1X3Y2cklGeEo0MW9CWGprMWEwZTVBSlgwVHUxNmhaZUFCenZWcnNKamFJV0U3WXNQMTlLdnR3T3lpV3BaemhFaW9XWDNxdHU3anc9PQ== | Z0FBQUFBQm9ORzgyYTJFbWRlYmMxVC1KZnBqX0dlZVloZWpaZXdjRDlIeTZCZnJWU2t1ck1SRERmMEdoSjh1TFBoNG5rSGR4SmE5d1hBX0cwMG9ULVEtZkNITXFWZWxObjJFSUk4Rzk3ek1lX21DTnM1Q3ZkZUdCek1LTVI2ckprLVo2RlJpQUh6b1JpVlVsc0dTRTFMQlhqUU5KSzQ4T2hRdkFZcmpTaVJpbk00eHpBWFJFTEFnPQ== |
Does anyone know of some decentralised compute providers? That allow you to run docker images or something like that. | r/monero | post | r/Monero | 2025-05-16 | Z0FBQUFBQm9ORzh5ZkRrSkttbDB2Ulljd3A0b3BaT01Gcjl5TEtiUzNmWDEwV0g4Z2lTQmZLQnBsa09fXzZYdVhvYTJmUEFqZWFSdUc1aHViLXRfeVh0WFNJcFVWWXpFdlE9PQ== | Z0FBQUFBQm9ORzgyNWc5am5kTFhoUFJMcGZ5ZVNEX09uZFVKcTlkSmVyS2d2T2tjd2s0NUdLZ1Z2SzRBb1dnSl9CaHZUMjJnZXFJYTZSMmRjcXItaXQzUVd4WE5wSDZ6MTRidDA5MHJrTmUwTjBNaXRzeV83Rm95YWMyMjRKM1JOdnhlQ0JQQmIzbkRSM1dwZUpSM0lNaWRnUHdHSXpWZVpwa1p1azhENGw0REk3ZWNBSFEwZnpNTE5wWXZiOTZhR3lINnpTbHZncDhWZlpJUXExeWM5QWpwa2ozY1pxX1RRQT09 |
I was tradind xad/usd , I put a buy order at 4ish and tried to break even at 445 but my broker closed trading at the exact same time I tried to closed the dot represent my by in. | r/forex | post | r/Forex | 2025-05-16 | Z0FBQUFBQm9ORzh5R3ZtX1lwc1BpbDhBZTYwazc1TXlKZEs3ZDBudkZUbzd1QWg3WHpJdVg3SHJyLW9rWlI2anJSWjJjSE9yQWxEWlZJR19rQWF0Zkswa2QwVGVaOG8tYlBsaEtQbVpQSWE5TVJzdjJqNkwzdE09 | Z0FBQUFBQm9ORzgyZGd2RlhnSzhTVzVfYzVYU2diUWhfUG85dzdGNTQ2dURja1BMdlQ1NTZlMGFJRnpLSVZvcGlpTDNYVzU0Zm5KeVRhUldZLTZfTUtuX2YyX080OXA0OF9wbjVySFRDdHhibG1QY21OMXJzMWkyR3gwaVdZeV9CSDVSSjVzMmRXS0xGWHpZd2NVMG5GTjBKTDFMR2haVVpnMGhpdThyUndCSjVDYTBkaXBka0pyUGc1RE1fbGJEa2xFZUotVEczMXJB |
I just received 200k cash from the sell of my last home and have 200k in VTI in my taxable brokerage (\~40k is long term capital gains, so taxes would need to be paid). My current home is a 580k mortgage with 7% interest.
I was planning to put most of my 200k cash into my mortgage and recast, but now I'm also wondering if it is also wise to sell my VTI and also push it into my mortgage since the rate is so high.
All my 401k/IRA/emergency fund is maxed and accounted for. Any advice on if selling my stocks is wise to take the immediate 7% win? | r/investing | post | r/investing | 2025-05-16 | Z0FBQUFBQm9ORzh5OVo4T2lwMm9fcmtlQ0h4amNHOFNGeWFySkVzWDBMV241UnFZcW55RDNiSW5scjFJd3Qya0F6aTBMVVlCNlp4RTY0d2lYMEctMDQ0Q2lXMVVUSWFFYmc9PQ== | Z0FBQUFBQm9ORzgyanhBTlU4RWQxTVRDc3lkRmk4emFOc3oycFJ4VDdHalQ1X0g0bkJkcUVfVjhnSlVqRDR0YU9YOGpYck4yUE95ZDFiUlRMUXdWdFZDYTJyc3VPN1ZBY1FqN004QU5NcmR4bWJ5LWVrNkF3eUdDNE11WmJiUVhjSzZBZzQ1WV9tVGFCeXI3XzhyZHc4Y0N6R3labnRPZFRfUVJ0QTVqbnFjeGprRl9YcFBkc3E5dHhUbS1UNlVnTWV0ZFF0N1FaUE5yU3hZemZ5TkV3VmNiV3daSHlCSnJJZz09 |
[Source](https://www.tmz.com/2025/05/16/rudy-gobert-breakup-julia-bonilla-move-out-of-home/?adid=social-tw)
>Rudy Gobert broke up with his pregnant girlfriend, told her to move out of his home and take their one-year-old son with her right at the start of the NBA playoffs, TMZ Sports has learned.
>Sources close to the wives and girlfriends of Timberwolves players tell us the split was a bit of a shocker ... considering Julia Bonilla and baby Romeo were spotted at Minnesota's final regular season game on April 13.
>In fact, 32-year-old Gobert went up to them after the game for a warm embrace ... so all appeared to be completely normal with the family.
>But, we're told things changed some time after Bonilla revealed she was pregnant with their second child ... and Gobert is now a single man.
>Our sources say Bonilla hoped to move back to her home country of France following the split ... but the four-time Defensive Player of the Year wants her and Romeo to stay in the States so they can figure out child custody after the Wolves' season comes to an end.
>We're told Gobert has lawyered up and his reps have applied pressure to ensure she stays in Minnesota. | r/nba | post | r/nba | 2025-05-16 | Z0FBQUFBQm9ORzh5NGRLalFob3AyS3dRcEYydmJjVWU1c1Q1TUxTamlFSDVLNnRWR01rVnJXRU5zdndfLUhNTkdrNWg4b0R2WUU2UUNLZlk2aGF5dDVHR21seGFRQXZTSXc9PQ== | Z0FBQUFBQm9ORzgyMDlwX3RIUWgyZUZDMHBicXJXVEsyRTFmZU9BekNfMFhqX25UcldzdVltbWZHSUtwcVZYWGtDS0cyWHpMNTQ0Rll4dE9PZlMwZ2xFUFAzYzUzVlZMQU85ZnRpM2h1REJLTFExT2NYVDM3enBXRm11Nnk2am9ITFJBWDdBa2I4OHJMbF92QTRWMHNjUGk5SWdpcmpFNDY1Y0ZNRHBZY1R1WmRHYlo5cklvWjJ0ZG5JWTdqTElBaG85UDMzazJOZ3l6 |
Idk about you guys but ever since I’ve been seeing improvements with my trading, I actually don’t look forward to weekends. I look forward to the market’s opening again. Lol | r/forex | post | r/Forex | 2025-05-17 | Z0FBQUFBQm9ORzh5SkxQLTBiTngyT3dpV0dPTTZzYkdhRFlJdUdxeW9jcVY2bU1oYjRvdUY4Z01WbUQwMlVtVDFJal9vRlBPc2g3R0tISGZES01WZ1oyYTNueGxINnl3dXc9PQ== | Z0FBQUFBQm9ORzgyRVVhMVhGSEp0QUgtSC1jVG9Ob1Qybm5jVUN4NVYtcTdfUGVndkRVQWVua1VWQTJaRWszUzJQa3pfV2QxbEd4V3NKZU40eFk2Sjl1TlphZnFEMjFFYXZsSFlZTHpySUExMnA1d0xrV3FsVlFsYkYtNEFpUEdHVXhPQTVZYnV2a0s3OGJ0clVWTVhTLURNRnlzNUlta09HQ0RzRk5IOHZJNGdENGpRUUI0cWxZPQ== |
Just got off a call that left me completely rattled. It was from some learning institute or coaching center. The woman on the other end sounded so real—warm tone, natural pauses, even adjusted when I spoke over her. Totally believable.
At first, I didn’t suspect a thing. But a few minutes in, something felt... weird. Her answers were too polished. Not a single hesitation, no filler words, just seamless replies—almost too perfect.
Then it clicked. I wasn’t talking to a human. It was AI.
And that realization? Low-key freaked me out. I couldn’t tell the difference for a good chunk of the conversation. We’ve crossed into this eerie space where voices on the phone can fool you completely. This tech is wild—and honestly, a little unsettling.
Anyone else had this happen yet? | r/artificialinteligence | post | r/ArtificialInteligence | 2025-05-17 | Z0FBQUFBQm9ORzh5aUNzUzBtYzVhbkxSdmlrZEpWYVNhZmw3a0RIX2JPdjJUWGVQNkItX09XcUpLMmFWVXh2a0ZEeWtOZ3B1NnF1dlhISDhDbEZQbThpQlpfeGpXODlvcVE9PQ== | Z0FBQUFBQm9ORzgycXJDYTZiY3NzMVZKbkMtdnFtVlR2OTZoXzJTNmhvbjl4SVBVYWl2YjE1UXhjc3lPNnpGV0VZcTVBZFA1clJDaFJBT2RXM0pBY2kyclFNVzNJenZhN3FXSWlxT1ZzQUtTVkRGRl8xMmJiU2VQbU9QaFBWYTYwdlh0Vk1sOVFSTmh0dVhHSjNqMm03UHZ4dmJSaDhkRk5GS2tmWmotZkd2eW8zVl9aTHlpaVpKLVQ1VmtGYUVZbHRzUVFveUhJQVMtY0M4dVZlYmItN1VHZjNfS3o2NHlBdlNiVWRTU3hqU0I1Q284dHl3MnJRcz0= |
https://x.com/upholdinc/status/1923054267843187069?s=46 | r/bittensor_ | post | r/bittensor_ | 2025-05-17 | Z0FBQUFBQm9ORzh5MGppeFZELVBDX3F2ZjJZOXpWcHNEM3h2YWNZUkl5UzhhZ3p4MUxDRmtKT2tEXzFfeDJQaU9GRmhFUTVmbWZwb1liMVJVVm1TaS1UNG5ybFg2N3JDTUE9PQ== | Z0FBQUFBQm9ORzgyc293c1lxZjBJWXhscFhvczBCNUIxMXRrS0VyMGM2d0xtNWRabzJxZDR4YmxJSWVDcUdRS1VYSmFHXzVBQVVpMzNBLXRyMWxvQUU1b2pLWWpqNjZibUJyOGZ1d0dtMU5PT1ZlYjRObmNORWVjLU5iSW8xZG9wSUJRcC1UU0pac0x2U19ZZzJTTHo4Smg1RXVBNG1mWDN6a3VfNzBfb3BTOG5lbTZZZnV3b1poeTEwUktXeUVsamp6NEFNQjdDMHh4 |
20 years old, thought it would be time to get into investing…I want to go for a 60/40 split S&P 500 index fund and the 40% into growth stocks. The four stocks I am thinking of is:
BYD - leading EV company, went public this year and USA China trade agreement is promising
NRG - Energy company that recently made a 12 billion acquisition deal
VSTRA - Energy company positioning themselves to power the AI boom
NVIDIA - They are positioned pretty well and will have high demand for their chips
MICROSOFT - Heavily investing into AI and cloud computing e.g. azure
Either gonna go with NRG or VSTRA, probably VSTRA for long term growth
I am investing for the long term and so all these companies I see sticking around for a long time. Going to do more research, but what are your thoughts? | r/investing | post | r/investing | 2025-05-17 | Z0FBQUFBQm9ORzh5Z3hyN3hBN1VSQ0ZKOXdLZW5qLUtsQTBqbkRCeVB4SUFYR3ZvLVMtMkx4eG9BNExWVjFRMVk3NkYzR1VVTlVZZ3Vmam9JbFJKSU9lM1otdVdnb0VYNWc9PQ== | Z0FBQUFBQm9ORzgycER1eFRqb190dmlfbFZBMlhVVzZIYV9jSWU2TDI1YlJHcEs3MklpR09EaGZKMlE5Z0c1LVJLWkZWUHNpd2xFNWRMQXVNdk80ejN0S2tmeGliOXU0UjRvTDd4b2szOXhzdXpSY2ZFX1QtekZmZVo5dlFJSlctYXZoeU1uZUpDSVVUalhHUnljdWZDc0MwN1plWG82U2t4bGlEdUFPcjVhR0UtWFlpckJUSUZabE1jaGxTNlpUT19EV2V4Y0FHWlhL |
Uncle Harvey ? | r/sipstea | post | r/SipsTea | 2025-05-17 | Z0FBQUFBQm9ORzh5V3U5T3hNb1hHdkdpVmpabVNQMWpBcC0tODdPdVBQVDRuUlFIVEl4ZHJzaHZpQWhSbDRHLUphVmRySXVrN2kwNU5jWHJ5NHRzUnU0b0NZN0JXa0h5T3ZYUnFaMndZenFOLUlhRU1wdVQ5ODg9 | Z0FBQUFBQm9ORzgybk5CeG9xVm9OY1BmZ0NYTjRBZ01IeVVWYXQ3R0FiQTVXeWFKak5qRm0zOEVlRFZBcEVSYnl4LU5ER29zVU9DLVRwS1hxb1NaVHpFV2MzT1piSVdwdlpoN0NGLTJoYkhHV1VoV2lwRERZUGV6b2hHYzJ2R0x5dHVTNlZqd0FzbHVlX0YtSUZ2U1A5d00yQ2V3cUFrNTh3PT0= |
I'm a longtime trader who recently caught a sizeable windfall in the markets which has motivated me to do something I've been meaning to do for a long time: Consolidate my various accounts, move to a DMA broker, upgrade my toolsets and services, and hone my skills so I can trade more in this crazy new climate we find ourselves in. I scalp futures contracts almost exclusively, and swing trade the big stocks/funds. I also have long term investments that I don't touch except to rebalance.
I also happen to be a professional software developer, over 20 years with .Net/Rust and various smaller frameworks. I'm getting into algo trading slowly. I have accounts with TradeStation, IBKR, and NinjaTrader since their SDK is C#. I'm probably going to ditch IBKR b/c TradeStation so far has been amazing. NinjaTrader isn't DMA, but being able to write complex algorithms in a programming language I know is a huge plus.
I have some questions about tools as I inherently trust nothing on the internet, I figure everybody is in everybody else's pocket.
- Is Benzinga Pro everything it's cracked up to be? Or is there a better source of news, e.g. Bloomberg, CNBC, etc. It's expensive, but anything that can give me an edge on the market I consider extremely valuable.
- Is using a trading journal service worth it? I have my eye on TraderSync, but TradeStation comes with some decent reporting tools that export to excel. TraderSync is also expensive so I'm wondering what edge it would give a scalper.
- Are signaling services worth it? I've seen Eagle Investors and Trade Ideas mentioned a few times on various /r's. How do they signal? Webhooks would be great so I could integrate it into MSFT Teams. And yes I know better than to use them as a single source of truth, confirm with other tools.
My current toolset consists of heavy technical analysis, TradingView (ultimate edition or whatever it's called), and Tradestation tools (TS Workstation, Maestro, but I'm not great at backtesting tbh) in addition to Benzinga and other reputable news sources, but they aren't fast enough which is why I'm asking about the signaling services. I do fairly well, > 50% profitable trades and always end up in the green at the end of the month, if even by just a hair :-) I can say with great certainty that moving to DMA has already increased profits, so I'm very willing to invest both time and money learning new tech if it gives me an edge. Their desktop client is amazing, but I'm still learning it. Being able to set trailing stops is extremely nice.
(My ultimate goal btw is to integrate all of this into code I'll write, but that's down the line, I'm in the requirements gathering phase of the SDLC)
Thanks!
| r/investing | post | r/investing | 2025-05-17 | Z0FBQUFBQm9ORzh5UlF1RTJLSjdXTllRcG56ZW9zOTV1SFd4dWpFVEEwU1RUZG5JZnV5TkxfQ0hVY3ZsMGdUVEZ5OHdPME1hQkM5T3RXMlNxbVM3SzZIU1gyakpyZmdmMnc9PQ== | Z0FBQUFBQm9ORzgyNmRLRnZSSUV1aXhXNVYzSGd4Wi1BZEQ1ZWxXRUs2RVhaOXM0QWhFZHp0SktCQnk4Zm9yY1Z3TUQzWi0wRld6bThpZkF0Q0ZOZDlIM1lScTk3X1NqYkduaXZ2R0Y3RWUtcFV2X0NnSTNjbXNjNFlVVmZqcXd4NTJGVm13MTQtMlFiblVTUl9rakJWenlpWFRHU2hRRWVwa0R0M0Y4aF90cjUzcXNVb2ZiMGctekRDVFA0RnozVF84OERZS2h6X3lWakx2T0phemJtUnNORVF3VEY0eVdtQT09 |
Blew up on futures, the usual idiot story. Scraped back some scraps flipping shitcoins and pretending to understand what I was doing – charts, liquidity, devs yakking on Telegram, the whole nine yards.
A buddy shilled me on $419INU. I did my (admittedly basic) DD – community seemed active, liquidity was decent, tokenomics looked okay. So, against my better judgment, I yolo'd a significant portion of my portfolio into it.
Now I'm second-guessing everything.
What are the hidden landmines that a dummy like me is too blind to see? What's the difference between a project that might actually last a week and a pump-and-dump that's going to zero by morning?
Rip my decision to shreds. Is this the end of the line for my crypto dreams? | r/cryptomarkets | post | r/CryptoMarkets | 2025-05-17 | Z0FBQUFBQm9ORzh5NWh0YUNtOC12ZDIzNnZFUE92dmlFS2dVOHVfTXkxVUhzMWZMTm5OeVhpT2dHcEZvU0g2WEZkR2hkc2U3MExLanY4WWZFRkF3YUZJNHBuczBqdERGVXc9PQ== | Z0FBQUFBQm9ORzgyeDJvY3hfZVNMc0IyNEV0TGh0blFfVnRfeWtsLVNjUEwzWHQyZFE5cDhTNGZoaG1sQmhpV3JuWHBYcHR0NEpNTndLVktMbFBzX2pQaEZJSXcxSFRIektKd2lGUnFodHlqZzgwM2NRN0dfYy15VWx4MHA0V1IzR3h6MUNmd3V5VmVESlAwd1JEb2ZlXzF1SlFzdGVjTTFXSXVxQ3VNbHVRNm9talF1bTVLckp1N3ZGb0tvNV9XVTRvSmtIN3llZjQzNFg4WGJtZ1k3TXQySkhNVy1iZ3RzZz09 |
Source: (https://www.facebook.com/share/p/1AZAB4zYa3/) | r/oddlysatisfying | post | r/oddlysatisfying | 2025-05-17 | Z0FBQUFBQm9ORzh5Z2NLMDBXR29ZemhRZmJLUjFpdUpXZ0MyR1V1ZlAxR2NNMDZUM3JxZFhCeUVUVHl2SFBpelFkVDg2NHNqZDk0dERabzR5MkllNmNKVExvYnYwcjJUX3c9PQ== | Z0FBQUFBQm9ORzgyWHBwM0U5eHNLNmZvenNCY3QwY1VnNEdvOTBwaHhkOHlDZVl3dnVTdTYtd3pEdHQ2OWNMSE96NFM1RzJTS01tTkMzZHVFbmpQUFdJZ1dnTlY3Y0lBUm1nbGh3UXFQczZZby1KWUp1eW9GeXV3WkZHd0c1eXRkLWZuSGRuYmNPWmJUSU5MZEpCYjc5TFZzNG1GbWROU3R1dmUtMnB1YUhXbVhyelRjdFJudnZObllQYlhoeDIteFJseUNRc1B4bFkx |
Wanna tell you all about my strategy for now. My hopes are the looming debt crisis in Amerika won’t affect Europe as much so I as a new investor have been putting money towards specifically to the Deutsche stock market. And so far it’s worked. Rheinmetall being my biggest asset and having accumulated a in total 200$ positive for me. Not to mention the rearm Europe plan 2030 makes me investing out until the year 2030 where then I’ll reevaluate my decision and plan something new potentially. | r/investing | post | r/investing | 2025-05-17 | Z0FBQUFBQm9ORzh5aXZIWmlYbDFlR2FlTWRiRUNhZ0gwbHYtZDlrZ1hSRXNlMHpWR2Y2TUwxTjU0SlZzUnFyM01UOWNIMkhjVms2MlVJNnVUdHJYRzdPbWZlQnFzYktacW5WT3NKWVhfYnFhUUhCNFE0MWhwRVU9 | Z0FBQUFBQm9ORzgyQ21yNGcydlltRnJjQmgyM0g2RzNWOWRvMHJTNWJhT3Zibi1veVhNejlxa1FNbGRxalQtMEwxaWpNNG5fZENLeHFBb3JsUV9wTjZGUXUyR0cxdVZqY2RYc2hxYjc2aXdpdGdRX2dNeXZGZVNDZDM2X3Z4MWExdTVOak04bTBQMWZoMVdpWl95U3ZncFpzTDVydEVvMHd0MkhqNTFvTk1kMFgxbDd1aVJBdW5PdW1EVFpXckVhM3JIOGtlMzlqcjh1 |
Is it very rare to lose money if you hold for a long time? How often and how long does it take to double your money in stocks? Like 6 months 1 year 2 years 3 years 4 years 5 years? Is this long enough or do I need to keep typing? This sub doesn’t allow short questions so I have to keep typing even when my question is short and sweet. I hope this will do. Peace out. | r/investing | post | r/investing | 2025-05-17 | Z0FBQUFBQm9ORzh5anR3UDRGdTdBUWpUM1VoRm1jRDJlTTFOMC02N3NlUVlhRU5lVUp6Ukh3WGNZZ3hJYm5hMXVyZkc4eDdpZzR4cHZneF9KTXRacHlKSlJyamJHUE5mQWtaMVNUM0RMVXI0RU9qMXJ3WFEzWUU9 | Z0FBQUFBQm9ORzgyZUlQMEhFazBpOTI3OXl0LUpQTjVZSDVLd2p3WGlpT0pZSGdJVlpDM1llYi1Ca25MX1JuTEU5YmZ1X2s2X2pVQ3c5RmVuYndabHVlRm5rMElkb3Jyd2dCcXY1RGFES1Z1ZTlzcWlyM3l5UHJ0em9oeDVEcWxqN1RjaXM1S1RSOTJ1OUUxbGRYdkhEN1NHc1A2OVdnZzlGWFIzRWwwSU56aEh3RVF2LUFfZXhuaF83a2ZpZmpHbVNSc25RNkpGU0Ru |
Yup | r/ethereumclassic | comment | r/EthereumClassic | 2025-05-17 | Z0FBQUFBQm9ORzh5eTB4bXY4QXRKMHBCUDZ5MHZCZmtjZmN1bVdrOGhzZWxpSHB5NFQ5eklQTHBLQW5DclF4RHV0amJWS2NRcDBWU3FnQlAySENHOC1xS1NXY2QyTzdJVFE9PQ== | Z0FBQUFBQm9ORzgydExkekVuQVYtWGRyZ3g3WHBTNG0wdjVwX0pIaXpSdmVfdm9IZjRXODZ1amsxbi1udUk2bDNvazJ0MUZpeVFBTGpodXhwUDVSN1d0TGl2NmJVdHZLZm4xMVBvU2V6MUNyb0hha0xLRUpzVi1VYVZVVTdSZWF3NXhuYV9PSEMwemVTUExLZlNYdEs5VmJ0aDZPZmdFbWxSdTRFeW1MdUFmZF9XbDNJcE1iMFRReWFSQm9kZGZWeVJqRUFjS19CRmpScmtFX0hKel9WMV8tdWZmQnp2ai0tdz09 |
There are still some great bargains that you might ignore. For instance I just exited Boot Barn after a 55% two week bump. Random right? Those are the types of names that still have a lot of upside. Here is a list of my positions right now. I go one by one through the entire NYSE looking for solid companies with recent distress from tariffs. Hope it helps. Any questions are welcome, not trying to shill.
A - Agilent
AA - Alcoa
AMAT - Applied Materials
BC - Brunswick
BDX - Becton Dickinson
CDW - CDW Corp
CHDN - Churchill Downs
CRL - Charles River Labs
CRM - Salesforce
DECK - Deckers (Hoka Shoes)
DOW - Dow Inc
FLR - Flour
H - Hyatt Hotels
HOG - Harley Davidson
IQV - IQVIA
KMX - Carmax
LNR - Lennar
LRCX - Lam Research
LVMUY - Louis Vuitton Moët Hennessy
LVS - Las Vegas Sands
LYB - LyndonellBasell (10% dividend too)
MCHP - Microchip Technologies
MRVL - Marvell Technology
MU - Micron
ORCL - Oracle
PEP - Pepsi
PLAY - Dave & Busters
PSN - Parsons
REGN - Regeneron
SHOO - Steve Madden
STZ - Constellation
TGT - Target
TMO - Thermo Fisher
TTD - The Trade Desk
UNH - United Health
WGO - Winnebago
WNC - Wabash
WRBY - Warby Parker
XPOF - Xponential Fitness
YETI - Yeti Holdings | r/investing | post | r/investing | 2025-05-17 | Z0FBQUFBQm9ORzh5VVZFMy1xZllvQ05MaW5NZWotcEJGVWU4UEpJSXNFalNncVJsR0lDaE9oNjBxRVFpSG5CY1lCQmRHM0tPSG42OUpFS3ZOU19IcC1hZDJTdU9mY0tQcnc9PQ== | Z0FBQUFBQm9ORzgyQ243azhWeFJjUmt6b1BVWDI3dEkzQ0p6bVdnNHV5VmZQallkd3BkNWpqT0JzNUNYOTFhVkFkR1plZ2gwSkMya2ttTVVxMjdVUnhQbjM1NGVCdUNmT1hNRW5DOG1BZF9ERzhXTUdzTWpwOTRkUmpWbXBNaVZGU3VwNFdpVkh5T080M3BIdTU4bXl0MDg0VFhWVTNwTWZsUmZnYjhCNDFpTVQ1aTRQRmZmSmY5U3BDSm5RSVItaEQyQkRjb3A2RHRB |
The Boston Celtics lose Game 6 at Madison Square Garden to the New York Knicks, eliminating them from championship contention.
Fade 'em. | r/nba | post | r/nba | 2025-05-17 | Z0FBQUFBQm9ORzh5VlNnWVpZTTBITkZZa3JKa3FCTHI4QjlNSVVSb2RXTmVoRFFsUEtXbHV4cmx1ak5JWm0zM0tTYXJpVmRVVmh4RzY2YUNmbkphSE1NbElfN1NBTW0zNkE9PQ== | Z0FBQUFBQm9ORzgySnZUN3RmbHZhbmhBVElGOUhod2FaZ29MZC1uZ1BsZ184SzhmNnRuY1dKa2xnUkFVT2FpVDZwZTZCMmlxaXN1c255eG5kZWptcXpsWk56cHB3UURtUWRVTnhZMl9iREJWYXd6a2FYT2NkbWdhTjM1U3VMcmlBQ2FwZngzNXZUZGxtWThxMmNOZjlmS2pILVdhVXBtSjNkMUFWeFBEelVzMllONmJuV1VaNnpwTld3aWppQXl0Yks2V0ZjQXpXdm9o |
I understand o-lines aren’t the easiest to predict - but what o-lines “improved” this offseason and which ones got worse. Looking for teams that are clearly investing (draft or FA) in the o-line this offseason vs teams that only got worse through losing starters without getting real replacements.
I do know the Bears are one of the teams that “improved” | r/fantasyfootball | post | r/fantasyfootball | 2025-05-17 | Z0FBQUFBQm9ORzh5V2ptME85TndTTk5JU0FrVzJjQTdaeHU2MjUzMHJ3dkYySGhGTUFQZEZDTy1uTTFTTkFmMDczZnZETXctUHRSRXU1UG9DZmRYSlpSVmpIS2FNZW8xcXc9PQ== | Z0FBQUFBQm9ORzgyMnVMeFZ4WFZmcDJQeGg5d3Z4bEc4elctNjBldjNiQWg2QXpHcHlzMXdqNlRHWlVIbFBKbGU5eEppTlE1REU5cjRYZVpjR2l2UEc1dFdNdlQ5aXV6cnpEaWxCR0tFMHVndVhQYmFKQXBnblF1VkRvZkgtV2haLTc3VmhXbWxXXzVPVFRpSWh6TlRybUdjSE9GTlpGekpwd3FVcHNEdU82ekZtdVZseGtzY2VnPQ== |
This is in back to back seasons too. A feat LeBron and Kawhi didn’t even match when they switched conferences. A lot of people doubted KAT in the playoffs when the Knicks traded for him. Looks like it’s worked out so far for both teams, and KAT’s reputation has changed a lot.
THIS IS WHAT MOVIES ARE MADE OF | r/nba | post | r/nba | 2025-05-17 | Z0FBQUFBQm9ORzh5TVl1Tl9jSjBzaUVlU1FrZ0w0bTlxNXlHVFpYNGxIUFJYTmhwTGM4cXpwVmJvWldnb0hVdnZpUXRYcnh0TDFCanFIYmR5VlZaMXJrRERtVUlnRGhodkE9PQ== | Z0FBQUFBQm9ORzgyR2lFWU9ORmVmNnV1N0I5eFJUV0lJdG1rMTdHaUI1aXZhX1l6Z2NuUThORjNZUmMwa1dVMXlFUzZ6Z05OZGFTTDBnNFBmbkVXQzRUNXYxNXRKUFJIbHB3V0RtVElab3ItQVJDWmdNRUlkRXJUUDBfdWhEeTh2aTNzdkZZVmdIWjNHNG5aUXFaZFhmNnlpUE9uV2lubWVvYXRkaHdwLU9FbWh4UjlIY0FOUmwtZkY5SkRuMDdRSE1NcWIwc1NEU0ZFaVV6c1NXYjJRcGJ5Y19KUWRRQXYwZz09 |
Hi everyone,
My parents (in their 60s) recently received an investment proposal from a major bank in Germany (Commerzbank), and I’m starting to question whether the fees are reasonable — or if they’re just trying to profit off commissions.
**Situation:**
* Planning to invest around **€200K** (new funds)
* Investment horizon: **5 years**
* Goal: **Growth**, moderate risk tolerance
* No ESG or sustainability requirements
**Bank’s Proposal:**
They recommend a **diversified mix** of:
* Actively managed equity funds
* Real estate fund (open-ended)
* Balanced/multi-asset funds
* A gold ETF (Xetra-Gold)
# Fee Summary:
* **Ongoing yearly fees**: Around **2% of the total portfolio**
* **First year fees** (due to upfront charges): Over **5%**
* **Estimated 5-year cost**: \~**15%** of the total invested amount - From my perspective I thought it is quite high.
Also, I noticed that the bank receives **retrocessions (kickbacks)** from many of these products, which raises red flags for me. Almost every product they recommended is an actively managed fund with relatively high costs.
# What I’m Wondering:
* Is this kind of fee structure **normal** in Germany/Europe?
* Should I be concerned that they’re pushing high-fee funds?
* Would I be better off using **ETFs, robo-advisors, or a fee-only advisor**?
* Has anyone here had a similar experience with traditional banks?
I don’t mind paying for good service and advice, but I’m just not sure this is worth the cost. Any thoughts or experiences would be appreciated! | r/investing | post | r/investing | 2025-05-17 | Z0FBQUFBQm9ORzh5aGlKbkNvUFdTbmNPODh5cF9xM1RLY21SUmZDcWg0THBqVnY4MHR0V1FhcTJZaDVvWFl6MF9lZE1rTGJwVnlDUjZwSlJRbllmSWdKVmhsZW9jQWRtYmc9PQ== | Z0FBQUFBQm9ORzgydHNrMU9kaTBIMHNtUm9IR1FPSEhzc25RaHJwUE5vczgxMDhnOGpZenFONFktN0NNX3NCYTNoVDNlTG9yVHZlYVdpVTFnY0tROGlKb2NUdzBwSnE3cS1tZC1wM0VmeHJwTEVrUm5Bd2RDM3RfZTJBNDFpZjJRclVPMWlsS3JfeW5EdElLRkNfTjdZc3d6UlVUUHU5Q0ZkWXJtX05QSXRoa3U0MjZmN1VONDRlMVhtbjhqVVdYcWZFZjVubzQyb0k2Y3NJeTVGLTVMWGloN1k5cFE2MENKdz09 |
Hi brains trust
Does Anyone review their trading history using excel and co-pilot want to share prompts that are really useful to get insights into profitable and unprofitable trades etc?
I've just started using it and am reviewing my trades on a monthly basis, analyse my trades into profitable and unprofitable, where i get it to calculate the average pips and lot sizes grouped into symbols (eur, gbp, etc.) as well as calculate median, average etc.
Helps me to visualize and just understand how i am controlling my risks when i am profitable vs unprofitable. Is there any other prompts that would be really useful, including getting copilot to graph things to visualize.
It would be great if we could all share to review and improve our trading. | r/forex | post | r/Forex | 2025-05-17 | Z0FBQUFBQm9ORzh5VmNld3ZBLUd1aFJtMkZ3MHYzWmVjdWdCT2VUZlBoQmx5bk1LZXpPaXhYcXZtTHg2eEI3OW0xajNfXy0yQjJNamFmek5pSk4yV3FvblZpeDRJaVYzTm5GaDAxdWlDcGEwTFdRc3FhaVA3Vlk9 | Z0FBQUFBQm9ORzgyRDMwQkNtOEdfRnVqNGZaa0dGSGU5QTFyb0Rjd1phdEx4WVR1R3BhU1VRNXRsRmRwSTZTLW00NGw3VGxhakZnb19KdC1jNHZPb3hQWWpMUzU1QTBsV2FjZVNPSlVJYkFEMFQwaHdxLThYbXBfX0RBdXFuUFMtaWlVNUdWNC1GMzZMOS1ZbUtmV0hRZGVuLWw0QlloVEVxNVpablVsa3R4LXpfNi1RVHRVSTljWF82cW9JcXoxTURHc3VlU3FtT2o1 |
I’m aware it’s a small sample but all I want is your opinion. | r/forex | post | r/Forex | 2025-05-17 | Z0FBQUFBQm9ORzh5aHMzZ3Z6WC1VMS1fcnZHaVljNUdqNlF6Ykota0UydjJDb21zRUtHOWNJalk1S1BkQmFaeVdJd0lLMlNwQ3JYRzFRbkY1bW5YMXNfcENGal9JMmg3emc9PQ== | Z0FBQUFBQm9ORzgyS3FHUzhvZmg3Y000Q3VUZGwwTHBsd2Nrek1CMV96UVU1bFFPN3YyY3VuWFYtZEo3OFFjUVNDYnoxYmxLV0Fub1ZEWkNTUGJ5Q1p2cW5tQjNab043eUNIRmZCQXZUVjdoUXg3MEgxR0RJVzFBbkpNTTlZaTY0U0ZXM05hUlJWaC14RmRBY3FsSHFUSkRNd3ROeEhJUVdBOU0zSXE0NDFRRXU0enFKZWxhQWRHaFY0VTJadWpweWJFWFRyZDVYdFFR |
When I try to send 2 BitcoinCash transactions back to back... the 2nd transaction will fail to sign with an error message "Failed to Sign Transaction"... I have to quit the app and restart. This is the case on my Android Pixel phone.
Yesterday I was going to send 3 people BCH... and had to restart the app AFTER EVERY TRANSACTION!! and this has been happening for a couple of years now, at least.
Am I missing something? | r/btc | post | r/btc | 2025-05-17 | Z0FBQUFBQm9ORzh5cG9kTTFMSGlUc2dYZUYwcmtpOHVIbXFxel9IeXBKOWk4QkgwOUJ6dUw3eXlncm9oeExkd1JhSlBXOUFfai1GUHVNYU1TQ1dJLWRHMll5bS1VTndjemc9PQ== | Z0FBQUFBQm9ORzgyVGNaZUlTNW80bmtHWUZkZlFydzFfc2MxQUJ5eUt3cGdQNjBMTXBoMi1PSlliQ0RpS2RlWXpvMy1MZktlRV9mZzBpQVFScFpTZmx5TXVES1ZjZXJDNjczdzRkSHdsNkR4cDk3OHRNa3oycGRNenVLTDJGdmJsSHU2enVLaEptLVJCWXFsWFVwdTRLX0NCeHVROWZQT3ByVEo2ZXBIMG1YNEFtdDlrV2FoTE9wSzljUkdaaWp1cm1tOHNsYlhGQUVt |
Almost 2% on my second day | r/forex | post | r/Forex | 2025-05-17 | Z0FBQUFBQm9ORzh5Q0dPbWk5dTlvU3VNRGVKM0ZLOTU2UXBDVkg3LUtYb0M3MnlIVlIweTVOaFExYmNvcmJZT2JFZjlxSzNhaVVRczVNTDkxWGlJendkeHlWYWVZZVJNcmROek54S1ZVdWpZUXlPSE0zRDAzTjA9 | Z0FBQUFBQm9ORzgyQkF2bjVQY21iMFNkQzh0QjJRTUlUdXZFdjhPUHEtNEpWV01Bd2F5aGlLbk9Ua0RCZzc3ZXFrVUFZNEd1R1RZbm9QWmdGSkVMbGJodURBRUNuTlNEZldoRTNXUnpSYXNReHBNRlkxUHhpMUt1MHEyUV9WS2ZSNjJDVzlHZUNHVHNZS193OWdPSjA2WUU1Sm40VV9GTUtnPT0= |
Halim Flowers was sentenced to life in prison at 16 years old. At some point while in prison, he decided he wasn't living a life authentic to who he truly was at heart. Instead, he had given in to the world around him and the pain within him. So, he decided to change. While in prison he wrote 11 books, he educated himself, he started to network, writing letters to leaders and more. Eventually, he helped get a law passed that allowed him to apply for re-sentencing. The law got passed, and after two decades in prison, he was released. Immediately, he went to work.
He became an artist, and uses his art to send messages about the justice system and the importance of love. He has since sold millions of dollars worth of art.
A few years after he was released, he worked with The Unsealed to share a letter to his 16-year-old self. At that age, his nickname was face. It's powerful and moving, and sheds light on how life can go so wrong for someone who has so much going for them. Here it is if you'd like to read it is: [https://theunsealed.com/dear-face-if-you-listen-to-this-advice-you-wont-spend-two-decades-in-prison/](https://theunsealed.com/dear-face-if-you-listen-to-this-advice-you-wont-spend-two-decades-in-prison/) | r/upliftingnews | post | r/UpliftingNews | 2025-05-17 | Z0FBQUFBQm9ORzh5U29Zb1Q5amhxOHRWVEEyWnZ3bU8zT1pGcUwtdHB4TDNQNmdSX0ppaGRacGsyaTVSVmVXdmRlb0FIRUxua0lMNWhqS2U3dmhpTExyWTJGT3Vfc3h2SEE9PQ== | Z0FBQUFBQm9ORzgySHA5X2pKSHh1UlhvVjA3MEVoYWFnYlJhc2d0dlUtMFZaVlBkUEhaZzBVZDhFbGxGZlBrMk9fWU1PWlJxbHdYcERCN3pHNVBrX291QXFuYmxaRUdQanZUTUtPTnFfTlpFYXB3UUg4NTRIaVFjd3d0RXpobVc0YkNkUFpzT1dqTFJIXzNHQy1EZlE1LVBZckswbW1GeV9ibDJteWQzeTFlM0pmUVhKSHRucTZ5UjlrMkc1RXYweE5WNHlJX0J5OXF2Tk1DRnhtbFowZkVaZTVWM3k2Z2lzdz09 |
Lately I've been seeing/reading/hearing a lot of doom and gloom regarding the outlook of US markets for the next 10-15 years. Tons of people on Reddit, and notable people such as Scott Galloway are proposing that average returns from US markets over the next 10-15 years may be lower than 4% per year. Others continue to prescribe DCAing and trust in the US economy which feels like blind faith like a religion or borderline fanaticism. The only way I can feel comfortable to keep investing and dollar cost averaging in US indices is if I believe in US exceptionalism, that the US is going to miraculously continue to dominate and lead growth and innovation in the coming years. I don't know if I believe that though. Seems like we're sucking at school/education, prioritizing the wrong shit, and keep getting ourselves into a deeper and deeper hole. For those of your who continue to DCA into the market, please share the secrets of your optimism or why you think the US will continue to prosper the way it has.
Edit: thank you for responding with some solid responses and good insights here. Some upvotes would be nice too | r/investing | post | r/investing | 2025-05-17 | Z0FBQUFBQm9ORzh5ZnR4MGNDaG1YR25RZldMQTRudFZ6RVZ6UXgzV09nMGdmemJSdHJEMlVBY09HVFNDZVN2VHhrSDVjMk9BZFBIRTdBRm9UQ2R5V2xiNGRldVA5RkNjQ0E9PQ== | Z0FBQUFBQm9ORzgyNUVaMkhuUVZxb0VtZ1RWVlhoZndIbGR6cnBxUlVpVERTUlZ1QVY3VjJuSVBJclU0aDhjSjJ1RGlZeUVHYy1QVjRZU2hLcXJMZ1V0NkNtN3NZbEM5WmRnTnhwajlHQ1ZCamdYOHRRTnEyeEctN1Z5ZDYtM3JqaWxLYzlrNFVBRlQ0SXdMcFljdjFaNmRDRnR1ZzcybkxlN2I4WFZoQ1FveUFaOGhJNG5HNm1xSENhMHdFSWxBOVdHU2ZkOUNOeUoz |
Hi Friends ⋆˚࿔
My home mortgage interest rate in 6.125% in 30 years. I've maxed my 401k and Roth IRA.I am thinking some options below
1. Paying off the mortgage earlier by paying more principal every month. It will shorten the mortgage year.
2. Paying the mortgage at the minimum each month. Use the money to do other financial products, but they seems lower than 6.125%, which means that I will pay more interest.
Other financial products considering:
\- CD: 4.25% (14 months)
\- Bonds: 4.75% (20 years)
\- Stocks: have risk
Thank you very much for your time! I am open to any ideas. Please feel free to share if you would like ⋆˚࿔
Thank you all very much for all the ideas and experiences! Below I've summarized, please feel free to correct me :))
**Updates**
05/17/2025
1. Paying off earlier. As the 6.125% is on the total mortgage money (e.g. 500k). It saves 6.125% on 500k. Most likely more than the increases from SP500 (7-10%). 7-10% gains is on the capital (e.g. 10k). Gains is much less than interests.
2. Stocks. Stock gains using after-tax money and capital gains needs to taxed. Need to bear the risks if stocks is less than 7%.
3. Tax deduction. Tax deduction standard is high. Mortgage and property tax is not helping much than interest.
4. Flexible money schedule. If I would like to have more flexible on money, I can put extra money on savings, and decide if I want to pay all money (capital+saving interest) to mortgage. Interest rate may probably less than interest rate (4.5% v.s. 6%)
5. Mutual fund. It has \~10% annually return. Gains need to be taxed. | r/investing | post | r/investing | 2025-05-17 | Z0FBQUFBQm9ORzh5OXk3QkZXUi1Kcy1hYUJkZXItcHFKVXRvVW5ZVWNnWEdSUWFaeExaVmJFYWdPeWZ3YkNCaVE1cU9NQnIxeVdLblZzNEhaVktxSDd4bmFQOGNQR0Z1aHc9PQ== | Z0FBQUFBQm9ORzgyYUpwaVVxdVZRZlkyVWJuRUN5bEZzYlA0cUFwN0hiYVJwQW5mRDIwdjEta0xJMTd1TEpNTE1EVUFQdjM4bXQtVzcxNlBMYkVYdGxpdXAtaWxGRVlGVjRMS0lYSHRVcjBlWW9mRlM2UUNacUhKOXZzZ2lON0hRdF9PWExXRUo3M2x3RVA1SDd3VDI5aUk5akFQTWMxdHh2MVNwbHBVdU9XdXBjb0hiN0NwbmwxVFhJU0hpcERKMlJlaGl3emx5TmpY |
This chart tells a powerful story: A massive amount of global capital is chasing a vanishingly small supply of Bitcoin.
The orange triangle at the bottom? That's all the available Bitcoin on the market. The green triangle above? That's the global pool of capital looking for returns, stability, and scarcity in a world of dilution and monetary expansion.
Here's what many still don't fully grasp:
➡️ Over 94% of all Bitcoin is already held by investors - most of it locked away by long-term holders.
➡️ Meanwhile, over 94% of global investable capital has zero exposure to Bitcoin.
That's an enormous imbalance.
Bitcoin is still a tiny fraction of the world's $500+ trillion in assets. It's a rounding error for most portfolios - but it's no longer a fringe idea. With institutional adoption ramping up, nation-state interest growing, and structural supply constraints tightening, the pressure is building.
Scarcity has never met scale quite like this before. As capital continues rotating toward hard, programmable money with a fixed supply, the opportunity for asymmetric upside becomes harder to ignore. | r/bitcoin | post | r/Bitcoin | 2025-05-17 | Z0FBQUFBQm9ORzh5VXFOLXByeVhSWkJUM0lxVUo3SDBBNnppLXBJQ21LZURYcVlUNlktTHV0eUxaMVkzOU1rb2RhMDVDTURRX3RNOW9EakhDZEVpVklpc2hmbU9WTXhDVWc9PQ== | Z0FBQUFBQm9ORzgydmFzYmRzdmF0dkRPb2lzSFplZm9JNThBUjZjSEFSVmV4SkR3YmRpUVlxWW5oMW1JMlV4OXZndldxQi1mM0UzUDR1YmpFVUU2LUp2dTlmanF2eVJjNlAyMUUydHpucXNGU2FlMTVDT3lyN2NrR0VBWkRCZHVGaW1NWkNNMjRXRFVXZXEtcm5JVXRPNHRPVjM2Q2VmZ1c3b3ZTdXlTczJQX29MTjBhdktQdDRBPQ== |
As the title asks, has anyone managed to develop a profitable and discretionary trading strategy using AI?
If so, how did you do it and what platform did you use.
I'm trying to develop one myself using Gemini and Copilot. I also use Perplexity which I love! | r/forex | post | r/Forex | 2025-05-17 | Z0FBQUFBQm9ORzh5MUVSOXNFdVZuSUxsbHpsaXNJNzViSV9LdUE4NFZBN0lwVVNQNkNtSndGdnVyT1RfMmd6TFNoaUZJY3N1UVM1NEFkblV6eFpzRVNVZ1BPTWgwRjRPQUE9PQ== | Z0FBQUFBQm9ORzgyUEVHVUhwZVNjQ1NwbUJlY0RnUUwzRmZ0LUExMFVjbE1DXzVlbS0wbjhtRmVkY3N4Vm9DdmktOXJIRGo1RVJhZWdMcVYyaUlrSk56ODhWdC1ybjFTZVExSUxkQzA5Z0lkbFAzVzJjbkJFNng3dU5NWFRkRUliUUZQZ3hsLVotLXZseFNTWnVVQmZWUWNtZmlXTEtlS25qUXJnUExKcVNCbEJoN3FQYjd4Ulp5TERZSUNZN3NsdDYxZW5UVFRpM0Jf |
Hard interview question:
Write a python function that samples from the uniform distribution over n d-dimensional unit vectors that sum to 0. (In other words, they form a closed loop.)
def sample(d, n): -> Array[n, d]
Part of the question is making precise what is meant by “uniform” here. | r/quant | post | r/quant | 2025-05-17 | Z0FBQUFBQm9ORzh5NEZEMXZVbXVKSHEyTmI2LXdab0d3NEhieUUwaTExQmtmQWRsMjJGS1h0a2dqbWs5Rkk3NDRTa0ttNUFMVUg5dzJQdTRtalZfSkh2X0diRWJzUWVYT1E9PQ== | Z0FBQUFBQm9ORzgybEw2MV9LMjZ1OXRacl9ONUNWMm9RRzVEcEctWjFTd1NqZ3h6VGZiMkxxTlZQVE5HQ3ZRc1RkeUdSdHRlejVvNXBiaXROSzVPNlBrbXNQTXI3clJBTjRDTE9CSlIzc1N2WWUyZ1oxbFVrdmEzWU1pVzVRMGNJQWNmMmFESVFFbEwzVlNQZ0FMWmFqOEtsekl0T1Qxd29ocW9ZRFl1NGM4OTZMb2dSMlBYR1dEcjduRDQzUW9UY01Icy1tOGlxVWdnMkwzckctcTgyeFJnQlFvVzFDS3R0QT09 |
Subsets and Splits
No community queries yet
The top public SQL queries from the community will appear here once available.