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“From ProCredit Bank’s side we are extremely delighted to have had the chance to support Georgia’s culture and inheritance of manuscripts. It’s extremely rewarding to have had the chance to hand over this unique and interesting collection of ex librises to the National Centre of Manuscripts; that we had the opportunity to obtain these very interesting examples of Georgian culture and history. By handing this collection today to the National Centre of Manuscripts we also, one more time, want to demonstrate our support for the development of Georgian culture. All in all I think it’s a very promising beginning for a hopefully fruitful and long-lasting relationship with the National Centre of Manuscripts,” said Sascha Ternes, General Director of JSC ProCredit Bank.
“In the National Centre of Manuscripts there are manuscripts, historical documents, archival materials and library collections. This is one of the largest collections across the country. It has been gathering material and growing since the 19th century; this process is still ongoing and will never be finished. The collection has mainly grown from people’s donations, except for a few exceptions. Over the years we received donations from individuals, families, from private companies, public and private organizations. And the result is a unique collection which is now protected by the National Centre of Manuscripts,” he added.
“Today, one of the priorities for us is searching for new materials and continuing the pursuit of our great ancestors, who began collecting such materials in the 19th century. We also have another sub-priority, as just like this material was found in a foreign country, great care is needed not to lose Georgia-related materials that may be located abroad. They shouldn’t fall into someone else’s hands, in some cases private collectors. Then the trace will be lost,” Buba Kudava said.
“We were searching over the internet with our colleagues for information of this sort, and we managed to connect with an individual in Thessaloniki, Greece. We asked them to send us information on a regular basis about Georgia-related materials. And indeed they sent us the ex libris collection and when we showed this material to experts, it turned out to be very interesting. There are many famous figures associated with these ex librises. On the one hand, one part of this collection was designed by well-known artists. The second part is known because it is created for famous statesmen, but by a lesser-known Georgian painter. The first is the Elene Akhvlediani ex libris, the second is the Sergo Kobuladze ex libris. We did not have a separate collection of ex librises until now. Of course there are such materials in archives and in books, but so far we have not had such an amount of ex librises,” he said.
“Ex librises were invented along with book printing and were an integral part of a book through the ages. Today, some of them are considered works of art. That is why participation in such a project is very important for ProCredit Bank, and we are very pleased that this unique ex libris collection has been added to the heritage of Georgian manuscripts,” said Sascha Ternes, General Director of JSC ProCredit Bank.
The term “ex libris” is Latin for “from the library of”, and is used to describe a printed label on the inside front cover of a book indicating the name of the owner. In the past, ex librises often took the form of a drawing, an emblem or an illustration of some famous event, sometimes by a famous artist.
"Oh, you are stuck on homework problem number 13? I found a solution on YouTube. That helped a lot. Just Google it, you can find all the solutions."
The second problem is partially my fault. When I give an in-class assessment, I leave the solution out on the front desk so that students can check their answers when they are finished. Instead of studying this and figuring out their mistakes, students will usually just take a quick picture of the solutions using their phone. Of course they ask if it's OK to take a snapshot first, and I let them. However, the problem is that they think of the solution as something to collect rather than something to learn from.
Confusion is the sweat of learning.
You can't just google a physics solution and expect to learn. Imagine if Luke Skywalker had access to the Internet on Dagobah. Here's what would have happened when his x-wing sunk beneath the water.
Yoda: So certain are you? Always with you what cannot be done. Do you nothing that I say?
Luke: Master moving stones around is one thing, but this is entirely different. But let me just Google "how to lift an x-wing with the Force." Ah. Here it is.
Of course that's not what happened (I would make this alternate scene into a comic if I could actually draw). Luke learned about the Force by failing. Yes, students learn physics by working on problems and by failing to solve problems. It's the journey to the solution that's important, not the solution itself. Using a video solution would be like using a golf cart to run 5 miles. Sure, you end up in the same place if you run or ride—but they do not produce the same results.
But why do students think this? Why do they think learning is as simple as quick search or a photo with their smart phone? There are likely many reasons for students to hold these learning beliefs. However, I popular media often doesn't help. Remember this scene from The Avengers?
SHIELD agent Maria Hill asks Tony Stark: "When did you become an expert in thermonuclear astrophysics?" Stark's answer: "Last night". This shows that Tony Stark is so awesome he just figured astrophysics out last night. Clearly, students feel that you have to be a special superhero to understand astrophysics. You either get it in one night, or you'll never get it. I would prefer to have Stark say "Well, I've been working in this field for 10 years and I'm just scratching the surface." Maybe that wouldn't fit too well in the movie.
Or here's another good one from Days of Thunder.
Cole pulls up to the race track to test out a stock car.
Harry Hogge: What do you know about stock car racing?
Cole Trickle: Well... watched it on television, of course.
Harry Hogge: You've seen it on television?
Cole Trickle: ESPN. The coverage is excellent, you'd be surprised at how much you can pick up.
Harry Hogge: I'm sure I would.
See. Learning is simple. You just need to watch some videos and you'll be all set—except when you aren't. Nope. Learning is tough, but it's totally worth it.
These two healthcare REITs are trading for dirt-cheap valuations despite high dividends and a solid history of growth.
Investing in real estate investment trusts, or REITs, is one of the best ways to enjoy high dividends and the potential for capital growth. On a valuation basis, REITs specializing in healthcare properties are trading cheaply right now, and two seem to be a particularly good bargain: HCP Inc. (NYSE:HCP) and Medical Properties Trust (NYSE:MPW).
This type of real estate should be an excellent long-term investment for three main reasons: demographics, increased healthcare spending, and market opportunity.
Demographics indicate a growing demand for healthcare properties over the coming decades. Simply put, the population is getting older -- fast. The 65-and-up population in the U.S. is expected to nearly double by 2050 as baby boomers age and live longer. Older individuals require more healthcare, therefore the number of healthcare facilities will grow to meet the demand.
Furthermore, healthcare costs are rising at a faster rate than other expenditures, as you can see in the chart below. Given that commercial properties derive most of their value from their ability to generate rental income, healthcare properties should appreciate faster than other property types as long as this trend continues.
Finally, the healthcare real estate market is about $1 trillion in size, and no REIT has more than a 3% market share. The industry is highly fragmented, meaning there are plenty of opportunities for new investments from existing properties, in addition to the opportunities that will come from future growth of the industry.
HCP is one of the "big three" healthcare REITs, and it owns 1,179 properties in a variety of categories -- mainly senior housing, post-acute care, life science, and medical office buildings. Essentially, the business model is to acquire attractive properties and team up with some of the best operating partners in the business, such as Brookdale Senior Living.
The company pays a notable 7.1% dividend yield and has an even more impressive record of dividend growth. In fact, HCP has increased its dividend for 31 consecutive years and is a member of the S&P 500 Dividend Aristocrats.
HCP's biggest recent news item is the planned spinoff of its HCR ManorCare assets, which include virtually all of the post-acute/skilled-nursing properties in the company's portfolio. You can have an in-depth look at the spinoff, but the general goal is to allow HCP to focus on its private-pay senior housing, life science, and medical office properties, thereby improving portfolio quality and giving the company more financial flexibility to pursue future growth opportunities. The spun-off assets, meanwhile, will be placed in a newly created REIT that will strive to maximize their value.
According to HCP, once this happens, the company can employ several new strategies with these properties, including some that are not possible or practical while the assets are still a part of HCP.
Data source: HCP company presentation.
Medical Properties Trust focuses on hospital properties, which, according to the company, produce better initial yields than other types of healthcare real estate. In fact, the company is the fourth-largest owner of for-profit hospital beds in the country.
Data source: Medical Properties Trust.
The company has 204 properties located in 29 states and four foreign countries, and the long-term plan calls for even further international diversification. This way, if one market faces headwinds (say, the U.S.), it won't represent virtually all of Medical Properties' assets.
The company does have a relatively high debt load for a REIT: Debt represents 51.6% of Medical Properties' assets, so there's added risk to consider. However, 98% of the portfolio's leases have annual rent increases built in, and the company's payout ratio is less than two-thirds of FFO -- lower than that of most peers.
In short, there's no reason to believe Medical Properties Trust will have any debt-related issues going forward, with a growing stream of income that's already more than enough to cover the dividend.
Note: Share prices and guidance are current as of 5/23/16. Normalized or adjusted FFO guidance is used when available.
No stock with double-digit growth potential is without risk, and these two are certainly no exception. In fact, a higher level of perceived risk is responsible for the low valuations. Healthcare spending could slow, operating partners could face greater financial difficulties, or there could be a shortage of attractive acquisition opportunities in the target property types. Any one of these factors could cause these stocks to take a dive.
However, I think the growth potential and the solid track record of delivering profits in a variety of economic climates more than make up for the risks. Either of these healthcare REITs would make a solid addition to a well-diversified dividend growth portfolio.
Up to an inch of snow is likely on the Eastern Shore and up into Sussex County Friday afternoon.
Below-freezing temperatures this week is leading to extra slippery roads Friday as snow falls across the Delmarva Peninsula.
Multiple school districts and Sussex County government offices have closed early for the afternoon snow that is supposed to linger into the early evening, according to Eswar Iyer, a meteorologist with the National Weather Service in Wakefield, Virginia.
"The heaviest snow should move east in the next couple hours and might not taper off until later afternoon and early evening," Iyer said just after 2 p.m.
Accumulation totals have not changed from the morning prediction of 1 inch, but some areas could see a little more, Iyer said.
Multiple vehicle crashes have been reported on the police scanner as roads have become icy, which is due to the cold temperatures leading up to Friday.
"When it’s colder, the snow is able to stick to the roads quicker, and your roads are going to get slick quicker," Iyer said.
The Ocean Police Police Department announced at 2:40 p.m. that westbound Route 90 lanes were closed because of a crash.
It could take up to two hours to clear the crash. Maryland State Police is investigating.
Rt. 90 is closed between Rt. 589 and Ocean Due to poor road conditions. Avoid the area.
Salisbury Police tweeted they have nine active crashes under investigation as at around 3 p.m.
"Snow catches us by surprise today and causes very icy road conditions," police said.
"Slow down, use caution if you must be on the roadways this afternoon."
Temperatures were forecasted to climb close to the freezing point for water in Salisbury, while Georgetown and Rehoboth Beach were only going to reach 28 degrees. It will be a little warmer in Ocean City and Accomac, with temperatures in the mid to upper 30s.
The temperature won't drop significantly at night, with a low of 20 degrees in Salisbury, 18 degrees in Georgetown and 26 degrees in Accomac.
Over the weekend, expect temperatures to rise into the 40s across Delmarva. By Monday or Tuesday, Delmarva residents can expect temperatures in the low 50s.
Young Lions skipper Brad Galvin isn’t afraid of taking his side’s ‘scrappy’ style of play into Sunday’s semi final clash with Henwood Park. Galvin has headlined the Lions’ defensive unit from centre back this season, putting together a string of solid performances to contain rival sides to just 28 goals in their 19 games to date. Now, the 27-year-old is relishing the lead-up to a shot at grand final glory and says there’s no reason why his team mates can’t tough out another gritty win against the favoured Hawks. “We really toughed it out against Leeton last weekend but we’ve been doing that all year,” Galvin said. “It was a pretty scrappy win and we defended like our lives depended on it when they threw everything at us in the last few minutes.” Having only just taken over the captaincy from the unavailable Duncan Cameron, Galvin is facing the unusual prospect of being one of the side’s most senior players in just his second season at Hall Bros Oval. The defender also admitted his surprise at Young’s run to the finals but credited the injection of youth into the side. “We were really in a building phase last year and we copped a few floggings with all those juniors blokes coming in,” Galvin said. “Now, we’ve kept that core group together for two years and I think we’ve come along quicker than we anticipated. “That comes down to those younger boys in the side having an impact and guys like Alex Mitchell, who I’d say is one of the fastest blokes in the competition, and Pat Hislop have been real standouts all year.” All eyes are now fixed upon the task ahead - toppling the defending premiers. Galvin knows it’s no easy task but says the result will be vastly different from their 6-0 loss to Henwood Park in July. “We were missing a few players from our back line that game, so I think that probably affected us a fair bit,” Galvin said. “Still, we know they’ll be hard to get on top of and they’ll throw everything at us in attack. “We’ll just have to hold them out and look to hit them through counterattack.” While you’re with us, did you know that The Daily Advertiser is now offering sports and local events as part of its growing email newsletter service? Our sports email will keep the sports-mad up-to-date with a round-up of all the weekend’s sports action - sign up here.
LEADER OF THE PRIDE: Young Lions skipper Brad Galvin (right, pictured tackling Lake Albert's Henri Gardner in 2017) says his side won't shirk away from the tough stuff against Henwood Park in this weekend's semi final.
Young Lions skipper Brad Galvin isn’t afraid of taking his side’s ‘scrappy’ style of play into Sunday’s semi final clash with Henwood Park.
Galvin has headlined the Lions’ defensive unit from centre back this season, putting together a string of solid performances to contain rival sides to just 28 goals in their 19 games to date.
Now, the 27-year-old is relishing the lead-up to a shot at grand final glory and says there’s no reason why his team mates can’t tough out another gritty win against the favoured Hawks.
“We really toughed it out against Leeton last weekend but we’ve been doing that all year,” Galvin said.
But honestly, we don’t mind scrappy games like that - I’d be happy to grind out a 1-0 win every week if that’s what it takes.
Having only just taken over the captaincy from the unavailable Duncan Cameron, Galvin is facing the unusual prospect of being one of the side’s most senior players in just his second season at Hall Bros Oval.
The defender also admitted his surprise at Young’s run to the finals but credited the injection of youth into the side.
“We were really in a building phase last year and we copped a few floggings with all those juniors blokes coming in,” Galvin said.
“Now, we’ve kept that core group together for two years and I think we’ve come along quicker than we anticipated.
ROCK IN DEFENCE: Galvin clears the ball under pressure from Tolland's Ramon Atayde during a Pascoe Cup clash in 2018.
All eyes are now fixed upon the task ahead - toppling the defending premiers.
Galvin knows it’s no easy task but says the result will be vastly different from their 6-0 loss to Henwood Park in July.
“We were missing a few players from our back line that game, so I think that probably affected us a fair bit,” Galvin said.
“Still, we know they’ll be hard to get on top of and they’ll throw everything at us in attack.
It’s dense, interesting, weird and funny, but what it’s all wrapped around is another “Chosen One” story that really feels drawn out and convoluted, crumbling into something tiresome and tedious.
Where the science-fiction genre is concerned, it’s not hard to at the very least appreciate the ambition of the storytelling. It takes an honest, extra layer of creativity to create a reality not bound by the restrictions of our own, and it can be a delight to watch a perfect mixture of detailed universe building mesh with smart, unique storytelling. Of course, this requires delicate balance, as a dip too far one way finds a convoluted mess, and a dip in the opposite direction creates something that ultimately feels hollow and incomplete. It is sadly the former trap to which Andy and Lana Wachowski’s Jupiter Ascending falls victim.
In a similar vein to what they were able to accomplish with previous sci-fi stories like The Matrix and Cloud Atlas, Jupiter Ascending is a narrative set in a vivid and comprehensive world. There are legions of soldiers who have had their DNA spliced with animals – like the wolf-infused Caine (Channing Tatum) or the bee-like Stinger (Sean Bean). There are galaxy-spanning businesses where worlds are held like long-term investments. There’s even intergalactic low-level bureaucracy that has all varieties of individuals waiting in lines and shuffling from one department to the next. It’s dense, interesting, weird and at times funny, but what it’s all wrapped around is another “Chosen One” story that really feels drawn out and convoluted, eventually crumbling into something tiresome and tedious – albeit consistently beautiful.
The Wachowskis do legitimately make good choices in the casting department, as both Mila Kunis and Channing Tatum make for fun, charismatic leads to take us through the story. Kunis stars as Jupiter Jones, an illegal alien living with her Russian immigrant family and working as a housekeeper living in modern day Chicago. As we see happen oh so often at the cinema, however, her life changes in an instant when she meets Caine (Tatum), an intergalactic bounty hunter. Jupiter is not only made aware of life on other planets, but also that she is the genetic recurrence of one of the most powerful women in the galaxy, and stands to literally inherent the Earth now that she has passed away. It’s a simple and rather familiar plot, but through a first act of enjoyable “awakening” material and sky-shredding action scenes, Jupiter Ascending holds its own.
It’s with the introduction of the trio of central villains that everything begins to fall apart – which is a sincere problem considering that they wind up completely driving the entire story. These are the three surviving members of the Abrasax family -- Balem (Eddie Redmayne), Titus (Douglas Booth) and Kalique (Tuppence Middleton) – and the sons and daughter of the woman whom Jupiter Jones is a genetic equal. Each of them has a personal desire to take control of the Earth – which is alternately described as being extremely valuable and just a single piece of a much larger business – but also each take their own place doing more harm to the movie than good. Kalique winds up being mostly useless to the story, simply providing huge amounts of exposition and then disappearing; Titus merely feels like a stall in the narrative, serving as what is really a fairly pointless obstacle; and Balem simply feels overcooked in every sense, with Redmayne giving a highly bizarre, scenery-chewing performance full of needless affectation that makes him stick out like a sore thumb (really making you wonder what kind of off-base directions he was being given by the Wachowskis). As Jupiter Ascending’s plot encounters these characters, the film begins to degrade faster and faster, exploring needless and unnecessary elements of the sci-fi world that do more subtraction than addition.
At this point in their careers, Andy and Lana Wachowski have become better known for their visual flash and style, and it serves the movie well. Their flair is apparent from the costume and makeup work (the idea of DNA splicing works magic in this department) to the production design, and it all serves to provide Jupiter Ascending with a unique feel (even when it wears references to movies like Brazil on its sleeve). Immense credit also goes to the visual effects teams, who not only render some fantastic air battles and spaceships, but also expansive alien environments that do their part to make the audience feel like they’re being taken to a different world. All of this spectacle doesn’t make up for the fact that character motivations are at times completely dubious, and that the third act drags on far too long, but it does help.
It’s hard to really begrudge a film like Jupiter Ascending, both for its creative scope and in that it is one of the few-and-far-between female-led action movies, but it is equally hard to validate it beyond those elements, it’s aesthetics, and the casting of the leads. There is perhaps a better feature that exists partially on the cutting room floor – explaining some of the more bizarre plot developments/holes – or one that could have been made with just a few tweaks to the screenplay. But the movie that will be hitting theaters this week is best described as unfortunate.
For a career that once seemed so good on paper, the crisis in teacher recruitment is now hardly ever out of the news.
There are not enough people signing up to become teachers and too many are dropping out - some experienced due to the stress and increase in workload but often the newly qualified leave the profession, unprepared for the life in the classroom.
School lead Andrew Truby, a national leader of education, is determined to change the narrative about teaching as a profession.
He feels school leaders have it in their gift to change this situation on the ground by making brave decisions and by investing in the professional culture so that schools become irresistible places to work.
At St Thomas of Canterbury School, in Meadowhead, where Mr Truby is executive headteacher, there is a 100 per cent school-based teacher training school which is going from strength-to-strength.
The outstanding Ofsted-rated school became a teaching school in 2015, and works with partner schools in the Learning Unlimited Teaching School Alliance.
The alliance, based in a modern training facility at the school, takes on School Direct trainees on a year-long programme.
Each student is placed in one of 14 partner schools across Sheffield, Doncaster and Chesterfield for the entire programme, where they will work for a year alongside outstanding and primary class teachers.
Teaching school manager, Anita Bray, said: "The beauty of this course is that trainee teachers are based in a school for the whole programme.
"They encounter children and liaise with parents. They do things like parents evening - all the nitty gritty.
"The trainee teachers have been there and have done it, they have had that experience which is much different from doing it in classrooms."
During the course, students spend time in another of the partner schools so they get to experience life in two schools.
They are given a mentor who, at first, they observe, then plan lessons alongside before the mentor oversees the trainee teacher planning and delivering the lessons.
The trainee teachers meet once a week at the School Direct hub session for training, with specialist leaders of education or subject specialists coming in to take sessions.
Teaching school director, Sarah Rockliff, described the process as 'learning by doing'.
She said: "Trainee teachers are in classrooms and they are coming to hub sessions and picking up ideas about teaching and learning and then the next day they get the chance to put that into practice.
"Teaching is a craft and the only way to become a master of your craft is to keep practising it."
She added: "After only a few weeks the trainees start to refer to their partner school as 'my school' and they feel a real connection to the school they are working in and are invested in the children. That adds to the motivation.
"It's a hard course and requires a lot of hard work."